5 Things You Didn’t Know About Your Student Loans (and Absolutely Should!!)

about student loans

If you’re new here, you may want to subscribe by email and receive my free eBook, “101 Ways to Make More Money”! Thanks for visiting!

More than 2/3 of students graduate with student loan debt. Worse than this, the median borrower graduates with loans in excess of $30,000. It’s no surprise that student loan debt has been on the rise in recent years, but the countless truths that students simply don’t know about student loans is astonishing.

5 Things You Didn’t Know About Student Loans

If you have college debt, you’re obviously not alone, but that doesn’t mean you can go on being oblivious about student loans. Do yourself a favor and take two minutes to learn about the five student loan truths below. By the end, you’ll be happy you did.

1) Student Loans are NOT Bankruptable

Kids graduate from college (or worse, they quit before . . . → Read More: 5 Things You Didn’t Know About Your Student Loans (and Absolutely Should!!)

How to Flip a House: From the Search to Sold!!

flip a house

Have you ever thought about flipping houses for some extra income? The people on TV make it look pretty easy, but is it really a viable means to making some additional dollars? Personally, it was never in our plans, but my sister and brother-in-law have made it a speedy reality. Less than three years ago, they bought their first flip house, earned more than $35,000, and have gone crazy with four more flip houses since!

In this post, written by my sis from VHHomeFlips.com, they’ll teach you:

How to find cheap houses How to calculate the offer The best ways to renovate on a budget How to sell it for HUGE profits!

If you want to flip a house for some extra income, there’s nowhere better to find the information you need than right here. Enjoy!

How to Flip a House: From the Search to Sold!!

Why do we . . . → Read More: How to Flip a House: From the Search to Sold!!

The Truth About the Roth 401k and the Traditional 401k

Roth 401k and the Traditional 401k

“If you contribute to a Roth 401k, all the money can be withdrawn at a later date completely tax-free. If, however, you put that same amount of money into a Traditional 401k, it will be taxed and you’ll only end up with 2/3 of your nest egg. This is why you should contribute to a Roth 401k every time.”

What a crock of bull.

I’ve heard Dave Ramsey say this about a hundred times and it still ticks me off. This statement actually bothers me so much that I’ve decided to dedicate this entire post to prove it wrong and to educate all of you readers on the actual facts of the Roth 401k and the Traditional 401k.

I’ll teach you:

what makes them different, and what the benefit is of having one vs. the other The Truth About the Roth 401k and the Traditional 401k

The Roth 401k was . . . → Read More: The Truth About the Roth 401k and the Traditional 401k

4 Low-Cost Ways to Get Your Business Uniquely Branded

uniquely branded business

Every company must stand out, so they never get lost in the sea of competitors and lose valuable business. There are no exceptions in this area. It’s either figure out a way to remain top of mind with customers or become a casualty. Startups aren’t excluded either, especially when statistics show that 7 in 10 of these budding business ventures fail. Other statistics reveal a grimmer picture and indicate that as much as 90 percent of startups fail, never providing the promised returns on their venture capitalists’ investments.

Branding opportunities let businesses create unique connections with customers. Each time a consumer or customer sees a particular brand’s logo, that branding message forms an impression on their minds. It’s hoped that with enough impressions made, consumers will become customers and, in turn, customers will become loyalists.

4 Low-Cost Ways to Get Your Business Uniquely Branded

Companies can spend a ton of . . . → Read More: 4 Low-Cost Ways to Get Your Business Uniquely Branded

The Most Sought After Asset of All Time…and Why Very Few Actually Have It

most sought after asset of all time

I have recently learned of an asset so great, so highly important and valued that even the Kings of this world’s greatest countries would bow down just for a piece of it. Bill Gates, Mark Zuckerberg, and Warren Buffett all drool for it. They’d buy up all of it if they could, but even they in their infinite wealth don’t have enough money to make the purchase.

No, it’s not gold, it’s not diamonds, and it’s not even the $170 million hunk of jade that was found deep in the mines of Myanmar.

The asset that is valued by all, the most sought after asset that’s owned by no one….is time.

The Most Sought After Asset of All Time…is Time

We focus our thoughts pretty much on just one thing on this site: money.

Money equates to power, prestige, and short-term enjoyment. But you know what? It doesn’t automatically equate . . . → Read More: The Most Sought After Asset of All Time…and Why Very Few Actually Have It

3 Questions to Ask When Buying Life Insurance

buying life insurance

Life insurance is one of the biggest investments that you’ll ever make for your loved ones. It’s one of the only ways that you can guarantee that your family will have the resources that your loved ones need, regardless of what happens to you.

3 Questions to Ask When Buying Life Insurance

Shopping for life insurance can be a difficult task. There are several different factors that you will need to consider to ensure that you’ve got the best insurance protection for your loved ones. Luckily, there are a couple of questions that you can ask yourself and that should lead you to the perfect insurance plan for you.

How Many People Need Me?

One of the primary reasons for your life insurance coverage is to give your loved ones the money that they need to replace your paycheck if you were to pass away. If your spouse doesn’t have . . . → Read More: 3 Questions to Ask When Buying Life Insurance

How to Find the Best Personal Finance Blogs For You

best personal finance blogs

Ever watch “Miracle on 34th Street“? It’s a cute movie about Santa that I still remember from my childhood. In the movie, Santa Claus actually gets a job at Cole’s as the store Santa, where he proceeds to tell everyone about other store’s low prices on the toys they’re looking for. Initially, Cole’s management is appalled…until they realize that this brutal honesty is making loyal Cole’s buyers out of everyone.

This is what I’m going for with this article, written by Karl from Mindfully Investing. Karl has seen the challenges of people trying to find the best personal finance blogs for them, so he’s decided to solve this issue by potentially sending readers to other blogs that suit them better.

While I definitely don’t want you to leave my site, I DO want to see you win with your money. Use the tool Karl describes below and I believe you’ll . . . → Read More: How to Find the Best Personal Finance Blogs For You

3 Ways to Put Your Investments on Autopilot

investments on autopilot

One of the hardest parts about staying on top of your finances and investments is simply finding the time in the day to make sure your bills are paid, you’re saving money and you’re putting it to work for you consistently. But luckily, we live in a technology enabled world. And as a result, automating some of these recurring financial tasks is easier than ever.

So that’s why in this article I want to share why you should put your finances on autopilot from end-to-end in order to, in turn, put your investments on autopilot. And yes, while these tactics can take a little bit of upfront time investment to set up, they’re well worth the effort. Plus, as long as you stick with it for a few months you’re sure to see a huge ROI on your time.

This is a guest post written by Jay Delaworth from Intelligent . . . → Read More: 3 Ways to Put Your Investments on Autopilot

We Just Missed a $40,000 Opportunity…and We’re NOT Letting It Happen Again

Find a deal on a house

The idea was planted in our heads over two years ago. Robert, the grandson and caretaker of the woman next door, asked us if we’d ever be interested in buying the house once his grandmother passed away.

“Of course!” I would always say. And we left it at that.

Well about three months ago, the grandmother passed on and it was my intention to speak with Robert again to affirm that I was interested in the house. But…

When he was home, I wasn’t… When he was doing yard-work outside, I was at work.

We just never seemed to connect naturally like I had hoped…

And then, he was suddenly out of the house and his mother (the actual beneficiary of the estate) was there cleaning up and moving stuff out! I decided enough was enough so I knocked on the door and introduced myself.

To make a long story . . . → Read More: We Just Missed a $40,000 Opportunity…and We’re NOT Letting It Happen Again

My August 2017 Blog Income Report

blog income reports August 2017

August is over and I made another pretty penny here on LifeAndMyFinances.com.

So how do I make my money? And I think the more important question is, “Is it possible for you to do the same thing and make money blogging too?”

That’s exactly why I share my income each month. I want to:

Show you that it’s absolutely possible, and Tell you exactly how I do it so you can make money too!! Boost Your Income, Get Out of Debt, Become Wealthy

This post may contain affiliate links.

I started a website 7 years ago, and I’ve made over $100,000 blogging. It’s not a fairy tale, and it’s not something that only your brainiac teenage neighbor can do. This is something that an average person with absolutely no knowledge of website design or development can do AND CAN SUCCEED AT. I firmly believe that.

You know why?

Because I’ve . . . → Read More: My August 2017 Blog Income Report