How to Live Your Best Life – 4 Assessments to Get Started

live your best life

So, who are you REALLY? Not quite sure you know the answer? It may be time to take a test to find out so you can finally figure out how to live your best life.

Live Your Best Life – 4 Assessments to Get Started

This post has been written by our staff writer, Kerah Kemmerer.

It’s likely you’ve been required to take a personality assessment at least once in your lifetime. At least, it’s not uncommon for employers to require these types of tests when on boarding a new team member. But how useful are these assessments and can you really get to know yourself better by taking them?

I personally believe these tests can help you can gain some valuable introspective insight, but go ahead and decide for yourself. Can’t hurt to try if you are seeking out ways to live your best life.

Where it all began . . . → Read More: How to Live Your Best Life – 4 Assessments to Get Started

From Welfare to Well-Off: How Single Moms Can Finally Get Ahead

how single moms can get ahead

We’ve all probably heard of the common stereotypes about single moms. One of the most common stereotypes involves money – more specifically how single moms don’t have much of it. This is something I definitely did NOT want to become my reality. Stereotypes are only true if you allow them to be. For me, it was time to figure out how single moms can get ahead (instead of being left in the dust socially and financially)!

How Single Moms Can Get Ahead (Finally)

This is a guest post written by Choncé, a freelance writer who’s obsessed with frugality and helping others increase their savings rate, pay down debt, and work toward financial stability. Check her out over at My Debt Epiphany.

In 2013, I found myself living as a single mom and utilizing government assistance to get by. While my story starts off rough, I went from low-income and struggling . . . → Read More: From Welfare to Well-Off: How Single Moms Can Finally Get Ahead

5 Reasons You Should Give your Money Away More Often

reasons to give your money away

There’s no doubt you work hard for your money. Whether you put in long work hours for the better part of your day or find a way to make that money work for you. You do your time, so to speak, in generating income. So, the idea of just turning around and giving it away can be tough one to swallow. The reality though, is that there are many reasons you should give your money away more often. Most of us don’t, but for those that do, they often tell you they’re better off for it.

5 Reasons You Should Give Your Money Away More Often

This post has been written by our fabulous staff writer, Kerah Kemmerer.

Sure, I think most of us would agree that giving here and there feels good, but what if we started to approach giving a little differently? What if it became a line . . . → Read More: 5 Reasons You Should Give your Money Away More Often

What’s the Difference Between Rich and Wealthy? And Which Are You?

difference between rich and wealthy

Are you rich? Are you wealthy? Maybe neither? Or maybe both? I mean…what’s the real difference between rich and wealthy people anyway? If you ask Google definitions…there’s absolutely none. No difference – they have the exact same definition. They’re interchangeable. But you know what? I strongly disagree with that assessment.

What’s the Difference Between Rich and Wealthy?

When I Google, “rich definition” or “wealthy definition”, here’s the result that spits out:

Having a great deal of money or assets; wealthy

Do you have a lot of money or stuff? Yeah? I guess you’re wealthy…

Or not…

That’s a pretty sorry definition if you ask me, so I thought I’d take the time to clarify what the true difference between rich and wealthy actually is… in my opinion anyway.

What Does It Mean to Be Rich?

I know some people that own a big house on a lake and drive a . . . → Read More: What’s the Difference Between Rich and Wealthy? And Which Are You?

Higher Education Without Student Loans? Top 10 Tips Right Here!

higher education without student loans

Student loan debt has become the bane of the millennial generation. The internet is ripe with memes showcasing the brutal impact tens of thousands of dollars of debt continues to have on so many young adults. But student loans are the only option for affording higher education, aren’t they? Or…is it actually possible to attend higher education without student loans?

Higher Education Without Student Loans? It’s Possible

This article was written by our staff writer, Kerah Kemmerer.

As a high school student, I, along with many of my peers, was indoctrinated with the message that student loans were the only way to afford higher education – and that said loans should even be considered “good debt.”

Although I never really felt comfortable with the idea, I eventually caved and signed the dotted line. After hours on the phone with financial aid, I ultimately bought into the concept that it must . . . → Read More: Higher Education Without Student Loans? Top 10 Tips Right Here!

9 Unique Ways To Spend Your Tax Refund

spend your tax refund

Ah, tax season. The time where some people get tax refunds, some people pay taxes, and financial gurus say that you shouldn’t be getting a refund because that means you loaned the government free money. However you feel about tax season, the truth is that many Americans get refunds. So then the ultimate question is, what are the different ways to spend your tax refund??

9 Unique Ways to Spend Your Tax Refund

This post was written by our staff writer, Kimberly Studdard. It contains affiliate links.

Also, around this time, many blogs and websites write an article on how to spend your tax refund. While they can be helpful for the masses, they all talk about the same things. Many lists include:

paying off debt, creating an emergency fund, and then splurging a little on yourself.

But you’re different than the rest, so how can you spend your spend . . . → Read More: 9 Unique Ways To Spend Your Tax Refund

Why We Said “No Thanks” to 20 Million Dollars

turned down millions of dollars

We recently turned down millions of dollars…$20 million to be exact. And quite honestly, I think it’s one of the best decisions we’ve ever made. Think we’re nuts? We might be. But after reading this post, I think many of you will agree with us…and you’d give up the $20 million too.

Why We Recently Turned Down Millions of Dollars

“Lately, we’ve been thinking about buying a boat…”

I was impressed. This, coming from my brother-in-law that had invested all of his money either in the stock market or in real estate and spends very little on pleasure. Heck, the guy is probably worth over a million bucks at 36 years old, and he and his wife and young kiddo still cram themselves in a small duplex because they’d rather have an investment than a true home to call their own.

…And then he ended his statement with…

“And you . . . → Read More: Why We Said “No Thanks” to 20 Million Dollars

Why You Should Stop Listening To Personal Finance Gurus

stop listening to personal finance gurus

Ouch, I bet you thought you wouldn’t see this type of post on a personal finance website. But, we need to have a really big conversation about why you should stop listening to personal finance gurus.

Now, I want you to know, I have nothing against personal finance gurus. I think personal finance is a topic everyone should talk about and be a part of. But, I do think this discussion is important to have.

Here’s why you should stop listening to personal finance gurus.

Why You Should Stop Listening to Personal Finance Gurus

This post was written by our staff writer, Kimberly Studdard.

1) Personal Finance Is Personal

First, personal finance is personal, and it’s not a one size fits all equation.

What worked for Dave Ramsey may not work for you. Suze Orman’s retirement plans may not be your retirement plans. Maybe you don’t want to invest in . . . → Read More: Why You Should Stop Listening To Personal Finance Gurus

How Going Plant-Based Will Improve your Overall Health and Wealth

plant-based diet

It was 2010. I was a year out of undergrad, working three jobs and sick and tired of feeling sick and tired.

I wasn’t sleeping right and always felt sluggish and bloated. And, I had an endless share of headaches, acne breakouts, and digestion problems. My joints ached and I felt way older than I should have for being in my early twenties.

Something had to give. And that thing…was my diet. Ultimately, spoiler alert, going plant-based was it. It changed my life forever and I never looked back!

How Going Plant-Based Will Improve Your Overall Health and Wealth

This post was written by our staff writer, Kerah Kemmerer.

What I Was Doing Wrong

In addition to not exercising nearly enough during this point in my life, I was consuming a lot empty calories. It wasn’t all junk food, but it wasn’t particularly nourishing either. I ate a lot of . . . → Read More: How Going Plant-Based Will Improve your Overall Health and Wealth

4 Investments You Can Make to Increase Your Life ROI

invest in your life

Ah, January. The start of a brand new year, and a fresh start. It’s the time of year when we start to seriously contemplate what goals we’d like to accomplish, and which projects are better left in the past. With this is mind, it seems like a relevant time to begin thinking beyond just the financial return on investment (ROI) and consider how we might start effectively begin investing in our own lives. ie. Invest in your life and increase your life ROI.

4 Ways to Invest in Your Life and Increase Your Life ROI

This post has been written by staff writer, Kerah Kemmerer.

Here are four solid areas to begin investing in your life where you will be able to enjoy the dividends for decades to come.

1. Focus on personal growth and development for physical, mental, and emotional health

While this may seem like an . . . → Read More: 4 Investments You Can Make to Increase Your Life ROI