If you’re new here, you may want to subscribe by email and receive my free eBook, “101 Ways to Make More Money”! Thanks for visiting!
My husband and I celebrated our 5-year anniversary this past May. We waited until the end of June to take a celebratory trip so we’d be more confident about the weather since we intended to enjoy the beach on Lake Michigan. For 3 full days and two nights we spent a total of $142. Dave’s parents and siblings took care of our 18-month old while we were gone so we even enjoyed . . . → Read More: 4 Tips to Save Money on Vacation
If I asked you to accurately draw a one dollar bill without looking at one, how close do you think you’d come to the real deal? About 20 years ago, I probably would have drawn a pretty accurate picture – for two reasons mainly: (1) cash was a more common form of payment back then, and (2) I was 10 years old then and knew of nothing other than cash. Today, I would probably fail miserably at drafting up a dollar bill, much like the rest of you.
Cash isn’t hardly used anymore. It’s bulky, it’s a slow form of . . . → Read More: 9 Untold Benefits of Cash
I can’t quite believe it, but another week is behind us, which thankfully has provided many top-notch personal finance articles! Want to increase your personal finance intelligence? Check out this past week’s Top 5 PF articles in no particular order:
The 9 Worst Money Mistakes to Make in Your 20s
- by Business Insider – I can’t believe how many 28 and 29 year-olds are still not saving a dime for their future retirement. I know 65 years old seems like an eternity away, but you’d think people would realize how important it is to save now vs. saving later. . . . → Read More: Top 5 Personal Finance Articles of the Week!
I don’t believe in debt, but the fact is that many college grads have already stacked their plate with loads of it and now realize that they desperately want to get out. Is a student loan refinance a possible option? I honestly didn’t know much about it since I just paid mine off as quickly as possible, so I asked my friend Nate to give me a rundown of the pros and cons. Hope this helps!
Student Loan Refinance 101
These days graduating with student loan debt can feel very overwhelming. As graduation season comes to an end and repayment . . . → Read More: Student Loan Refinance 101
When it comes to saving for retirement, how much is enough? As a starting point, many experts recommend that you save at least 15% of your income for retirement. One of the loudest personal finance voices out there, Dave Ramsey, recommends saving 15% of your income for retirement as part of Step 4 in his seven baby steps to financial peace.
But what if you got a late start in your financial journey? The later you start to save, the less time your money has to compound and work for you to build wealth. And if retirement is close, it’s . . . → Read More: Is It Enough to Save 15% of Your Income for Retirement?
DIY: Do It Yourself. What a crazy term huh? Just a few generations ago, this was the norm. If something broke, the owner went to the local hardware store, bought some parts (or made their own), and fixed their busted item. Today, if you roll up your sleeves to do something yourself, you are either thought of as a renegade or an idiot – a renegade because nobody takes the time to fix or construct anything these days; an idiot because it would be “wiser” to pay someone else to do the job right vs. doing a mediocre job or . . . → Read More: 5 Reasons Why You Should (Almost) Always DIY
I probably read more than 25 articles this week. Some were sub-par, others were okay, and then there were four that actually taught me something (and I actually had a good time reading them). Take a look at these awesome posts and be sure to let me know which one was your favorite!
The Health Benefits of Early Retirement are Priceless
by Financial Samuari – I have toyed with the idea of early retirement, and now that my net worth is beginning to skyrocket (and since I still have 35 years until a traditional retirement at 65), I’m starting to . . . → Read More: Best PF Articles of the Week
Over the past decade or so, I have ventured out of the house, worked hard to become independent, and have only just recently begun to understand the many advantages that I’ve had in life, thanks to my Mom and Dad. With Mother’s Day behind us and Father’s Day just a couple of days away, this post is a tribute to my parents. Be sure to leave your comments below with some specific things that your parents have done for you as well!
Thank you Mom and Dad…. #1. For Providing Me With a Fabulous Education
I never realized it at . . . → Read More: Thank You Mom and Dad
My fiance and I will say, “I do” exactly 41 days from today. There’s no doubt that we’re perfect for one another and we simply can’t wait to continue our journey together in marriage. In fact, we’re often thinking about the months and years beyond the wedding:
What should we do with our savings? Should we invest in rental properties? Do we want children? How many? What will their names be? If we have kids, should Liz be a stay at home mom? Is that even possible these days? Where would our kids go to school? Can we afford private . . . → Read More: Should You Be a Stay at Home Mom?