Let's face it; earning enough money to pay your monthly bills and fund a retirement account is the start of the financial planning process. We've recognized the importance of developing a career to maximize you earning potential. Our career development section contains information that should help you find a good job and be successful.
Our formula to career development is a three pronged approach
The first step in resume writing is to get down what you know and learned into a resume that going to advertise your services in a way that will get you noticed. This process starts with a resume that highlights your achievements and downplays your shortcomings. Our resume writing guide can help you choose between the three most common resume types - combination resumes, functional resumes and chronological resumes.
While you're working on your resume, we've also got some tips that can help you find a job. Here we've covered a great deal of options that you have ranging from working abroad to part time jobs.
Before you can find the right job, it helps to consider what kind of industry you'd like to work in. If you already have some idea of the kind of work you'd like to do, learn about some of the best options here.
Here at Moneyzine, also provide resources for those looking to invest, save, and build wealth. From trading app recommendations to a practical car lease calculation spreadsheet, we cover a wide spectrum of financial topics to meet your diverse needs.
The below investment apps have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on eight categories: account minimum, trading costs, account fees, selection, ease of use, sign-on bonus, education, and customer service. These are the investment apps that made the grade.
We reviewed dozens of the top savings accounts and graded them based on interest rates, fees, saving tools, account types, and additional features. In the end, we narrowed them down to the top 12 savings accounts on the market.
Life happens. Sometimes you just need that bit of extra cash—say $50,000—to cover your expenses. Personal loans can pay for your wedding, honeymoon, or divorce attorney if it doesn’t work out for you two a few years down the line.
In 2006, Congress slashed $12 billion in student lending funds in a desperate attempt to reduce the fiscal budget deficit. Recent studies have shown that student debt is getting out of control, and lawmakers on Capitol Hill have decided to take steps to help ease the burden for students with college loans.
Top trading apps let you monitor your portfolio, receive trading signals, place trades, and much more through your mobile phone. There are plenty to choose from and they can vary greatly in terms of fees, features, and user experience. That means important to select the right app for your needs.
It’s a painful drill—you’re short on cash, so you swipe your plastic, thinking you’ll catch up later. But you never really catch up, and now your balance looks like a nightmare. So what now?
When it comes to debt, the Great Recession will be remembered for the turmoil created in the housing market. But the news doesn't always have to be bad. In fact, the time has never been better to reflect on past spending habits and start a plan to get out of debt.
These crypto apps have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on important categories, such as: account minimum, trading costs, account fees, selection, ease of use, sign-on bonus, education, and customer service. After all that, these are the crypto apps that made the grade.
Looking for a credit card payoff calculator with extra payments? Trying to find a multiple credit card payoff calculator? Trying to calculate the time to payoff credit cards? You came to the right place.
The below tax software packages have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on a multitude of categories. These are the best of the best in 2024.
We reviewed all the top mortgage refinance companies and narrowed it down to the best 10 best refinance lenders. Scored based on APRs, minimum credit scores, loans terms, and days to close, these are the best of the best home mortgage lenders in their respective categories.
It’s tempting to look for a guaranteed approval card to lower the chances of being given the cold shoulder. You won’t like hearing this, but the “guaranteed approval” is a myth. You need to meet a set of requirements for every card you apply for, and there’s no guarantee you’ll get it.
You’ve got an eye for art—you can see emotions and meaning, while the rest of us see a slug. If that’s the case, have you ever thought about using your passion to make money?
If you spend a ton of time online, you’ve definitely noticed how reward sites are popping up everywhere. These sites look too good to be true, and promise you free money. All you have to do is sign up and complete some simple tasks to earn cash.
How did your colleague who spends half their time playing Sudoku get a mortgage quicker than it takes to hide their puzzle-playing habits from the boss? And how did Harry from HR apply for a car loan faster than it took for you to register a complaint?
We often hear about millionaires that are able to live off of interest and dividends during retirement. But what about people that are worth $100,000,000? What is the interest on 100 million dollars? Is the amount really as obscene as it sounds?
I used to think that a million dollars was a lot of money. Then I started this personal finance blog and began educating myself about how much things really cost today and how inflation will slaughter an underfunded retirement (did you know that things will be 4x more expensive in 40 years than they are today?).
When I was younger, my goal was to bank a million dollars and live off the interest. As I got older, reality began to set in a bit. Things got more expensive and breadth of my needs and wants got bigger. Suddenly, living off a million dollars just wouldn't work. It wasn't enough to sustain me for the rest of my life!
We often hear about millionaires that can live off interest and dividends during retirement. But what about a billion dollars? And what is the interest on a billion dollars? Is the amount really as obscene as it sounds?
Remember when you'd talk to your grandparents and they'd say stuff like, "When I was your age, candy bars were just 5 cents!" ...And now they're a dollar? Whoa.
If you’ve ever done any projections to imagine how much money you’d need to retire, you’ve probably thrown around large-sounding figures in the millions.
Are you planning to have 20 million dollars saved up before you retire? It sounds like a massive amount of money....but is it really? After all, what is the interest on 20 million dollars?
What if you had 50 million dollars? What is the interest on 50 million dollars? Is it just an insane amount of money? Or should it actually be your target for retirement? There are so many questions around the 50 million dollar amount, and we're going to answer as many of them as we can in this post. So without further ado, let's hit it. Everything you want to know about having $50 million.
Tons of people work all their lives to save up 1 million dollars. And then they have absolutely no clue if they can live off 1 million dollars or how to do it!
Have you ever had this conversation with your spouse? How much is enough? How much should we have saved up for retirement before we can call it quits? $1 million? $2 million?
Is a million dollars enough to retire on these days? How much interest would you earn per year on $1 million? And what about per month? Will it last for the rest of your life? Or will you run out of money before you die?
If you’re trying to pick between Capital One Venture and Quicksilver, it all boils down to your spending habits and what you want from a credit card. Venture is perfect for travel lovers, while Quicksilver is the go-to for cashback fans.
Capital One SavorOne vs. Quicksilver: The choice seems to be simple. SavorOne offers up to 3% cash back, and Quicksilver only 1.5%. Both are free to use and offer sign-up bonuses. But which one will actually be better for you?
When it comes to credit card options, it’s tricky to choose which one is right for you. They all promise the best rewards, the most flashy benefits, and fees that’ll make your wallet sing.
In 2022, Capital One unveiled the Venture X Business Card. Even though this card’s perks and benefits are similar to the Venture X Rewards card, its intro offer and spending requirements are mind-blowing.
Let’s get this straight—millionaires are made, not born. Ramsey Solution’s survey of over 10,000 millionaires revealed that 79% didn’t receive any inheritance from their parents or other family members. They got there through hard work and investing.
The below accounts have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on a multitude of categories. These are the top high-yield savings accounts of 2024.
You're out of consumer debt, you've got your emergency fund, you're investing for your retirement, and now you're finally ready to tackle the behemoth - the mother of all debts...the house! Congrats!
Ladies and gentlemen, in the green corner, we have Robinhood—weighing in at 15 million users. And, in the blue corner, we’ve got the contender, Webull—a relative newcomer with 7 million users.
Here’s a whopping list of 250+ sales statistics across 25 different categories. We’ve scoured numerous rabbit holes on the internet, scanned reports, and examined credible studies, to compile the most comprehensive list of sales statistics. We raked through the most trusted sources, like The Harvard Business Review, The Pew Research Center, HubSpot, and more, so you don’t have to.
Even if you don't have a college degree and aren't sure which industry you'd like to work in, you still have plenty of options. Discover some of the best-paying jobs here.
Did you know there are jobs that pay 75k a year without a degree?Not only that, there are MANY jobs that pay $75k per year that don't require a degree. It almost makes you wonder why some people even bother paying for college!
Here’s the thing: You don’t need to have a degree to make more than 60k a year. Did you know your garbage man makes $80k a year? That’s one job, and we’ve got a list of 50+!
College isn’t for everyone, and that’s okay. But, that doesn’t mean that you don’t deserve to have the opportunity to make more money in your career. Did you know that there are jobs that pay 100k a year without a degree? This post highlights some of our favorite 100k a year jobs without a degree.
We all want to make more money. But that doesn’t mean college is for everyone. Between rising student loan costs and the need for more trade skills, you don’t have to study for 4+ years to get a well-paying job. In this article, we’re highlighting 20+ jobs that pay 50k a year without a degree.
Looking for jobs that pay 70k a year without a degree? It's a good search to make because it's definitely not a pipe dream. Some people go to college, pay tens of thousands of dollars, and get a job that maxes out at $40,000 a year. It just makes absolutely no sense! Why not instead get into a career field that can earn $70k a year or more?
While certain jobs and careers require a college degree, many don’t. Quite a few jobs pay $200,000 a year without a degree if you don’t mind learning a trade or skill. Here’s what you need to know and which jobs pay the most.
What if you'd like to earn some extra cash on top of your regular 9-5? More and more people are pursuing side hustles, with a portion of them flourishing into full-blown businesses. Here, we list your best options and provide guidance on how to get them.
Here at Moneyzine, also provide resources for those looking to invest, save, and build wealth. From trading app recommendations to a practical car lease calculation spreadsheet, we cover a wide spectrum of financial topics to meet your diverse needs.
The below investment apps have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on eight categories: account minimum, trading costs, account fees, selection, ease of use, sign-on bonus, education, and customer service. These are the investment apps that made the grade.
We reviewed dozens of the top savings accounts and graded them based on interest rates, fees, saving tools, account types, and additional features. In the end, we narrowed them down to the top 12 savings accounts on the market.
Life happens. Sometimes you just need that bit of extra cash—say $50,000—to cover your expenses. Personal loans can pay for your wedding, honeymoon, or divorce attorney if it doesn’t work out for you two a few years down the line.
In 2006, Congress slashed $12 billion in student lending funds in a desperate attempt to reduce the fiscal budget deficit. Recent studies have shown that student debt is getting out of control, and lawmakers on Capitol Hill have decided to take steps to help ease the burden for students with college loans.
Top trading apps let you monitor your portfolio, receive trading signals, place trades, and much more through your mobile phone. There are plenty to choose from and they can vary greatly in terms of fees, features, and user experience. That means important to select the right app for your needs.
It’s a painful drill—you’re short on cash, so you swipe your plastic, thinking you’ll catch up later. But you never really catch up, and now your balance looks like a nightmare. So what now?
When it comes to debt, the Great Recession will be remembered for the turmoil created in the housing market. But the news doesn't always have to be bad. In fact, the time has never been better to reflect on past spending habits and start a plan to get out of debt.
These crypto apps have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on important categories, such as: account minimum, trading costs, account fees, selection, ease of use, sign-on bonus, education, and customer service. After all that, these are the crypto apps that made the grade.
Looking for a credit card payoff calculator with extra payments? Trying to find a multiple credit card payoff calculator? Trying to calculate the time to payoff credit cards? You came to the right place.
The below tax software packages have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on a multitude of categories. These are the best of the best in 2024.
We reviewed all the top mortgage refinance companies and narrowed it down to the best 10 best refinance lenders. Scored based on APRs, minimum credit scores, loans terms, and days to close, these are the best of the best home mortgage lenders in their respective categories.
It’s tempting to look for a guaranteed approval card to lower the chances of being given the cold shoulder. You won’t like hearing this, but the “guaranteed approval” is a myth. You need to meet a set of requirements for every card you apply for, and there’s no guarantee you’ll get it.
You’ve got an eye for art—you can see emotions and meaning, while the rest of us see a slug. If that’s the case, have you ever thought about using your passion to make money?
If you spend a ton of time online, you’ve definitely noticed how reward sites are popping up everywhere. These sites look too good to be true, and promise you free money. All you have to do is sign up and complete some simple tasks to earn cash.
How did your colleague who spends half their time playing Sudoku get a mortgage quicker than it takes to hide their puzzle-playing habits from the boss? And how did Harry from HR apply for a car loan faster than it took for you to register a complaint?
We often hear about millionaires that are able to live off of interest and dividends during retirement. But what about people that are worth $100,000,000? What is the interest on 100 million dollars? Is the amount really as obscene as it sounds?
I used to think that a million dollars was a lot of money. Then I started this personal finance blog and began educating myself about how much things really cost today and how inflation will slaughter an underfunded retirement (did you know that things will be 4x more expensive in 40 years than they are today?).
When I was younger, my goal was to bank a million dollars and live off the interest. As I got older, reality began to set in a bit. Things got more expensive and breadth of my needs and wants got bigger. Suddenly, living off a million dollars just wouldn't work. It wasn't enough to sustain me for the rest of my life!
We often hear about millionaires that can live off interest and dividends during retirement. But what about a billion dollars? And what is the interest on a billion dollars? Is the amount really as obscene as it sounds?
Remember when you'd talk to your grandparents and they'd say stuff like, "When I was your age, candy bars were just 5 cents!" ...And now they're a dollar? Whoa.
If you’ve ever done any projections to imagine how much money you’d need to retire, you’ve probably thrown around large-sounding figures in the millions.
Are you planning to have 20 million dollars saved up before you retire? It sounds like a massive amount of money....but is it really? After all, what is the interest on 20 million dollars?
What if you had 50 million dollars? What is the interest on 50 million dollars? Is it just an insane amount of money? Or should it actually be your target for retirement? There are so many questions around the 50 million dollar amount, and we're going to answer as many of them as we can in this post. So without further ado, let's hit it. Everything you want to know about having $50 million.
Tons of people work all their lives to save up 1 million dollars. And then they have absolutely no clue if they can live off 1 million dollars or how to do it!
Have you ever had this conversation with your spouse? How much is enough? How much should we have saved up for retirement before we can call it quits? $1 million? $2 million?
Is a million dollars enough to retire on these days? How much interest would you earn per year on $1 million? And what about per month? Will it last for the rest of your life? Or will you run out of money before you die?
If you’re trying to pick between Capital One Venture and Quicksilver, it all boils down to your spending habits and what you want from a credit card. Venture is perfect for travel lovers, while Quicksilver is the go-to for cashback fans.
Capital One SavorOne vs. Quicksilver: The choice seems to be simple. SavorOne offers up to 3% cash back, and Quicksilver only 1.5%. Both are free to use and offer sign-up bonuses. But which one will actually be better for you?
When it comes to credit card options, it’s tricky to choose which one is right for you. They all promise the best rewards, the most flashy benefits, and fees that’ll make your wallet sing.
In 2022, Capital One unveiled the Venture X Business Card. Even though this card’s perks and benefits are similar to the Venture X Rewards card, its intro offer and spending requirements are mind-blowing.
Let’s get this straight—millionaires are made, not born. Ramsey Solution’s survey of over 10,000 millionaires revealed that 79% didn’t receive any inheritance from their parents or other family members. They got there through hard work and investing.
The below accounts have been researched, reviewed, confirmed, vetted, re-vetted, and then ranked based on a multitude of categories. These are the top high-yield savings accounts of 2024.
You're out of consumer debt, you've got your emergency fund, you're investing for your retirement, and now you're finally ready to tackle the behemoth - the mother of all debts...the house! Congrats!
Ladies and gentlemen, in the green corner, we have Robinhood—weighing in at 15 million users. And, in the blue corner, we’ve got the contender, Webull—a relative newcomer with 7 million users.
Here’s a whopping list of 250+ sales statistics across 25 different categories. We’ve scoured numerous rabbit holes on the internet, scanned reports, and examined credible studies, to compile the most comprehensive list of sales statistics. We raked through the most trusted sources, like The Harvard Business Review, The Pew Research Center, HubSpot, and more, so you don’t have to.
Once you've found the right job, it's time to prove that you can be a trusted leader in that organization. Here we think we've got some of the most comprehensive information you'll find on any website when it comes to understanding leadership styles and theories.
If you don't think leadership theory is important, then take a look at our article onsituational leadership. Whether you're an autocratic leader or charismatic one, it's important to know how to apply your leadership skills to different situations you'll encounter at work.
Career Dictionary
Finally, if all the career jargon has got your head spinning, take a look at our career dictionary. We've got a glossary of 100 career-related terms that can help you come up to speed on the latest words you'll encounter while looking for a job or on an interview.
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Finding a job is not always easy in today's economy. Sometimes all it takes is a bit of advice to help get your job search started. Whether it's searching for a job, or improving your interview skills, we can help you get on the right track.
Many experienced job hunters have a very good idea of how to go about finding a job; we recognize that fact. That's why we've focused on individuals that are new to the workforce, teenagers and college students, because finding that first job is sometimes difficult.
We also recognized the Internet plays an increasingly important role in stay at home / work from home jobs. Finally, if you're already working, but are questioning whether or not you're in the right job, our articles dedicated to evaluating your career can help there too.
Conducting a Job Search
Finding a new job is not always easy. You may have been working for one company your entire career, or you might be thinking about re-entering the workforce after taking several years off. Below are links to information that can help you to start your job search:
Oftentimes, your first introduction to a potential employer is through a job application. This next series of articles tells you all you need to know about filling out job applications, and how to go about applying for a new job.
Whether you're still in college, or looking for your first job after graduating, we have some good information for college students looking for jobs. The challenge for college students is to be recognized for what you know and have learned, as well as leveraging the resources you have at your disposal at school.
We all remember how awkward it can be when trying to find your first job as a teenager. If you're a teen that wants some spare pocket change this summer, we've tried to take a lot of the mystery out of the process by putting this series of articles together just for you:
Making a good first impression is important. When you're on a job interview, you'll want to make sure the hiring manager really understands the potential value you bring to their organization. We have many tips on the topic of job interviews; what to say and what topics to avoid:
Technology has really changed the way we gather information and interact with each other. The Internet in particular has opened up a whole new way of conducting business from home.
If this sounds appealing to your lifestyle, here are some resources you might want to explore. These articles cover the pros and cons of working from home:
One function that is often overlooked by job seekers is the role that specialty jobs can play in laying down a good foundation for your career. Whether it's part time work or volunteering, all of these jobs add to the marketability of your resume, and can make you feel good at the same time:
If you've reached that point in your career where you're in need of change, then it's probably time to step back and evaluate your career. You're going to spend a good deal of time at work, so it's important to figure out that balance of what's important to you at home and what's important at work:
If you've been working for a while, you've probably come to realize that there are a lot of smart people in the workforce. This age of information has turned many workers into technical experts, nearly overnight. But for those of you that want to be recognized as future leaders of their organizations, you need to start to separate yourself from the rest of the pack.
If you want to distance yourself from the technical experts, or just make yourself stand out, you'll need to prove that you can be trusted to lead others. To do that you'll need to improve your leadership skills.
Studies in Leadership Theory
To really understand what leadership is all about, you need to build your knowledge base from a good foundation of theory. It's not enough to simply pick a leadership style, or be told that you're using a specific leadership technique. Effective leaders are just that, they are effective in nearly all situations, and this consistency of success comes from understanding theory like conditional leadership and the pros and cons of each style:
We've all heard about natural born leaders. While it's debatable whether or not leaders are born, we think they are shaped by their environment and by their observation of others. If you've been wondering what makes a good leader tick, here's some information on the qualities and skills you might or might not readily recognize in a leader:
The world is moving faster than ever, and if you want to move up in an organization, then you might need a jump start when it comes to leadership development and training. If you're not sure if a leadership course is going to be worth your time, just take a look at some of our advice:
Don't tell any of these women that there's a glass ceiling when it comes to leadership positions. In these articles, we've highlighted some of the outstanding women in the workplace, and the political leaders of today and yesterday:
If you don't think there are social aspects of leadership, then you must have missed some of the news articles highlighting the lack of true leaders in the aftermath of Hurricane Katrina. It's not just enough to be a leader; it's the consistency of its application that's so important too:
If you're already familiar with some of the leadership theories, and you're looking for more specific information on a leadership style, we can help there too. If you don't see what you're looking for today, come back soon; we'll continue to add to this area over the next several years:
Finally, there is no doubt that the United States is a world leader in many different ways. But as Americans, many of us don't completely understand the other world superpower: Russia. If you're looking for some information on the politics and dynamics between the U.S. and Russia, we have this specialty section just for you:
Our approach to resume writing is quite simple: a resume is a personal advertisement for your services and it has to be a good one. It's your resume that gets you noticed by a recruiter or hiring manager. That means the upfront work involved with putting together a resume that will highlight your achievements and downplay your shortcomings is well worth the effort.
Resume Types
The first step in putting together a resume that gets results is to pick a resume format that matches up well with your career. There are basically three types of resume formats that you can choose from: combination, chronological and functional. The articles below explain the pros and cons of each resume type, and should be your first stop before you start writing:
Once you've decided on a resume format, the next step is to start building your resume. The last thing you want is a disorganized resume, or one that uses too many fonts or colors. You want one that looks professional, and allows the reader to quickly find the information they are looking for. This is where resume wizards and templates can help:
While we always emphasize the fact that your unique and individual career information on a resume is the most powerful information you can share with a hiring company, we do realize that samples and examples help.
This is an area we will continue to build over time, but a list of the examples we've already put together includes:
Once you've put together your resume, it helps to continually get new ideas and refine the document over time. We're not talking about redoing the document from scratch; we're talking about polishing a resume to make it shine.
This is an area where guides on resume writing tips and help can lend a hand:
Now that you have your resume together, it's time to get it out there and get it noticed. Our final bit of advice on resume writing has to do with the different types of resume writing and distribution services that you might want to consider:
Many times when you're writing to a company you'll need to include a cover letter. This is a completely different topic from resume writing, and it really deserves its own section. The approach you take in putting together a cover letter is sometimes more important than a resume; after all, it might be the first piece of paper they see.
Here is some information to help you get started on your cover letter:
Many companies now require job applicants to submit electronic resumes and cover letters. If you want to be asked on a job interview, then you need to be able to separate yourself from the rest of the competition. This series of articles provides you with the information to be successful in this electronic age.
In an era where education is synonymous with opportunity, many consider pursuing a Master's degree a surefire way to advance their careers. However, is it really the golden ticket to success we've been led to believe?
The gender pay gap, the persistent disparity in average earnings between men and women throughout their careers, serves as a critical measure of wage inequality. This gap underscores the ongoing issue of income disparity, despite the ideal of equal pay for equal work.
Every job requires a combination of vital skills, but what skillset is valued most in 2024? As the job market evolves, staying ahead means it’s key to understand and acquire the skills that employers value most.
In 2023, global employee engagement saw a slight uptick, with 23% of employees engaged, up by two percentage points. However, a sizable 59% are categorized as disengaged, while actively disengaged employees, known as "loud quitting," declined to 18%. These figures highlight the persistent challenge for organizations to cultivate happiness and productivity in the workplace.