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I was recently looking over my expense categories on my credit card’s online dashboard. I noticed quite a lot of my expenses were coming from the ‘dining and entertainment’ category. I thought it strange since I nearly always make my own food and I’m quite clever about finding ways to have fun without spending tons of money.
I opened up the category and it wasn’t wrong. I had been spending . . . → Read More: Ever Think of Dates As Investments?
Gold has long been considered a safe haven for investors in times of economic woe and the price of gold has often reflected those particular shifts in sentiment and a falling stock market.
If you want to track the gold price, you can view it online here at Moneymorning.com. The questions to ask when it comes to gold are, when is a good time to invest in gold and what are the best ways of gaining exposure to the precious metal?
A solid ally in a digital world
You can of course invest in gold indirectly without actually physically owning . . . → Read More: Future-Proof Your Finances: Top Tips For Investing in Gold
Written by our regular writer (and now mom), Kimberly Studdard
I gained 65 pounds during my pregnancy. Sure, eight of those pounds were my daughter, but most of my weight came from Chinese food and hot fudge sundaes.
My wake up call came the day of my company’s 2015 Christmas party. I went to Target hoping to find a last minute party dress, only to find that nothing fit me. I knew I hadn’t lost all of the baby weight. In fact, I knew I had only lost about 15 pounds since giving birth to my daughter. But . . . → Read More: How I Lost 35 Pounds of Pregnancy Weight On a Budget
A staggering 63% of Americans have less than $500 in their savings account for emergencies. In theory, they are just one paycheck away from disaster. Why is this? Why can’t we seem to make ends meet anymore?
If you polled a hundred people in your city and asked them why they’re broke, they’d probably all give you the same reasons:
the economy is still struggling they can’t live on minimum wage these days medical bills are keeping them down the cost of rent is skyrocketing
Are these legitimate reasons for being broke? Forgive my lack of compassion, but I think . . . → Read More: You’re Broke and Your Paycheck Isn’t the Problem
I’m in nearly my 6th year of blogging and I’m more hungry now for information than I’ve ever been before (a wife and a new kiddo will do that to you apparently). In my quest for knowledge this past week, these are the articles that have stuck with me. It’s my hope that you’ll find them valuable as well.
How Do The Rich Invest?
- by Financial Samurai – The interesting thing about the true wealthy is that they don’t really need their money. In other words, they invest their money in non-liquid investments and they just leave them there . . . → Read More: Best PF Articles During My Dying Thirst For Knowledge
In 2011, my newly wed husband and I decided to get out of debt. It felt counter-intuitive because it was, after all, our first year of marriage. Weren’t we supposed to be having fun and seeing the world, not battling debt in a tiny apartment and a rice and beans diet?
We didn’t understand it fully at the time, but spending our first year of marriage battling debt as a team was one of the best decisions we’ve ever made. Not only did it help us learn better financial habits, but it helped us change our behavior about money – . . . → Read More: How to Enjoy the Weekend While Battling Debt
It’s the question that divides the personal finance blogosphere. Some say saving is more powerful than earning. Others throw caution to the wind and focus on earning instead. What is the best route? Saving or earning?
Which is More Powerful? Saving or Earning?
I grew up on a farm. Take a guess what the focus was growing up. Yep – saving. Save all you can. It’s the mentality of farmers.
Saving is powerful because it doesn’t matter how much you earn if you can’t save any of it. Net worth is king – not annual income. . . . → Read More: Saving or Earning? Which is More Powerful?
The short answer is both.
Depends on how busy you are, or how “involved” you want to be with your investing process, both can be right for you as long as you are comfortable trading them.
The stock markets offer a large number of stocks for you to choose from, the decision making process can take weeks. And since the stock market is essentially a market place, it is possible that it may take a while for you to sell a stock of low volume.
There is, of course, a way around it. For those absolutely . . . → Read More: Forex Trading or Stock Trading: Which One Is For the Busy Professionals?
This isn’t an infomercial. I’m not selling you a ‘get out of debt quick’ package for five easy installments of $39.95 (but wait, there’s more! Now you can get two for the price of one! Just kidding…). There is a way to ditch your debt in less than a week, but it doesn’t come without extreme sacrifice.
How to Ditch Your Debt in Less Than a Week
Are you pissed off at your debt? Are you sick of living paycheck to paycheck just to cover all those payments? Then get rid of them! Ditch your debt in less than a . . . → Read More: How to Ditch Your Debt in Less Than a Week
The UK government is attempting to root out so-called “Mickey Mouse” degrees by forcing institutions to publish the time students spend in classes with a teacher and how much graduates can expect to earn at the end of their studies.
This proposed government shakeup of the universities sector (rumored to cause tuition fees to rise beyond £9,000 a year) combined with corporations like Google and Facebook dipping their toes into academia, and it’s no wonder you’re gripping your wallet and scratching your head in befuddlement.
With tuition fees rising faster than a space shuttle’s milometer and scores of degrees increasingly . . . → Read More: Smart Money: Why an Online Degree is a Smart Investment