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New Year New You – Learn, Remember, Grow

For the most part, 2020 sucked. I mean, there were certainly bright spots — spending more time at home, seeing my kids all day every day, growing closer with my wife. But, we all missed out on extended family, friends, co-workers, and new relationships that never happened because we were all locked away inside all the time! Now, it’s 2021 – and it’s time for what I’m calling “new year new you”. 

Related: 3 Hobbies to Change Your Life

New Year New You – My Recent Golf Game

I literally just got back from golfing my second nine-hole round of the year. And so far, I’ve been killing it. I mean, really unbelievably killing it.

The first hole this evening was a 360 yard par 4.

My first shot landed just left of the green, pin high (which, for those of you that don’t know, that’s fricken unbelievable. That’s like Bryson DeChambeau “I-drink-7-protein-shakes-a-day-and-look-like-a-brick-house unbelievable!). I chipped on and putted in for birdie. It was absolutely nuts how easy that was!

Usually, my first hole of the night would go something like this:

  • hit an okay drive and still have 100 yards left
  • pull-hook my second shot left of the green
  • chip on
  • then 3-putt for a double bogey

So what changed?

What’s so different about this year vs. last year?

That’s simple. Learning, remembering, then growing.

Related: 10 Habits to Reach Financial Freedom in a Hurry!

Golf and the Iterative Learning

Typically, amateur golfers go out and play a round of golf while having a bunch of drinks, score okay at best, and then forget everything they did – well or poorly. Then they go out the next week and do the exact same things all over again, and therefore never get any better.

At the end of last year, I started paying attention and I really started grooving a swing. Quite honestly, it took years for my swing to feel this great and I didn’t want to lose it through the winter season (I live in Michigan where winter lasts 4-5 months!).

new year new youSo guess what I did?

I kept swinging.

  • In the snow in the front yard
  • On those random warm days throughout the winter
  • Even “air swinging” while my wife was trying to tell me a story (she didn’t like this by the way… Husbands, don’t start doing this. Or at least, don’t tell your wife the idea came from me! ;))

I kept grooving my swing for months, making sure I didn’t lose that muscle memory. 

Now, this year. It has proven effective! I’m playing the best golf of my life!!

Related: How to Set Yourself Up For Career Success

New Year New You – Your Financial Life

“Alright, Derek. That’s great that you played a couple good rounds of golf…but who cares? And why is this worthy of an article…?”

Glad you asked!

In this crazy 2020 that we’ve had, I’m sure you learned something about your financial life.

Maybe you…

  • found out how much you could save when you don’t go out to eat
  • discovered a ton of free activities that you enjoy doing outside
  • found out that you could live on much less because you had to

Whatever the case may be, I bet you learned something financially about yourself in 2020 – something that could be a game changer if you just keep applying it into 2021 and beyond.

My suggestion to you?

Keep swinging that preverbial golf club. Keep that swing grooved for the non-pandemic season that’s coming up. Don’t forget all those great financial life lessons that you learned over this past year!

Just think. You could soon start earning a massive income as our economy opens up again, and you could still be living inexpensively like you’ve learned to do (perhaps even inadvertantly) during these trying times.

This is a new year new you. Keep swinging, keep climbing, keep growing. Don’t forget. You can do this!

Battle of the Mind Get Out of Debt Money


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.

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