November 2014
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Start Tackling Your Debt One Dollar at a Time

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Are you ready to start tackling your debt? Yes, it can seem daunting to start tackling your mountain of debt, but it IS possible! By focusing on paying off just one dollar at a time, paying off any debt is possible. Even a massive debt can be paid off sooner than you might think. Just keep your head down and keep chuggin! You can do it!

Don’t Forget Your Reasons For Getting . . . → Read More: Start Tackling Your Debt One Dollar at a Time

The Truck Is Sold! When to Increase Your Risk for a Greater Reward


Well the truck is officially sold! For those of you that aren’t aware, back in September I purchased a 2001 GMC Sierra with the hopes of fixing it up and selling it for more than I paid for it. What I haven’t yet told you is the extreme risk I took with this truck purchase.

The Risks Involved in My Truck Flip

I first saw this truck advertised on Craigslist on a Saturday morning, September 27th. Based on my research, I knew that the going rate for this type of truck was about $6,000 and this ad showed this fabulous . . . → Read More: The Truck Is Sold! When to Increase Your Risk for a Greater Reward

Wait 24 Hours Before You Buy

wait 24 hours

Have you ever scored a “deal” only to learn that you really didn’t get that great of a deal? If you use Groupon then this may have happened to you. This happened when I almost bought a 6-pack of Puma socks. Seeing that the socks were 75% off was hard to pass up but after a quick search on Amazon I learned that the socks were listed for the same price as the Groupon “deal” and there were other socks with higher ratings that were cheaper than the Puma socks!

Now don’t get me wrong; Groupon does have some great deals . . . → Read More: Wait 24 Hours Before You Buy

14 Cheap Business Ideas You Can Start Today

cheap business ideas

Have you ever thought about making some extra money on the side? If you have, I think that it’s a fantastic idea! Not only can you start a large number of businesses for less than $50, they can easily produce hundreds if not thousands of dollars every single month! Sure, they are going to take a little bit of effort on your part, but at such a cheap cost the only risk will be the time you put in. Take a look at the 14 cheap business ideas that I have come up with. Many of these cheap business ideas . . . → Read More: 14 Cheap Business Ideas You Can Start Today

Increase Your Income By Improving Your Marketing Tactics

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I absolutely suck at marketing. If I was in an interview and the hiring manager asked me to “sell them this pen” (if you have ever interviewed for a sales or manager’s job, you know what I’m talking about), I am quite certain that I would fail miserably. If you must know, it would probably go something like this:

“Well sir, it looks to me like…uhh…you are quite wealthy. *(Insert long pause here)* …And let me ask you something. When is the last time you used a pen that failed you?” (this is where they respond, “I actually don’t remember . . . → Read More: Increase Your Income By Improving Your Marketing Tactics

Where Is Your Net Worth?

where is your net worth

Have you ever had anyone ask you where your net worth is? I highly doubt it, but it is an incredibly important question! First of all, what is net worth anyway? And why should you be concerned with what makes up your net worth number? These are great questions and will all be addressed in this post!

How to Calculate Your Net Worth

This term is often thrown around, but very few people can actually tell you what their net worth is. Basically, your net worth is the total value of everything you own minus the debts you need to . . . → Read More: Where Is Your Net Worth?

Home Loans: 5 Tips to Increase Your Chance of Being Accepted

house values

Buying a home is an exciting and sometimes frustrating process. In fact, it is much harder to obtain a home loan today than it was years ago. That doesn’t mean that mortgage shoppers should give up hope though. Many mortgage lenders — such as Embrace Loans — will work with potential homebuyers to find the right home loan for their needs. The following 5 tips will help increase your chances of a successfully loan application.

Know Your Finances

When shopping for a home, you must determine how much of a monthly payment you can afford. This will require calculating how . . . → Read More: Home Loans: 5 Tips to Increase Your Chance of Being Accepted

You Might Be Better Off Skipping College

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Have you ever stopped to think about how much college tuition and loans might be hurting you in life? What if you got a job immediately out of high school and never went into debt? Which option would come out ahead? While it is nearly impossible to predict the lives of both those graduating from college and those that enter the workforce immediately, we can certainly make an education guess based on the data and the averages. Before digging into the numbers, my opinion is that you might be better off skipping college.

The Pros and Cons of College

Before . . . → Read More: You Might Be Better Off Skipping College

Weighing the Costs of Getting an MBA


Getting your MBA can be a great way to increase your earnings potential, change careers, or move into management – but it isn’t for everyone. Before you take the leap to getting your degree, weigh the costs to see if getting an MBA makes sense for you.

Do the Math

The costs of getting your MBA can be significant, both in terms of time and tuition costs, and if you are taking time off work to go to grad school, you have the lost wages to consider too. According to Campus Explorer, the average cost of an MBA is $80,000 . . . → Read More: Weighing the Costs of Getting an MBA