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Author: Kimberly Studdard

Dave Ramsey is an incredible human being that has helped guide thousands of people to debt freedom. And, let’s just…

According to a U.S. Census Bureau, more than 80% of single-parent households are single mothers. And, about 1 in 4…

Americans owe over $1.6 trillion dollars in auto loans as of 2019. And if that doesn’t sound like a crazy…

It’s no secret that for many people, access to affordable health care isn’t readily available.  It can be scary not…

Christmas is fast approaching. And some people will find themselves scrambling to bring their finances together at the last minute…

With the holidays around the corner, many people are looking to earn extra cash, save up for gifts, and more….

If you’re on a personal finance journey, you’ve most likely run into the dreaded Murphy’s law. You know the one…

What if I told you that more money doesn’t automatically equal a great financial future? Most likely, you’ll tell me…

Not including college, parents today will spend around $240,000 on their kids between the ages of birth and 17. While…

Have you seen the memes where someone tells themselves they should have a certain amount of money, just to find…

Many people that are trying to pay off debt and save money tend to make budgets so they can see…

A few short months ago, I came across a YouTube channel of a 21-year-old who decided to live in a…

It’s no secret that side hustles allow you extra money to play within your budget. But when you’re an introvert…

Some people are budget nerds who love spreadsheets, checking in on their budget regularly, and get giddy when it’s time…

Household expenses can really add up month to month. For some people, this means living paycheck to paycheck, or at…

Any decent human being wants to leave the world in a better place, even if it’s just slightly. We have…

It’s crazy that we are already halfway through the year. And yet, now is the best time to start getting…

In today’s economy, and with the cost of living increasing significantly, it can seem almost impossible to save a few…

Finance gurus, professionals, and hard-working Americans have been debating for years whether to use cash or credit cards. Which is…

Time is the only currency in life that truly matters. Think about it. Many people work 40+ hours a week,…

Summer means pools, vacations, and delicious watermelon. But it could also mean an empty wallet. Between traveling, kids programs, food,…

The best financial gift I ever received had nothing to do with a physical gift. But before I tell you…

The interest in personal finance, living below your means, and reaching financial independence has grown tremendously in the last 20…

Adulthood is wonderful. Eating what you want when you want. Having your own money. Deciding what you do on a…

In a society where we are always going, it can get tempting to want to eat out to save money…