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Yieldstreet vs. Crowdstreet: Which Platform Is Best for You?

Yieldstreet vs. Crowdstreet: Discover which is the best real estate investing platform for you.

Lauren Bedford - Finance Writer
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Lauren Bedford

Lauren Bedford - Finance Writer
Written by
Lauren Bedford
Finance Writer

Lauren is a published content writer and journalist. In the last five years, she has written about a range of subjects, including business, technology, and finance.

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Derek Sall - Founder/Personal Finance Expert
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Derek Sall

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Derek Sall - Founder/Personal Finance Expert
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Derek Sall
Founder/Personal Finance Expert

Derek has a Bachelor's degree in Finance and a Master's in Business. As a finance manager in the corporate world, he regularly identified and solved problems at the C-suite level. Today, Derek isn't interested in helping big companies. Instead, he's helping individuals win financially—one email, one article, one person at a time.

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Kacper Kozicki

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Deepti Nickam - Finance Writer

Deepti Nickam

Deepti Nickam - Finance Writer
Deepti Nickam
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Content writing and marketing professional with 5+ years of experience in the B2B and B2C sectors. Deepti has written about several subjects, including finance, project management, human resources, and more.

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16 min
July, 10 2023

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Looking for a new investment route to venture down? Yieldstreet and CrowdStreet may not be rival turf gangs, but they’re definitely leading the pack when it comes to online investing platforms. 

Why trust us
Advertiser Disclosure

Each site offers unique investment opportunities, so you can put your hard-earned cash to good use and potentially boost your bank account. 

Let’s find out how Yieldstreet and Crowdstreet compare to see which one is right for you—

This article will show you:

  • The complete breakdown of Yieldstreet vs. Crowdstreet. 
  • How to choose the best online real estate investments. 
  • Which platform is the best fit for you.  

Read more: 

Yieldstreet vs. Crowdstreet Review: Key Features 

To get you started, here’s a summary of the basics:





Membership fees: $0

Annual management fees: 0–2.5% 

Prism Fund management fees: 1.0%

(option for non-accredited investors)

1% transaction fee for investors selling their shares

1–2% annual management fee

Investment amount

Yieldstreet minimum investment: $10,000

(Prism fund minimum investment: $2,500) 

Crowdstreet minimum investment: $25,000 

Hold period 

3 months to 7 years 

Usually 3–5 years, with some deals going up to 10 years 


9.7% IRR since 2015

19.2% IRR (based on past returns)

Investment types 



Real estate 

Litigation deals 

Real estate opportunities in multifamily, office, industrial, real estate, and hospitality 


iOS: 4.7/5 (1,595 reviews)

Android: 4.4/5 (406 reviews


Trustpilot reviews 

2/5 (11 reviews)

3.2/5 (102 reviews)

Customer service 

Email: [email protected]

Phone number: (844) 943-5378

Online chat on the website 

A contact form is available on their website. 

Phone: 888-432-7693 

Before we dig deeper, it’s worth pointing out that both Yieldstreet and Crowdstreet are focused on accredited investors.

And if you want to get the accredited status, there are a few hoops you’ll jump through first. 

Here’s what you need to become an accredited investor

  • Have a net worth of at least a million (minus your primary residence). 
  • Earn $200,000 a year ($300,000 with your spouse) for the past two years and maintain your income. 

And if that’s out of reach—don’t give up just yet. 

The Yieldstreet Prism Fund is accessible to non-accredited investors, with minimum amounts starting at $2,500. 

The fund pays quarterly distributions at an annualized rate of 8%, and investments are safely spread across various asset classes. 

However, the fund is set to expire in March 2024—so don’t wait around if you’re interested. 

Read more: Passive Real Estate Investing: What Is It and Is It Worth It?

What Is Yieldstreet?

Yieldstreet is an online crowdfunding platform that gives accredited investors access to different types of alternative investment opportunities. 

From real estate and art to commercial loans and legal settlements, Yieldstreet is leading the pack for alternative investing—with the opportunity for some sizeable returns. 

Founded in 2015 by Milind Mehere and Michael Weis, the platform lets individual investors get their hands on opportunities that were once only available to established investors. 

Over time, Yieldstreet has seen upward growth as a company—with investor returns totaling $2.1 billion with over 438,160 members and counting

Check out our full Yieldstreet review for the complete low-down. 

How Does Yieldstreet Work? 

With Yieldstreet, you can join forces with others to crowdfund alternative assets by investing smaller amounts to reach the same larger goal. 

To start your investment journey, all you need to do is sign up for an account online. Once you’re in, you can browse their range of investment opportunities. 

If you spot an investment that aligns with your risk tolerance, you can go ahead and make the purchase. 

The investment amount can vary, but most opportunities come with a minimum investment of $10,000.

With a fixed term ranging from several months to several years, you’ll have plenty of time to see your investment grow while tracking its progress and performance. 

Investments offer payments through a pre-defined or event-based schedule

If it’s pre-defined, they’ll let you know if you’ll receive your money in regular intervals (monthly, bi-weekly, quarterly) or at the maturity of the deal. 

An event-based schedule means investors will get payments as soon as individual cases within a portfolio settle. These payment dates and amounts can’t be pre-determined because the timing of the settlement isn’t set in stone. 

Why we like it 

  • Easy-to-use platform.
  • Educational tools. 
  • Potential for high returns.
  • Wide range of alternative investment options.

Things to note 

  • Limited liquidity.
  • Lack of fee transparency.
  • Mostly for accredited investors only.
  • Investments come with long-term commitment.

What Is CrowdStreet?

CrowdStreet is a leading online real estate investing platform that lets users crowdfund and explore commercial real estate investments in the US. 

The platform gives accredited investors the chance to access investment opportunities, a marketplace for buying and selling shares, and educational resources to stay ahead of the game.

Founded in 2013 by Tore Steen and Darren Powderly in Oregon, the company initially offered real estate crowdfunding opportunities. 

As CrowdStreet grew, it expanded its services to include private placements, institutional-grade investments, and advisory services. 

Since 2014, CrowdStreet investors have funded 732 deals with 151 realized (sold) investments

The company also has an impressive valuation of $100M–$500Mi

For more details, take a look at our Crowdstreet review

How Does CrowdStreet Work? 

For accredited investors only, once you sign up online, you’ll get access to their selection of commercial real estate investments.

On the platform, sponsors list their commercial real estate projects, where you can invest money into the projects you want through crowdfunding. 

But don’t worry, CrowdStreet doesn’t just throw any opportunity your way. They carefully scrutinize each investment opportunity before putting it on the platform. 

From there, you can view all the handy details, such as property photos, market reports, and hold times. 

Once you find an investment, it’s time to put down some cash—just keep in mind that you’ll need a hefty minimum of $25,000 to invest

Then you can track your portfolio’s performance with regular updates on your asset’s performance. 

Most of Crowdstreet’s investments are illiquid. So if the long-term hold times aren’t for you, there’s also the marketplace where you can buy and sell shares in previously funded investments

This gives you more liquidity and the flexibility to adjust your portfolios. 

Why we like it 

  • Potential for impressive returns. 
  • All investments undergo extensive analysis. 
  • Wide selection of real estate opportunities. 
  • Option for more expert support and customization. 

Things to keep in mind 

  • Only for accredited investors. 
  • High minimum investment of $25,000. 
  • Real estate investments are relatively illiquid. 
  • Average hold times are 3–5 years.

Yieldstreet vs CrowdStreet: Investment Types 

Yieldstreet and CrowdStreet may sound like rival street gangs, but their main difference lies in their investment types. 

CrowdStreet takes a traditional approach, offering a variety of real estate assets, while Yieldstreet goes rogue with a focus on more alternative offerings.

When looking for the right investment, Hayden Miyamoto, co-founder of Acquira, says:

You should always evaluate the potential returns of an investment. This involves conducting market research, analyzing historical data, and assessing future growth prospects.

Hayden MiyamotoCo-founder of Acquira

Yieldstreet investments 

Here’s a rundown of the different investments you’ll find on Yieldstreet:

Real Estate 




  • Offices
  • Industrial
  • Multifamily
  • Retail
  • Hospitality
  • Land
  • Self-storage
  • Participating in co-investment or sponsors’ investments 
  • Class actions
  • Mass tort
  • Breach of contract
  • Pre-settlement advances
  • Fractionalized shares of actual artworks by blue-chip, mid-career, and emerging artists
  • Portfolios of art-backed loans
  • Vessel acquisition
  • Vessel construction
  • Vessel deconstruction

Target returns: 14%+ IRR 

Target returns: 10%+ IRR 

Target returns: 9.8%+ IRR 

Target returns: 8%+ IRR 

Hold period: up to 5 years 

Hold period: up to 7 years

Hold period: up to 5 years 

Hold period: up to 4 years

Average offering size: $6M

Average offering size: $5M

Average offering size: $18M

Average offering size: $5–$25M

Crowdstreet investments 

On the flip side, Crowdstreet puts the spotlight on real estate investments, such as: 

  • Multifamily 
  • Offices
  • Industrial 
  • Retail 
  • Hospitality 

You can also choose the level of support, service, and personalization that’s right for you. 

Here are the different real estate investment types you can opt for:

Individual deals 

Diversified funds 

Tailored portfolios 

Get guaranteed quality control on every investment deal. 

Use CrowdStreet REIT to diversify your commercial real estate investment portfolio. 

Set up a Private Managed Account service and customize your portfolio to suit your needs and goals. 

Have access to all the information on your deals and get direct communication with sponsors. 

Use the platform to avoid hours of research in finding individual investments that meet your criteria.

Communicate with a team of experts and get advice on financial planning and commercial real estate. 

Use the Portfolio Center to watch over your investments. 

Get access to 20 to 25 properties at the same time. 

Get help and support for building your real estate portfolio. 

Want to make your money stretch? Find out how to invest 200k to make $1 Million.

Yieldstreet vs. Crowdstreet: Returns

Before you start counting your dollars, you need to know the basics of Internal Rate of Returns (IRR). 

In simple terms, the IRR calculates the profitability of an investment, representing the expected annual rate of return over a certain period. So the higher the IRR, the more profitable the investment opportunity may be.

So, which real estate platform is raking in the returns? 

First up is Crowdstreet—which claims to have an impressive track record of 19.2% realized IRRi

But remember that Crowdstreet doesn’t guarantee returns, and results can depend on the state of the economy and the investment performance. 

As for Yieldstreet, their returns aren’t so clear-cut. Different investment types come with varying returns.

Here’s a breakdown of Yieldstreet’s target returns for each asset type: 

  • Real estate: 14% + IRR
  • Marine: 10% + IRR
  • Legal: 9.8% + IRR
  • Art: 8% + IRR 

And while higher returns may sound tempting, tread carefully, as they often come with higher risks. 

It’s crucial to do your research and check out the risks that come with each investment opportunity before making the leap.

When it comes to returns, setting realistic goals based on the investment type and market conditions is key. You should have a diversified portfolio with a mix of low-risk and higher-yield investments to balance out potential risks and maximize returns.

Hayden MiyamotoCo-founder of Acquira

Try out our free investment calculator to keep tabs on your finances. 

Yieldstreet vs. CrowdStreet: Fees

Here’s a summary of the fees you need to know:

Fee type 



Membership fees



Flat annual fees

$0–150 in the first year and $30–$70 in the following years’


Annual management fees 


(Prism Fund: 1%)

1–2% (and 0.25% to 2.5% for a tailored portfolio)

Yieldstreet makes it pretty tricky to pinpoint all their fees—they vary depending on the investment type and amount. 

But expect to pay extra for origination fees, wire transfers, and third-party charges.

Yieldstreet is upfront about its management fee, which covers the costs associated with managing and servicing your investment opportunity. 

Like Yieldstreet, CrowdStreet won’t charge you a registration fee—but you’re here to invest, so you’ll need some dough for that. 

The sponsor sets the minimum investment, which starts at $25,000, with some going up to a cool $100,000

On top of that, investors will be charged an annual management fee of 1-2%—and if you’re looking for a customized portfolio, that fee can shoot up to 2.5%.

To avoid any unwelcome surprises, carefully review the fee structure for each investment opportunity before investing

Yieldstreet vs. Crowdstreet: Customer Service 

Feeling the need to vent? You can head to the Contact page on the CrowdStreet website, where you’ll find a form or the Crowdstreet ChatBot.

But, if you’re looking to have an actual conversation with a real human, you might run into a few roadblocks as there’s no contact number available on the site. 

Lucky for you, we did some digging—

Here’s CrowdStreet’s customer support number:

  • 888-432-7693 (Monday to Friday, 9:00 a.m. to 5:00 p.m. Pacific Time)

But while Crowdstreet has its fair share of satisfied customers, it’s also received negative reviews on Trustpilot. 

People have complained about the lack of customer service and poor responsiveness when investments take a turn for the worse.

To make matters worse, the company currently has an F rating from the Better Business Bureau (BBB), partly due to its communication issues with investors. 

Does Yieldstreet fare any better?

The alternative investment platform makes it much easier for you to track down their contact information, and it’s all readily available on their website. 

Or you can just take a look here:

When it comes to the BBB reviews—it’s a mixed bag. 

Yieldstreet has an impressive A- ranking, but it’s not accredited by the Bureau (which basically means it doesn’t need to follow their rule book). 

Overall, Yieldstreet reviews show a customer rating of 2.5/5

Some have praised the platform, while others have criticized their lack of communication and misinformation about investments.

Yieldstreet vs. Crowdstreet: Usability 

Crowdstreet’s key feature is the Marketplace, where you can browse real estate opportunities. It’s easy to use and has a range of nifty filters divided into Individual Deals, Funds & Vehicles, and Tailored Portfolios. 

You can also filter by deal terms, offerings, eligibility, and sponsor details to find your perfect match. Each listing includes everything you need to know about the opportunity, from location and description to minimum investments and images.

Crowdstreet also provides investor relations support, portfolio management tools, and educational resources to help you make the best investment decisions.

Yieldstreet also has a range of filters to help you explore and learn more about different investment opportunities. It gets extra points for having an app (something missing from Crowdstreet). 

The Yieldstreet app lets you filter alternative investments by income, growth, and type. 

You can also use the app to manage your accounts, track performance, and receive real-time notifications on investment performance and payment processing

Plus, with bank-level security protocols, such as 256-bit SSL encryption and two-factor authentication, you can be rest assured that your data is safe.

Check out the best investment apps for other investment solutions.

Yieldstreet vs. Crowdstreet: Which is Better for You?

When it comes to choosing between Yieldstreet and CrowdStreet, it’s all about finding the platform that speaks to your investment goals and risk tolerance. 

Here are some factors to consider:

  • Yieldstreet tends to focus on shorter-term investments with holding periods of 1–5 years, while CrowdStreet offers both short and long-term investment opportunities.
  • CrowdStreet has a wider variety of real estate investment options, including office, industrial, retail, and hospitality properties. While Yieldstreet has more limited real estate offerings, but with more alternative assets thrown into the mix. 
  • Yieldstreet has a lower investment minimum of $10,000, while CrowdStreet’s minimum investment is over double at $25,000. 
  • Crowdstreet promises high returns of 19.2% but comes with higher risks due to the large investment amount. 

Ultimately, both platforms have their own pros and cons, so make sure you do your research and choose the one that best meets your investment needs.

And if you still can’t decide, why not invest in both

Yieldstreet is great for shorter-term investments, and Crowdstreet is ideal for long-term commitments. This can also diversify your portfolio since you won’t be putting all your eggs into one platform. 

CrowdStreet vs. Fundrise vs. Yieldstreet

We’ve given you everything you need to know about Yieldstreet vs. Crowdstreet. 

But if neither of these streets is right up your alley, there’s always Fundrise waiting around the corner. 

Here’s how the leading platforms compare:






1% transaction fee for investors selling their shares

1–2% annual management fee

Real estate funds have an annual 0.85% flat management fee 

0.15% advisory fee 

0% to 2.5% management fee

Flat annual fee from $100–$150 in the first year and $30–$70 every following year

Minimum investment 




Returns (IRR)




Hold period

3–5 years, with some deals going up to 10 years 

Recommended 5 years

3 months–6 years

Trustpilot reviews 

3.4/5 101 reviews 

2.1/5, 343 reviews 

2.1/5, 10 reviews 

The returns with Fundrise may not blow you away, averaging around 5.29%, but the easy diversification and low minimum investment of just $10 make it a solid option. 

Fundrise also lets you submit liquidation requests if you want to withdraw your funds, which are reviewed every quarter. 

But a heads up—any shares from an eREIT or eFund will face a 1% penalty fee if you decide to liquidate after less than five years. 

So if you’re willing to wait, Fundrise can be a promising way to add flavor to your investment strategy. 

Key Takeaways

  • One of the key differences is Crowdstreet focuses more on real estate, while Yieldstreet offers both real estate and alternative investments.
  • Crowdstreet comes with higher returns of 19,2% but also has over double the minimum investment amount when compared to Yieldstreet. 
  • Both platforms have received negative feedback on review sites—yet both have impressive figures to back themselves up.
  • The right platform depends on your investment strategy, financial situation, and personal preferences. 


How to start real estate crowdfunding for beginners? 

Starting in real estate crowdfunding can be daunting, but here are some basics to get you started:

  1. Choose a reputable crowdfunding platform like Fundrise or Yieldstreet.
  2. Create an account and complete any necessary paperwork.
  3. Browse available investment opportunities and choose one that aligns with your investment goals.
  4. Determine your investment amount and complete the process.
  5. Keep an eye on your investment and track any returns or distributions.

Remember, investing always carries risks, so be sure to do your due diligence and consult with a financial advisor before making any investment decisions.

If you like a more hands-off approach, find out more about passive real estate investing.

What are the best alternative investment platforms? 

The “best” alternative investment platform depends on your individual investment goals and risk tolerance. Here are some popular options to consider:

  • For real estate investments: CrowdStreet, Fundrise, Yieldstreet
  • For peer-to-peer lending: LendingClub, Prosper, Upstart.
  • For crowdfunding: Kickstarter, Indiegogo, GoFundMe.

Always research the platform and read the fine print before investing. And don’t forget to consider factors like minimum investments, fees, and expected returns.

What’s the best real estate app? 

Here are some of the best real estate investing apps:

  • Zillow: For real estate listings and tracking home values.
  • Redfin: For browsing homes and scheduling tours with a local agent.
  • Realtor.com: For finding homes in specific areas and learning about local real estate markets.
  • BiggerPockets: For real estate investing education and networking.
  • Yieldstreet: For alternative investments and real estate opportunities. 

Remember to always do your research and consider factors like user interface, features, and reviews before choosing a real estate app.

Check out more top investment apps

What is the Yieldstreet Prism Fund? 

The Yieldstreet Prism Fund is available to non-accredited investors who are looking to diversify their portfolios. 

With a minimum investment of just $2,500, you can access a variety of alternative assets and enjoy quarterly distributions with an annualized rate of 8%. 

Plus, with investments spread across multiple asset classes, the Prism Fund can help minimize your investment risk.

But beware of the annual management fees of 1% and the maximum annual admin expenses of 0.5%. 

Additionally, the Prism Fund is set to expire in March 2024, with the potential for an extension to liquidate all assets. 

What is digital real estate investing?

Digital real estate investing involves buying and selling virtual properties or assets, such as domains, websites, and social media handles. 

Here are a few examples of digital real estate:

  • Domain names: Domain names can be bought and sold, often for large sums of money. 
  • Websites: Websites can also be considered digital real estate. Investors can buy and improve websites, then sell them for a profit. Some investors have even built entire portfolios of profitable websites.
  • Social media handles: Social media handles with desirable names or large followings can also be valuable digital assets. 

Remember digital real estate investing shouldn’t be confused with online real estate investing—which is where you invest in real estate online, often through real estate crowdfunding platforms. 

Want to maximize your cash? Discover how to invest 200k to make $1 million

What are the different types of real estate investment platforms?

There are many types of real estate investment platforms out there, including crowdfunding platforms and those which offer alternative assets. 

Here are some leading investing platforms: 

  • RealtyMogul
  • Fundrise
  • CrowdStreet 
  • Yieldstreet
  • W.P. Carey
  • Prologis

Keep an eye out for those that best match your investment goals and risk tolerance, and don’t forget to consider factors like minimum investments, fees, and expected returns.

Real estate crowdfunding vs. REITs: What’s the difference?

Real estate crowdfunding sites and REITs are both ways to invest in real estate, but here are some differences to consider:

  • Crowdfunding allows you to invest directly in specific properties, while REITs offer indirect investment in a pool of properties.
  • Real estate crowdfunding investments typically require a lower minimum investment than REITs.
  • REITs are publicly traded, which means they are easier to buy and sell, but they can be subject to stock market volatility.
  • Crowdfunding may offer the potential for higher returns, but it can also be riskier than investing in REITs.

So, is real estate crowdfunding a good investment, or are REITs the way to go? This depends on your financial situation and goals—if you want higher returns, crowdfunding could be the best option for you, while REITs tend to be more flexible and liquid. 


See all

CrowdStreet—Funding, Financials, Valuation & Investors. (n.d.). Retrieved June 2, 2023, from https://www.crunchbase.com/organization/crowdstreet/company_financial

Marketplace Performance, CrowdStreet Real Estate Crowdfunding Platform. (n.d.). Retrieved June, 2, from https://www.crowdstreet.com/marketplace-performance