So the holidays are over and you take a peek into your bank account. And what is staring back at you…is a complete disaster. The holidays can take a serious toll on anyone and their finances. But it doesn’t have to continue to be that way! Here are 11 ways to get your finances on track after the holidays.

This post was written by our amazing staff writer, Kimberly Studdard.

1) Stop Feeling Guilty

So first, before we even delve into the tangible steps you can take to get your finances on track after the holidays, you have to stop feeling guilty.

We all know that Christmas comes around the same time each year. We all know the New Year is filled with new beginnings. You know that you can’t take back all of the gifts, serve cheaper food, or tell your family no for this year. This year has passed. So dust yourself off, stop harboring over the fact that you overspent, and vow to do better this upcoming year.

2) Set New Financial Goals

Now that you have time to think clearly and make better financial decisions, set some new goals.

Do you want to . . . → Read More: 11 Ways to Get Your Finances On Track After the Holidays