May 2015
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5 Ways to Squeeze More Out of Your Budget

april budget

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If you’re serious about digging your way out of debt, then you absolutely need to budget your monthly expenses. Once you have a budget set up, then it’s all about how you can squeeze more out of your budget so that you can throw more and more money at those debts to ultimately become debt free! While you might think that you aren’t spending that much money from month to month, chances . . . → Read More: 5 Ways to Squeeze More Out of Your Budget

Best Personal Finance Posts and Website Growth

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After reading dozens of posts this past week, I have saved the best for you, my faithful readers. Have a look and enjoy four of the top articles that I have read this week:

3 Weeks After Quitting My Job – by Living A FI – This guy has officially saved enough to quit his job and become completely financially independent. And, his wife will quit her job in the summer. This is an amazing accomplishment and makes for some fascinating reading.

What I’m Teaching My Son About Money – by Mr. Money Mustache – MMM and his family spend . . . → Read More: Best Personal Finance Posts and Website Growth

Becoming Wealthy or Being Cheap? Or Both?

becoming wealthy

Are you taking actions toward becoming wealthy or are you actually just being cheap, likely never to get truly wealthy? And what’s the real difference? As Ramit Sethi often talks about on his blog, I Will Teach You To Be Rich, cutting out a few expenses is not going to dramatically change your financial future. In fact, if you ordered a tall latte every day before work for a year, it would cost you about $1,000. That sounds like a lot of money, but what if, during that same year, you started a side business that generated an additional $10,000 . . . → Read More: Becoming Wealthy or Being Cheap? Or Both?

What is Forex Trading? What Are the Pros and Cons?

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Have you ever heard of Forex trading before? It goes by other names as well: FX trading, foreign exchange trading, or just plain currency trading. At its most basic form, Forex trading is simply trading one currency against another in the hopes that your purchased currency will become stronger, meaning that you can purchase more goods (or another currency) with the money.

So let’s say that you thought the United States’ Dollar was going to become weaker when compared to the Euro. To take action on this hunch, all you would have to do is hop onto a foreign exchange . . . → Read More: What is Forex Trading? What Are the Pros and Cons?

A Huge Mistake to Avoid Before 30

things the rich do

I’ll be 27 this summer and am thankful that God has given my husband and I great mentors to help us start out our marriage with financial wisdom. In just 5 years of marriage we’ve been able to pay off $30,000 of student loans, save a 6-month emergency fund, boost both tithe and savings to 15% each, save up $4,500 for a new (to us) car replacement, and pay off 60% of our mortgage in 2 years. I’ll add that we definitely make less than $100k and I am a stay-at-home mom with occasional side gigs as a dietitian, so . . . → Read More: A Huge Mistake to Avoid Before 30

Are Your Priorities Really What You Say They Are?

priorities really what you say they are

She looked me straight in the eye and said that she wished she didn’t have to work. Instead, she desperately wanted the financial ability to stay at home with her newborn son. My heart ached for her a little. A new mother that longs to be with her children should be able to do exactly that, no questions asked. Unfortunately, our economy today has made this nearly impossible for many young couples. At least…that’s what I figured was the issue…until I saw her pull away in her brand new $30,000 Honda Odyssey…

Your True Priorities on Display

If someone asked . . . → Read More: Are Your Priorities Really What You Say They Are?

Best Reads From This Past Week

Old Textbooks

There are so many personal finance blogs out there. To be honest, some of them are crap and should be ignored 100% of the time, but there are probably hundreds more that have valid content and can really make an impact from time to time. It is my goal each week to seek out and find those fabulous articles, read them, learn from them, and then pass them onto you for your education as well!

Best Reads From This Past Week

This past week was a pretty solid one for articles that will likely make you think. Grab your cup . . . → Read More: Best Reads From This Past Week

12 Reasons Why I Still Drive My Crappy Car

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My car is pretty ugly. The ceiling fabric is falling down (so I stuck some tacks in it), the air conditioning doesn’t work, the plastic window casing is peeling off, some rust spots are starting to show on the hood, AND there are times when the car doesn’t realize it’s in park, and therefore won’t let me start it, so I have to open my door, put my foot out, and rock the car until I hear a *click*….and THEN the car will start.

Admittedly, this can be a little embarrassing, especially when I’m in the bank’s drive-through and I . . . → Read More: 12 Reasons Why I Still Drive My Crappy Car

How Does the Average Person Spend Money?

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Have you ever wondered how your spending compares to that of the average American? If you have, you’re in luck. Every year, the Bureau of Labor Statistics releases data describes the spending of the average American.

Since very few of us actually dig into the details of how we spend money with those around us, it’s hard to know how we stack up. Is there something we do really well? Is there an area to improve?

In this article, we’ll go through the way in which Americans spend their money. In this survey, each consumer unit contained an average of . . . → Read More: How Does the Average Person Spend Money?

Should You Do What You Love? Is It Possible?

should you do what you love

“The only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle.” — Steve Jobs

Steve Jobs was a brilliant and determined individual. He loved what he did and therefore excelled in his work, seemingly because it was his passion. But, is this profound statement even possible for everyone?

Should You Do What You Love? The Reality of Today

The United States is considered to be the land of opportunity, but within its borders there are 49.1 million Americans that are considered to be food insecure, meaning that . . . → Read More: Should You Do What You Love? Is It Possible?