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Author: Derek

I once heard a story about great wealth from an unlikely source. A man had passed away and had delegated…

My wife calls me “cheap”, but I’m just a man that loves a good bargain. If there’s a way for…

When most people hear the words, “start your own business”, they start to think about how expensive it would be…

This website began for three reasons: 1) It was a way for me to release my financial thoughts (I enjoy…

Why is it that there are so many people without a substantial savings account? Most of the time, it’s simply…

The holidays are quickly approaching and you know you’ll be getting on that airplane very soon. When you purchase that…

The housing market has taken an amazing journey in the past 15 years or so. In the mid-90s, home prices…

If you are the type of person that needs to freeze your credit card in the middle of an ice…

If you have ever started your own business or taken a class on wealth creation, you have most likely heard…

Erosion is defined by dictionary.com as ‘the process by which the surface of the earth is worn away by the…

There are a lot of people that would love to be debt free in our world today, but rather than…

Once my wife and I are completely out of debt (in 5 or 6 months!), I think we would really…

Soon after the housing market went south in 2006, I found myself moving to South Florida. I knew I didn’t…

There are some individuals out there that have pinched every penny for the last ten years, but they simply don’t…

I don’t know about you, but I love Black Friday! I have great memories of my family finishing up the…

The birth of this website is a direct byproduct of the financial struggles and unexpected expenses of my wife and…

This is a guest post written by William from Australia With interest rates on the rise, cash flow is an…

Within a few of my other articles, I have used a 12% and 15% return on investment per year to…

Bank of America, like most other banks, has recently introduced a new Cash Rewards card. The hook: 1% cash back…

My wife and I were driving in to work this morning, and we witnessed a scene that has become very…

We have all walked into a retail store and saw that one item that we absolutely HAD TO HAVE! For…

Are you severely low on cash, but yet are in desperate need of a particular item? Consider bartering! The method…

Chase Bank recently sent me a flyer that read, “Bring this card to a Chase branch and get $125 when…

My wife and I began budgeting in January. We’ve struggled to stay within the budget for a few categories, but…

I moved down to Florida a little over two years ago. I was fresh out of college and I had…