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Author: Kimberly Studdard

Many Americans are overworked and underpaid. And while this isn’t a fact for everyone, statistics show that median wages have…

Let’s talk about debt. Specifically, let’s talk about recourse debt. What is it? And why do you need to know…

These days, almost everyone has a side hustle. But, how would you like to have a side hustle that gets…

Curious about what non-recourse debt is, and if it can help or hurt you financially? Let’s talk about it and…

If you ever participated in Earth Day at school, you know that reduce, reuse, and recycle are important. But did…

Let’s be honest, buying a new car is expensive. The average new car will cost you $37,876 brand new, and…

The average student loan debt has almost tripled in the last 20 years. And, it doesn’t look like it will…

As sad as it is, there always comes a time where a family member passes away. And what if this…

Let’s be honest, flight prices have continued to rise every single year. And let’s not mention the fact that perks…

Who doesn’t like rewards? And let’s be honest, perks and upgrades are great too. But what do you do when…

Let’s be honest, sometimes it’s hard to lose weight. It may seem super easy to just eat healthy and workout…

Sometimes life happens. You lose your job, you lose a loved one, or you get sick (mentally or physically) or…

Let’s be completely honest, housing and living costs have sky-rocketed over the years. The average rent cost in America for…

Do you really need cable these days? Between streaming services, news, and sports going online, and the increase in cable…

Do you know where your finances are sitting right now? Are you scared to peak at accounts? Are you just…

Sometimes, bad things happen when we least expect them. And if you’re on a financial journey, losing your job can…

We’ve talked about financial gurus before. And while many are great, and offer a lot of solid advice, sometimes they…

Frugal living has made millionaires. Just like at Warren Buffet. He’s proof that living below your means and investing and…

Have you ever loaned money to a friend, only to not be paid back? And then you think “I’ll never…

Life happens. And sometimes, our governments, businesses, and people aren’t truly ready for those life events. Because of that, we…

Okay, let’s talk about the elephant in the room. You’re probably overspending on Amazon. *Gasp* …but are you really shocked?…

Groceries can get expensive. The average family of four spends almost $7,000 on food every single year, and that number…

If you’re anything like me, you most likely see the big picture or the long-term likely outcomes. And in personal…

Many personal finance sites recommend using cash or cash envelopes to budget and manage your finances if you’re just getting…

If you didn’t know, the personal finance community is a large community. And many personal finance gurus and planners make…