Author: Derek

About 15 years ago, my friend Ryan asked me if he should consider dating Jessica – a girl from his…

Clean, call the realtor, get an estimate on the list price, get pictures taken, take down all your personal photos,…

There comes a time in every person’s life when they realize that working hard isn’t necessarily synonymous to wealth. And,…

People have payments on their cars, their house, furniture, and now most of us even have payments on our cell…

This last year, you earned $60,000 at your job, made $5,000 in the stock market, but……you lost $8,000 and you…

You’ve heard me say it many times here at LifeAndMyFinances.com – having zero debt is the absolute best way to…

Have you ever, at some point in your life, thought that you should probably sell your car?? Maybe you just…

Want to know how to become rich? It’s not really all that difficult, but I wouldn’t say it’s easy either…especially…

There are literally thousands of articles out there titled, “How to Save a Million Dollars For Retirement”, and that’s great…

Are you ready to start a new business? Opening a business can be a very exciting time in your life….

Is your job located in an expensive area? Are you faced with either a long commute or an expensive house…

Believe it or not, I started this blog back in 2010, which means I’ve kept this thing going for over…