- Investing
- Investment Calculator
FREE Investment Calculator: Excel Template Download
Derek Sall
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Deepti Nickam
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Looking for an investment calculator that you can download and keep on your desktop? You came to the right place!
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This free investment calculator was built in Excel so that it's easy to use and you can take it with you anywhere, even if you don't have an internet connection!
Download your Investment Calculator Here
When you click the link, the Excel file will begin downloading onto your computer. You'll probably see it in the lower left of your screen.
Once it downloads, just double-click it to open it up. When the file opens, be sure to first, "Enable Editing"
Then, "Enable Content"
Now your investment calculator is open and ready for your inputs!
More calculators and templates:
- Free College Investment Calculator: It Costs More Than You Think
- Free Budget Calculator (Excel For Single or Family Household Spending)
- Free Credit Card Payoff Calculator: Excel and Google Sheets Template
- Free Debt Snowball Spreadsheet (Excel Payoff Calculator & Tracker)
- Mortgage Payoff Calculator: How to Pay Off Mortgage in 5 Years
- The Rental Property Wealth Calculator: Your Path to Millionaire Status
Using Your New Investment Calculator
This investment calculator is clean, neat, and simple to use. Simply enter in your:
- Age
- Retirement Age
- Current Investment Balance
- Monthly Contribution
- Expected Rate of Return
Then, click "Calculate" and the chart updates with your own personalized investment estimates! There's even text at the top of the chart to show you your exact dollar figure estimate.
Pretty cool, huh? I hope you enjoy the tool and that it propels you to become immensely wealthy with your investments!
Other Helpful Free Tools
...and many more! Just head to our "Free Tools" page.
Further Detail For the Investment Calculator Inputs
See below for more detail if you're not exactly sure what each of the entries mean.
Age
This one is the most basic entry needed here. Simply enter in your current age!
Retirement Age
When do you plan on retiring? Enter that age here. Also, if you simply want to see how much money you have at a certain age (not necessarily when you retire), you can enter that age here too.
Current Investment Balance
How much money do you have in your investment accounts right now at your current age? That's the amount that needs to be placed in this cell. *No need for dollar signs or commas, just key in the number.*
Monthly Contribution
How much do you intend to contribute to your investments each month? If you have an employer match, be sure to include those funds too! *No need for dollar signs or commas, just key in the number.*
Expected Rate of Return
And, what percent do you expect to return on your money?
- If your money is in a savings account, it's probably earning you 1% or less
- If you invest in individual stocks, the average investor earns 5%-6% this way
- But, if you invest in an S&P 500 Index fund, history has shown you could earn 11%-12%
(I personally invest in index funds and use a 10% rate as my estimate) *No need for the '%' sign, just key in the number.*
Read more on investing:
- 10 Best Investment Apps of 2023 (Stocks, Micro, REIT, Crypto, Mutual Funds, +More)
- Best Stock Apps of 2023: Online Trading and Investment Apps for Free
- How to Invest 200k to Make $1 Million? 16 Best Ways to Invest in 2023
- 13 Best European Index Funds (Top Euro ETFs for 2023)
- How to Invest in VTI and How to Buy VTI in Vanguard
- How to Invest in VOO Stock (Is It a Good Investment?)
The Investment Calculator - It's Yours to Keep!
In case you missed it, here's the link to the free investment calculator. Download it, enter your numbers, and save it to your desktop!
Have any more questions? Be sure to ask! Just find the "Contact" link at the bottom of our page. We're happy to help!!
Editorial team
Meet the teamPersonal Finance Expert
Derek has a Bachelor's degree in Finance and a Master's in Business. As a finance manager in the corporate world, he regularly identified and solved problems at the C-suite level. Today, Derek isn't interested in helping big companies. Instead, he's helping individuals win financially—one email, one article, one person at a time.
Editor
Editor, copywriter, and multilingual translator with expertise in producing tailored content for global online brands. When not editing articles for LifeAndMyFinances.com, he enjoys rummaging through paper dictionaries, walking in nature, and making travel plans.
Finance Writer
Content writing and marketing professional with 4+ years of experience in the B2B and B2C sectors. Deepti has written about several subjects, including finance, project management, human resources, and more.
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