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College tuition. I always expected it and worked my butt off during the summers to pay for it.
College textbooks… I somehow managed to forget this cost EVERY SINGLE YEAR.
Can you relate?
If so, this post is tailor made for you!
This post contains affiliate links…BUT they’re all awesome sites I promise. Enjoy!
10 Sites to Find Super Cheap Textbooks
Take a look at the list below, search for your textbook at each site, and pick the cheapest option! BOOM, easy!
To assist you with the comparison of each site, I figured it’d be fun to look up a textbook and see where we could find it the cheapest. Here we go, everyone’s favorite book, Principles of Managerial Finance . . . → Read More: 10 Sites to Find Super Cheap Textbooks
Are you one of those crazy people that aspire to retire extremely early? Like earlier than 50? Earlier than 40? Heck, maybe you even have the goal to retire by 30! It’s been done before, so why not you?
What would you like to do with your early retirement?
Travel the world Volunteer in your local community Lay on the beach all day Do….anything! 7 Keys to Retire Extremely Early
You might not know exactly what you want to do, but you DO KNOW that you don’t want to work in a cubicle from 8am-6pm for the rest of your life. So why not save up a pile of cash and enjoy life in retirement while you’re still young?
If you think this sounds like heaven, then let’s figure out what you’ll need to do to make it possible!
1) Get Out of Debt
If you’re trying to beef . . . → Read More: Retire Extremely Early – The 7 Keys
I started this blog over six years ago, and it’s been a great money maker from the very beginning – typically between $10,000 and $20,000 a year. I’m definitely not going to quit my job any time soon, but the extra income sure comes in handy!
Oct 2016 Income: $293.04 Nov 2016 Income: $589.24
For all of you that are interested in starting a blog of your own, check out this awesome resource I put together a few weeks ago to help newbies get started: “How to Start a WordPress Blog For Just $24“.
My November 2016 Blog Income
I’ve really been focusing on my writing these past few months and boy did that help my site’s traffic in November! My article, “How Much Should You Spend on That?” was HUGE and scored me an additional 48,000 viewers last month! It got picked up by RockstarFinance, LifeHacker, Simplemost, and ABC . . . → Read More: My November 2016 Blog Income
Getting into a bit of a tight corner with your finances can often result in a radical line of thinking that prompts you to reach for the scissors and cut up your credit card.
Finding yourself in a debt situation is never pleasant. If you find yourself in financial hot water, you need to take some positive steps to rectify the situation, but cutting up your credit card shouldn’t be necessary, especially if you work on using your card sensibly in the first place. Here are some smart strategies for staying out of hot water with your credit card.
Shop Around to Find the Best Deals
If money is tight or if you are simply trying to find some ways to cut your costs, it is worth looking around to see if you can find a better deal than your existing credit card. Look for a credit card that . . . → Read More: Put the Scissors Away: Wise Ways to Use Your Credit Card
The stock market sure has been a wild ride lately! First, we were all scared by Brexit, then the economy showed signs of strength, so the market bounced back. Next, Donald Trump became our new President elect and the market went into a panic – only to be followed by one of the best stock market runs we’ve seen in a while.
It sure has been a roller coaster. So how have my Silver Motif investments fared?
My Silver Motif Investments
Alright, for those of you that don’t know about my Motif investments, here’s the quick update:
Liz and I have quite a bit of cash, and I wanted a hedge investment in case the market crashed I stumbled upon Motif Investing, where I could invest in silver as a sound hedge I bought $1,000 worth of a precious metals fund The fund soared 30% almost immediately I did . . . → Read More: My Silver Motif Investments – How Are They Tracking?
I’m sure that you’ve had the thought. On the drive in to work on a cold Monday morning after scraping ice off your windshield, you dream about quitting your job and doing something else. Something that allows you more freedom to live life as you want to.
This is a guest post written by Jon from Money Smart Guides, a personal finance blog that helps readers build wealth and invest for their future.
I was in your shoes. Back in 2010 I was as low as you could go. I hated my job. In fact, I don’t even think the word hate describes just how much I disliked my job. I used up all of my paid vacation and wished I could buy more. I even considered taking unpaid days off. Being miserable for the rest of my life was not an option I wanted to pursue.
It was at . . . → Read More: How Side Hustles Allowed Me to Quit the Rat Race
Ah, Christmastime. Something magical in the air lifts our spirits and makes us feel as though anything is possible. Honestly. Haven’t you had moments as an adult where you find yourself searching the skies for reindeer?
It can’t be just me!
Unfortunately, that magical feeling seems to be carrying over into our spending patterns. We seem to believe that if we put gifts on credit, we’re bound to get a bonus that covers the expenses come January.
Let’s look at why we tend to overspend during the holiday season, and what we can do to curb that tendency to buy it all.
This post has been written by Jamie Jeffers, a new staff writer on the team.
They’re Out to Get You!
A little too dramatic? Ok, maybe. But the stores know more about your spending habits than you do. Trust me. They’ve studied your habits. They know where . . . → Read More: It’s the Least Wonderful Time of the Year…When You Shop With No Budget
Do you want to help your child financially with college? My wife and I definitely do, but we had two problems:
We had no idea how much college tuition would be 18 years from now We didn’t know how much we should invest monthly to fund that amount
If you’re not a Financial Advisor or a Financial Aid Counselor, then I suspect you’ve got the same issues, which is exactly why I dug through the details, put together an Excel spreadsheet, and developed a tool that will help every single parent calculate the cost of college!
Download the Free College Investment Calculator here Free College Investment Calculator
Before you plunk in your numbers, let me tell you… it’s going to be more than you think. That was my experience anyway.
Our daughter Addi is 6 months old. We opened a 529 fund a couple of months ago and currently have . . . → Read More: Free College Investment Calculator: It Costs More Than You Think
Well, I’m officially a Pinterest lover (check out my boards here)… I always thought Pinterest was for girls with no life, but it turns out that there’s actually some fantastic personal finance advice out there that you can track down through pins. In fact, that’s how I found my top 5 personal finance reads this month! Enjoy!
6 Different Ways to Budget Your Money
– by Young Adult Money – I’m a zero-sum budgeter. Before the month even starts, I make a name for every single dollar and tell it where to go. I figured this was the only way to budget. To my surprise, you can choose from five other methods!
Invest Your Time Into These 13 Things While You’re In Your 20’s
– by Levo – Your 20’s are such a pivotal time in life. Basically, whatever you do in your 20’s will stick with you through the . . . → Read More: Top 5 Personal Finance Reads Floating Around Pinterest
Are you sick of never having any money? Wouldn’t it be nice to have a comma in your bank statement one of these days? Even if you’re living paycheck to paycheck right now, I can teach you how to save up $1,000 in just four weeks. No lie. If you’re reading this post and you desperately want to see your account jump to one thousand dollars, then read on my friend.
How to Save Up $1,000 in Just 4 Weeks
This is step one in Dave Ramsey’s 7-step plan to becoming wealthy – saving up a $1,000 baby emergency fund. For many, it can be the most difficult step since there’s never any money left at the end of the month.
Many of my personal finance friends give the advice, “Get a second job and put that money in the bank.” Well you know what? Sometimes life just isn’t that . . . → Read More: How to Save Up $1,000 in Just 4 Weeks (Without Working a Second Job)