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Author: Derek

Credit cards…yuck. Why do we do this to ourselves? We make some headway on our credit card debt and then…

Small changes. They don’t take much effort, but they can often lead to a MASSIVE difference in your life down…

Either you’re late to the game in saving up for retirement, or you just want to have a bunch of…

I’m frugal…but I just spent over $900 on a cell phone… “WHAT? Derek, how could you??” I know, I know….

The stock market was down nearly 40% in early 2020. I bought as much as I could at the bottom,…

If you’ve ever done any projections to imagine how much money you’d need to retire, you’ve probably thrown around large-sounding…

Is housing simply too expensive where you live? Can’t afford to buy? And maybe you can’t afford to rent either!…

Real estate vs stocks — Which is the better investment? I hear this question quite often, and it’s something that…

Frugal living is a way of life we’ve enjoyed for a long time. I mean, really enjoyed. [This post was…

This is always a big question. Your vehicle is getting older, the miles are racking up, you know it’s not…

For a lot of us, $100,000 represents a major milestone. It’s that mythical “six-figures” that many of us aspire to…

At this moment, the stock market is fairly high, businesses are still shutting down left and right, and the political…