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Author: Derek

A car payment is one of the biggest monthly expenses for many of us in the United States. Paying it…

This seems to be the big question lately, “How much money do you need to retire?” According to my analytics,…

You’ve probably heard people talking about no-spend challenges. They’re pretty popular at the start of every new year, but the…

You’re probably sick of hearing about it by now, but yes, I’m going to talk about the presidential election for…

Divorce sucks. You never marry a person thinking that someday you’ll just split and then go find someone else. Nope….

This summer, my wife and I installed 18 new windows and painted the entire exterior of our house. Between just…

*Beep beep beep beep!*…. Your alarm. Again. Time for another workday. You’ve been at this working thing for a while,…

You’re 35 years old. You have a wife, some kiddos, and a decent job with benefits. Life is going pretty…

I started this blog in 2010. At that time I was a young punk that thought I could pick out…

Work perks – it’s often what companies boast about when you’re applying for a job and what they talk about…

Have you noticed that whenever you do things haphazardly, it usually doesn’t turn out well? That’s why creating better money…

Trying to figure out how to pay off a mortgage early? Why? And should you? If you decide to go…

My wife and I are 35 years old. We have no debt, have two young children, and she’s a stay-at-home…

Hooray!!!!! This is AMAZING! This blog has been in existence for 10 freakin’ years. Since August 27, 2010, I’ve been…

The giveaways are getting big now!! Today, we’re giving away our 2nd biggest prize – a $100 gift card to…

Hi All! Day 8 of the giveaway is in the books. Today’s lucky winner gets a $50 Target Gift Card!…

Hi All! This blog has been alive for nearly 10 years now (we’re just 3 days from the anniversary date,…

Dang, we’re just giving away prizes left and right here. I almost can’t keep up! Today’s prize – a fantastic…

Today was Day 5 of our blogiversary celebration, and we’re giving away the book, “Secrets of a Millionaire Mind”!! If…

Hey everyone! Believe it or not, we’re already through 4 days of giveaways here (there will be 10 days of…

Hi All! Man, it’s fun to give away stuff. I should really do this more often! Today is Day 3…

Today was Day 2 of our 10-day giveaway celebration — 10 days because I’m commemorating this site being live for…

For those of you that didn’t know, I’m celebrating 10 years of blogging at LifeAndMyFinances.com! My anniversary date is August…

Remote work is a concept that’s here to stay. Even before the pandemic struck, more and more Americans were choosing…

I started this blog on August 27th, 2010. I can hardly believe it, but I’m officially coming up on the…