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Author: Kimberly Studdard

Have you ever loaned money to a friend, only to not be paid back? And then you think “I’ll never…

Life happens. And sometimes, our governments, businesses, and people aren’t truly ready for those life events. Because of that, we…

Okay, let’s talk about the elephant in the room. You’re probably overspending on Amazon. *Gasp* …but are you really shocked?…

Groceries can get expensive. The average family of four spends almost $7,000 on food every single year, and that number…

If you’re anything like me, you most likely see the big picture or the long-term likely outcomes. And in personal…

Many personal finance sites recommend using cash or cash envelopes to budget and manage your finances if you’re just getting…

If you didn’t know, the personal finance community is a large community. And many personal finance gurus and planners make…

Dave Ramsey is an incredible human being that has helped guide thousands of people to debt freedom. And, let’s just…

According to a U.S. Census Bureau, more than 80% of single-parent households are single mothers. And, about 1 in 4…

Americans owe over $1.6 trillion dollars in auto loans as of 2019. And if that doesn’t sound like a crazy…

It’s no secret that for many people, access to affordable health care isn’t readily available.  It can be scary not…

Christmas is fast approaching. And some people will find themselves scrambling to bring their finances together at the last minute…

With the holidays around the corner, many people are looking to earn extra cash, save up for gifts, and more….

If you’re on a personal finance journey, you’ve most likely run into the dreaded Murphy’s law. You know the one…

What if I told you that more money doesn’t automatically equal a great financial future? Most likely, you’ll tell me…

Not including college, parents today will spend around $240,000 on their kids between the ages of birth and 17. While…

Have you seen the memes where someone tells themselves they should have a certain amount of money, just to find…

Many people that are trying to pay off debt and save money tend to make budgets so they can see…

A few short months ago, I came across a YouTube channel of a 21-year-old who decided to live in a…

It’s no secret that side hustles allow you extra money to play within your budget. But when you’re an introvert…

Some people are budget nerds who love spreadsheets, checking in on their budget regularly, and get giddy when it’s time…

Household expenses can really add up month to month. For some people, this means living paycheck to paycheck, or at…

Any decent human being wants to leave the world in a better place, even if it’s just slightly. We have…

It’s crazy that we are already halfway through the year. And yet, now is the best time to start getting…

In today’s economy, and with the cost of living increasing significantly, it can seem almost impossible to save a few…