Author: Derek

There comes a time in every person’s life when they realize that working hard isn’t necessarily synonymous to wealth. And,…

People have payments on their cars, their house, furniture, and now most of us even have payments on our cell…

I paid off my school loans, my credit card, my ex-wife (long story), and even my house. By my 30th…

This last year, you earned $60,000 at your job, made $5,000 in the stock market, but……you lost $8,000 and you…

You’ve heard me say it many times here at LifeAndMyFinances.com – having zero debt is the absolute best way to…

Have you ever, at some point in your life, thought that you should probably sell your car?? Maybe you just…

“Sooo…how much should you invest in your 401k? 3%? 6%? 15%? More? What’s the best answer for me?” …asks random…

Want to know how to become rich? It’s not really all that difficult, but I wouldn’t say it’s easy either…especially…

Is it wise to pay off your house? Most people would say, “no”… While I have always told you yes….

There are literally thousands of articles out there titled, “How to Save a Million Dollars For Retirement”, and that’s great…

Are you ready to start a new business? Opening a business can be a very exciting time in your life….

Is your job located in an expensive area? Are you faced with either a long commute or an expensive house…