Posts

July 2014
SMTWTFS
« Jun  
 12345
6789101112
13141516171819
20212223242526
2728293031 

9 Tips to Help You Save on Homeowners Insurance

588777_classic_home_2

If you’re new here, you may want to subscribe by email and receive my free eBook, “101 Ways to Make More Money”! Thanks for visiting!

One of the best ways to save money is by trimming an ongoing, monthly expense. After all, even chopping $5 from a recurring monthly bill will result in saving $60 over the span of a year. Recurring savings really add up.

Homeowner’s insurance is pricey, and you can save hundreds each year if you shop around, compare prices, and aggressively pursue the best quote (while not compromising coverage or value). Here are . . . → Read More: 9 Tips to Help You Save on Homeowners Insurance

5 Keys For Happier Living

keys to happiness

Have you ever said to yourself, “If only I had _______, then I would be happy.”? Perhaps your item of happiness is a bigger house, a nicer car, or maybe it’s a boat. You envy people so much that have these things you want – you figure that you would be happy forever if you had them as well. Do you know what I’ve learned in my short life already? This is an absolute lie.

When we were in grade school, middle schoolers seemed to rule the playground. They were bigger, faster, and could easily push you around. In your grade . . . → Read More: 5 Keys For Happier Living

Searching For The Next Car Flip

If you have been following my mortgage payoff posts, you know that I need to somehow come up with $4,317 this month in order to keep pace with the rapid payoff of my mortgage. At the beginning of the month I had already written this off as impossible (and I actually wrote that in my post!), but as the month has gone on, all I can think about is that number…..$4,317. Instead of just saying, “Impossible. Can’t be done,” I need to ask myself, “How can this be made possible?” So out came the calculator.

Initially, I thought . . . → Read More: Searching For The Next Car Flip

How to Save Over $100 on Gas Every Month

save money on gasoline

I’m sure you have seen the infomercials about the additive you can put into your gas tank: “Not only will your car run smoother and faster, but you will save hundreds of dollars in gas throughout the year!”…..

Yeah. Right.

While some of those additives can be good for your car, most of them are a rip-off. Follow the methods below and you will save money on gas every month – guaranteed.

10 Ways to Save Money on Gas

1) Get Your Car Serviced Regularly

Every 3,000-5,000 miles, you should bring your car into your service station to . . . → Read More: How to Save Over $100 on Gas Every Month

Do You Have a Life Coach?

whistle coach

I had an interesting conversation with my aunt while we were visiting with her in Chicago this past weekend. She has been working with a life coach since February and I was asking her all sorts of questions about what they discuss and how it works. She shared examples of finance, nutrition, social life, love life, and career topics they’ve gone over. For my aunt, this has been a great experience that has allowed her to thrive and make the most out of life. I was intrigued by the concept of a life coach but being the cheapo I am . . . → Read More: Do You Have a Life Coach?

How Many Retirement Years Will That New Car Cost You?

20140712 - infiniti and retirement

As I was leaving work the other day I spotted a brand new Infiniti QX70 SUV, and I admit it… I drooled a little. This car was absolutely gorgeous and I know that I would look soooo good behind that steering wheel. Since I have no debt (outside of my mortgage of course), I’m sure I could qualify for the loan and start driving one tomorrow, but how much would this really cost me? And not just the cost in dollars, but how many years of retirement might this purchase cost me? Would it just be a couple of years . . . → Read More: How Many Retirement Years Will That New Car Cost You?

31 Date Ideas for $5 or Less

20120723 - beach front property

Some people naturally assume that if you’re living on a tight budget, you can’t have any fun. This is totally ludicrous! Having fun isn’t about how much you spend, it’s about your experiences together and making memories! There are so many date ideas for $5 or less. By just thinking for a few minutes, I was able to come up with 31, one date option for every day of the month.

#1. A walk through the local park - You drive past the park all the time, but when is the last time you took your shoes off and . . . → Read More: 31 Date Ideas for $5 or Less

Just So You Know, I’m Not Above Digging Through the Garbage

20140717 - garbage

It was a cool Saturday morning, one day after the fourth of July. I had been spending the long weekend with my family, and my parents and I were on the deck chatting about the central product when it comes to camping: firewood. I mentioned that my girlfriend and I often like to stoke up a fire late at night and listen to the Detroit Tigers on the radio. We listen, chat, and watch the fire – you know, like self-proclaimed pyros do. Then my mom says matter-of-factly, “Well you know they have free firewood at the dump, . . . → Read More: Just So You Know, I’m Not Above Digging Through the Garbage

8 Money-Saving Home Decorating Ideas

home decoration

Trying to decorate your home — but stuck because you have a small budget? Don’t worry. Here are eight ways to save money while decorating your home.

1. Shop After Holidays. Holiday decorations are put on clearance as soon as the holiday is over. Stock up after big holidays like Christmas, Halloween, Valentine’s Day, and the Fourth of July for next year’s decorations.

2. Buy Some Paint. Tired of the same picture frames or mirrors around your home? Buy a small amount of new paint to give them another life. That small price spent will revamp what you already have . . . → Read More: 8 Money-Saving Home Decorating Ideas

Paying Off the Mortgage Update: June 2014

mortgage payoff June 2014

Ever since I bought my house back in August, 2011, I have had the intention to pay it off early. Well, then life happened… (we’ll leave it at that). But, as of January, 2014, I have refocused my energies toward this house pay-off! In the beginning of January, I owed about $54,500 on my 3 bedroom, 1.5 bath home, and I planned to pay off the total amount by the end of December, 2014 (yes, this year!). Here is how the payoffs have gone thus far:

January – $54,217 February – $53,871 March – $43,524 April – $39,999 . . . → Read More: Paying Off the Mortgage Update: June 2014