Author: Derek

As you’re reviewing your budget and personal finances, you may be wondering, “Is this really going to work? Everything seems…

Mutual Funds, Index Funds, Bonds, High-Interest Savings, Front-loaded fees, Back-loaded fees, 12b-1, General investing… these are most likely the terms…

Once an individual becomes debt free (yes, it is possible), he/she often begins to dream of investing for their future….

A couple of years ago I remember hearing about the Personal Savings Rate for the citizens of the United States….

In performing my research online, I realized that many people were asking the question, “When should I begin investing?” They…

The housing market has certainly gone through its ups and downs in the past 10 years hasn’t it? From the…

If you have started the Dave Ramsey 7-step plan to wealth, you have most likely asked yourself, “Ok, I have…

About 2 months ago, I saw a news story about a woman (it turned out to be Susan Samtur) that…

My wife and I recently had to make this decision. Our old car was dying and we knew that we…

For past vacations, my wife and I would typically take less than $100 cash for the vendors that might not…

Since I started exploring the world of Personal Finance, this seems to be the most common question, “How should I…

Within this website as well as many others on the World Wide Web, there is often instruction on how to…