Author: Derek

When you’re looking at houses and mortgages, then look at your monthly income and start to panic, you likely think…

You’re out of consumer debt, you’ve got your emergency fund, you’re investing for your retirement, and now you’re finally ready…

“Hi Derek! I make $60,000 a year and have $25,000 in student loans. Do you think I could roll up…

Ahhh the extended warranty…my old friend…and now, my arch enemy. It used to make total sense. I purchased a $900…

Can you believe that 73% of Americans die with debt? And it’s not just a $200 credit card balance either….

Just over one year ago, I polled my reader base and asked them one question, “If you lost your main…

The word “minimalism” tends to feel like a played out one these days. It can come across as a trendy,…

Buy a mansion, marry a gorgeous woman, and drive a Mercedes – these were the goals of my 20-year-old self….

“Go to college” they said. “Get a degree in something” they said. “Then you’ll find a great job and prosper….

Tired of hopping from one rental home to the next, but not quite at the point where you can own,…

About 15 years ago, my friend Ryan asked me if he should consider dating Jessica – a girl from his…

Clean, call the realtor, get an estimate on the list price, get pictures taken, take down all your personal photos,…