Yup, it’s that dreadful word, “budget”!
But you know what? It doesn’t have to be dreadful. It can be freeing!
What do you currently spend your money on?
Think about how much you earn from each paycheck. Let’s say it’s $700 a week.
What do you do with that money?
Where does it go?
My guess is, you don’t really know where your money is going, and because of that, you don’t really get to spend it on anything cool. It just kind of blows away with the wind.
What if, instead, you decided to do something radical?
What if you told your money where it was going to go?
Instead of your money owning you and telling you where you need to put it (ie. toward all your debt payments), why not start being the boss of your money?
Why not start telling it where to go?
Wouldn’t that be way more fun than feeling strapped for cash all the time?
A budget is meant to free you from bondage, not strap you down.
By telling your money where to go (vs. letting it blow away in the wind), you could stash away more money than you ever thought possible! Likely hundreds of dollars a month! Maybe even thousands!
It’s crazy what can happen when you finally take charge of your money.
Want to learn more? Check out the helpful resources below!
Helpful Resources
How You Can Save Hundreds of Dollars (Free Budget Sheet Included!)
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How to Become an Automatic Millionaire
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6 Comments
When I wrote down my actual spend for the first time years ago, my eyes almost bugged out of my head!
I’m spending how much for my phone plan? And how much on insurance? That’s ridiculous!
I called around and saved hundreds of dollars in that first week of budgeting. I bet you will too!
When I started my first budget, my eyeballs almost popped out of my eye sockets when I realized all my expenses were going towards housing costs and essential expenses like food and gas. There was not much room to budge because housing is very expensive where I live. As time passed, I was able to refinance my house to a lower interest rate to get lower payments to free up monthly cash for savings.
Good! Any plans to pay off your house early someday?
Yes! My current goal is to pay off my mortgage faster!😃
Great! Hope you saw my recent post: https://lifeandmyfinances.com/2021/03/how-to-pay-off-mortgage-faster/
Thanks for the idea!
Uggghhhhh! I hate this step. “Budget” is as bad as “diet”. I guess they’re kinda the same thing. Does Christmas Club count?