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Author: Derek

Bank of America, like most other banks, has recently introduced a new Cash Rewards card. The hook: 1% cash back…

My wife and I were driving in to work this morning, and we witnessed a scene that has become very…

We have all walked into a retail store and saw that one item that we absolutely HAD TO HAVE! For…

Are you severely low on cash, but yet are in desperate need of a particular item? Consider bartering! The method…

Chase Bank recently sent me a flyer that read, “Bring this card to a Chase branch and get $125 when…

My wife and I began budgeting in January. We’ve struggled to stay within the budget for a few categories, but…

I moved down to Florida a little over two years ago. I was fresh out of college and I had…

I started this website at the end of August, 2010 with my wife’s old Dell Laptop. She got her new…

My wife and I currently work and live in Boca Raton, Florida. It is an incredibly nice area; palm trees…

If you are currently in a position to begin investing in for your future, you may be interested in the…

Many individuals today are concerned about their retirement savings. Will they have enough money to retire? Will they need to…

It was clear that when President Obama took office, he didn’t know what he was getting himself into. Do you…

My wife and I have been working on our budget for almost a year now and we still do not…

If you are a few months behind in your mortgage payments, you may be worried that you’ll never catch up,…

It all began on August 14, 1935 when FDR signed the Social Security Act; the first payments were made in…

If you are married, you might know this topic all too well, yet you still have no idea how to…

Currently, the value of gold is at an all-time high — $1,371 per ounce. This is a 450% increase since…

If you’ve ever taken a leadership course, you have most likely been told that your thoughts inevitably lead to your…

Why does it feel like it’s taking so long to pay off our debts? My wife and I have been…

If you ever want to know what people dream of, ask them what they would do if they won the…

I was recently asked this question by a friend of mine and my initial response was, “Never.” But, I thought…

Albert Einstein was simply fascinated by this topic: Compound Interest. The term is one that we have all heard of…

As you’re reviewing your budget and personal finances, you may be wondering, “Is this really going to work? Everything seems…

Mutual Funds, Index Funds, Bonds, High-Interest Savings, Front-loaded fees, Back-loaded fees, 12b-1, General investing… these are most likely the terms…

Once an individual becomes debt free (yes, it is possible), he/she often begins to dream of investing for their future….