September 2014
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How to Make a Million Dollars in 10 Years

get out of debt

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Truthfully, this title should actually be “How to Make a Million Dollars in 10 Years Without Going Into Debt“, but that is just getting a little too winded for my liking. It’s true though! My girlfriend and I worked out how this can be done on a sketch pad while we were watching the sunset (which, by the way, is the best place for working on your finances if there ever was . . . → Read More: How to Make a Million Dollars in 10 Years

I Bought a New Car to Flip!

sierra photo

For those of you that are unfamiliar, no I am not intending to literally flip my new vehicle purchase (as in toss it end over end into the ditch). Instead, from time to time I find a car that is super cheap that I would enjoy driving around for a while. In the meantime, I clean it up, fix a few things, and then sell it for more money than I paid for it originally (at least that is always the hope).

I flipped a truck last year and it was a nightmare! But, I still ended up making about . . . → Read More: I Bought a New Car to Flip!

I Can’t Stand Lazy Squirrels

consumer debt

Nutty the squirrel didn’t really feel like gathering up nuts this fall. After all, he has worked hard for 20 seasons prior to this one. He deserves a break! Just this once he would like something good to happen to him, so this year he decided to be a little more proactive about his luck.

“Hey Rocky, how about we make a deal this year?” inquired Nutty. “I have worked hard all my life and really deserve to take a break this fall. If you gather nuts for me, I promise that I’ll gather yours for you next season. Plus, . . . → Read More: I Can’t Stand Lazy Squirrels

How to Get Paid to Workout

get paid to workout

Are you paying someone to let you workout at their facility? Have you realized that you can actually get a free gym membership and get paid to workout?

My Gym Membership Cost

I’m not sure what you pay for your gym membership but the one I went to for two years before having a baby cost $40 per month and that was with a significant discount. That’s not an awful price since it includes any of the group fitness classes. Other gyms make you pay a monthly fee just to use the facility and charge separately for group fitness classes. . . . → Read More: How to Get Paid to Workout

You’ll Need a Million Dollars Just to Survive

effects of inflation chart

“If we are not millionaires by the time we retire, we may struggle to survive.”  

– Derek Sall

Have you ever really thought about this? Those of us that are completely ignorant of what the future will bring do not save anything for it. Those of us that are somewhat wise at least put a hundred bucks into a retirement account each month. But, a very small percentage of us start investing early and also seek out the answer to the question, “How much money do I need by the time I retire.” And, . . . → Read More: You’ll Need a Million Dollars Just to Survive

Save Money by Bartering


I absolutely love bartering. By using the skills I already have, I can help someone else out that has the skills that I need. They then, can use their skills to help me. All, with absolutely no money exchanged.

This type of payment used to happen all the time. Back in the day when farming was prevalent, land owners would pay for doctor’s visits with eggs and beef. Instead of paying for groceries, the grocer might keep a tab and agree to wipe out your debt by building him a new shed. Instead of paying a pastor for his sermons . . . → Read More: Save Money by Bartering

Top 10 Money Saving Tips for Disneyland

saving tips for disneyland

Have you ever thought about taking your family to Disneyland? My parents took me to Disney World (in Orlando, FL) when I was younger and we all had a blast! It was a great memory that we talk about often. Maybe you would like to do the same for your family, but you are worried about the overall costs. After reading up on many different peoples’ experiences, I TOTALLY understand your concern. On one particular site, I read about a Disneyland visitor that bought $4 frozen lemonades for her party of 8. That was a quick $32 down the hole, . . . → Read More: Top 10 Money Saving Tips for Disneyland

8 Ways to Slash Gym Costs

20140917 - slash gym costs

Getting exercise is important … but “losing weight” should come from your belly, not your wallet.

Here are 8 ways you can cut-back on the cost of a gym membership — either by finding a cheaper option, or by looking at free alternatives.

8 Ways To Slash Gym Costs

1. Do a Trial Run. Most gyms offer a free week or trial period to new customers. Take advantage of these trials to get a better feel of the gym and what it has to offer. You can get a free workout while you decide whether it’s worth your money in . . . → Read More: 8 Ways to Slash Gym Costs

It May Be Time to Review Your Insurance Coverage

20140916 - insurance falling man

If you have a mortgage, you are probably required to have homeowners insurance. It is also possible that when you took out your policy, you chose the least expensive option you could in order to keep costs down for your new home. However, things change over time, and you may need to revisit your policy to be sure you have the best coverage.

Flood Insurance

Flood zones change over the years, and your home may now be in an area that qualifies for flood insurance. Therefore, it is important to discuss with your insurance agent any changes to flood zone . . . → Read More: It May Be Time to Review Your Insurance Coverage

Increase Your Income by Decreasing Your Wages

passive income

Did you catch that? Did you know that the best way to become wealthy is by actually decreasing your wages? That’s right. According to the well-known book, “The Millionaire Next Door“, most millionaires do not earn their wealth by becoming highly paid employees. Nope, 2/3 of them own their own business and invest much of their profits either into their company or toward investments, which will then earn them a larger revenue. So what is the real difference? It’s all earnings right? Wrong. The term “income” in my mind is far different from the word “wages”.

The Road Out of . . . → Read More: Increase Your Income by Decreasing Your Wages