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Author: Kimberly Studdard

Finance gurus, professionals, and hard-working Americans have been debating for years whether to use cash or credit cards. Which is…

Time is the only currency in life that truly matters. Think about it. Many people work 40+ hours a week,…

Summer means pools, vacations, and delicious watermelon. But it could also mean an empty wallet. Between traveling, kids programs, food,…

The best financial gift I ever received had nothing to do with a physical gift. But before I tell you…

The interest in personal finance, living below your means, and reaching financial independence has grown tremendously in the last 20…

Adulthood is wonderful. Eating what you want when you want. Having your own money. Deciding what you do on a…

In a society where we are always going, it can get tempting to want to eat out to save money…

I’m a city gal. While I grew up in the south, I always loved having access to multiple opportunities and…

In most cities in the United States, one income just can’t cut it anymore. Between a high cost of living,…

Did you know that 28% of married women are the bread-winners in their family? And over 65% of women overall…

Being in debt sucks. Being in debt really sucks when you look around and see all of the inspirational stories…

Gone are the days of job security. And while that may not come as a huge shock, you’d be surprised…

Credit card companies have gained many customers with their credit card rewards offers. From travel points to cash back, there…

We are in an age where many people believe that they will have to work until the day that they…

Ah, tax season. The time where some people get tax refunds, some people pay taxes, and financial gurus say that…

If you’ve ever looked up how to pay off debt quickly, retire early, or even just “live your best life…

Can you believe that saving for a down payment on a home might not be the smartest thing to do?…

Ouch, I bet you thought you wouldn’t see this type of post on a personal finance website. But, we need…

We live in a society where instant gratification and having the newest anything is considered cool. Some people spend money…

These days, having a conversation about finances with your spouse before you get married is more common. With a 30%…

By now, it’s no secret that women earn less than men. There is still such a thing as a wage…

You’ve done it. You’ve secured a better paying job, you’re earning bonuses, or maybe you just got an increase in…

Ah, the holidays. Food, family, gifts, and more are celebrated during the last three months of the year. And while…

Did you know that 4 in 10 Americans have a side hustle or extra source of income? That means that…

When you work a 9-to-5 or any traditional job, you are most likely given the opportunity to join the company’s…