4 Ways to Enjoy March Madness on a Budget

Enjoy March Madness on a Budget

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Several years ago, I was watching the local news when the sportscaster came on to announce the winner of the citywide March Madness bracket tournament. The top prize was a year’s supply of pizza.

This post was written by our staff writer, Jamie Jeffers.

The winner turned out to be my husband. The pizza was a mixed blessing, because we were young, newly married, and I was expecting our first child. We could use the free food…though the smell of that pizza upset my poor pregnant stomach for months.

Our love of baseball is one of the things that first brought my husband and me together. So it’s no surprise that he’s always connected to sports. His phone sings the ESPN song . . . → Read More: 4 Ways to Enjoy March Madness on a Budget

Will You Have Enough Money to Retire? (Use This Free Tool to Find Out)

Will You Have Enough Money to Retire

“Will I have enough money to retire?….Or will I end up broke, surviving on dog food and spam?” I joke about it, but this is a serious worry for 99% of us today, and why shouldn’t it be? Socking money away for retirement isn’t easy, and it can get pretty complicated figuring out exactly how much our monthly contributions will grow into 40 years from now.

That’s why I created this simple tool, “The Retirement Calculator“.

Simply click the link and the calculator will download to your PC – you’ll see it in the lower left-hand corner of your screen once it downloads.

Will You Have Enough Money to Retire?

To figure out if your money will last through your entire retirement, you’ll have to answer just five simple questions:

How old are you? At what age do you want to retire? How much money is currently in your retirement . . . → Read More: Will You Have Enough Money to Retire? (Use This Free Tool to Find Out)

How to Save Money With Not So Extreme Couponing

not so extreme couponing

After watching shows like Extreme Couponers and Extreme Cheapskates on TLC, I knew exactly how I would save more money. I would spend my time being as cheap as possible, and I would also clip a bunch of coupons.

This post has been written by our talented writer, Kimberly Studdard.

How to Save Money With Not So Extreme Couponing

Well, my plan failed, but I’m not too upset about it. I learned some valuable tips while on my adventure, and decided that I could still save money with some not so extreme couponing. So how do I save my family money without spending 40+ hours a week clipping coupons?

Know The Best Stores To Shop At

This has been a huge part in helping me save money. I only shop at four stores. Yes, I know that seems like a lot, but let me explain. I shop at two . . . → Read More: How to Save Money With Not So Extreme Couponing

3 Ways to Increase Your Chances of Getting Promoted

Getting Promoted

While a lot of the common financial advice out there for earning more money points toward starting a side hustle, it’s not the best solution for everyone.

In fact, in some cases, it could be far easier to earn more money in the form of getting promoted at your job it is to start a business. Because, quite frankly, starting and running a business is the furthest thing from easy.

This post has been written by Amanda Abella, author, speaker, and long-time blogger.

3 Steps Toward Getting Promoted

With that being said, there are certain things you can do to increase your chances of getting promoted.

1) Ask for it.

One of the biggest mistakes employees make is assuming they are going to get a promotion. They think that if they just work really hard someone will notice and offer to give them more money.

Yeah…that’s not usually how it . . . → Read More: 3 Ways to Increase Your Chances of Getting Promoted

You’ve Got Money, Now What?

You've got money, now what?

Most of the adult population is asking Siri questions like,

“How can I buy a house with $0 down?” “What should I do if I can’t make all of my payments this month?” “How do I survive on Social Security?”

But not you…

You’ve Got Money, Now What?

You’ve scrimped, saved, sacrificed, and now you’ve got a pretty impressive nest egg built up for yourself. First of all, congratulations! You’re one of the few.

But, because you’re in the financial minority, there really isn’t a ton of material out there for you, the responsible saver with loads of money. So what is it that you should do?

1) Let Yourself Enjoy It

All your life you’ve been following the mantra of living below your means, saving for a rainy day, and investing heavily for your retirement. You are a natural saver. When you live like this for 20, 30, or . . . → Read More: You’ve Got Money, Now What?

How to Earn an Unlimited Income With Your Blog

unlimited income

Very rarely do I lay awake at night, but last night I was on my back…eyes wide open…staring at the ceiling…so I started thinking about my website. And I had a eureka moment. I immediately grabbed my phone, opened my notes, and quickly messaged myself the outline for this very post.

How to Earn an Unlimited Income With Your Blog

I started my blog at the tail end of 2010. Since then I’ve earned over $100,000 online…but after last night’s epiphany, I figure that I’ve left at least $400,000 on the table. Maybe even more than that.

I’ve lost all of this money because my views on earning a blog income have been completely wrong. My opinions of business have been skewed. What I thought I knew about growing an income has actually placed a glass ceiling directly above my head all these years.

My Glass Ceiling Experience – and . . . → Read More: How to Earn an Unlimited Income With Your Blog

5 Steps to Cheaper Car Insurance

Cheaper Car Insurance

Car insurance… It’s that coverage that we know we need, but never want to look at (both because it’s boring and because if we’re finally looking at it, it probably means we just had an accident…). But you know what? If you fail to shop around for cheaper car insurance every couple of years, then you’ll end up paying far more than everyone else. It’s the game of the car insurance companies.

5 Steps to Cheaper Car Insurance

You’d think that since you’re a loyal customer with very few infractions on your driving record that they’d cut you a break and continually reduce your insurance rates, but no… In their minds, the longer you go without calling them, the more likely it is that you don’t want to shop around for better insurance. So, they hike up your rates a little bit each year to squeeze as much money out . . . → Read More: 5 Steps to Cheaper Car Insurance

8 Things I Do Before 8AM

8 Things I Do Before 8am

It’s been proven. Early birds are more likely to succeed in their career than night owls, says the recent Harvard Business Review study. While evening people tend to be smarter and more creative, morning people:

are in sync with the corporate schedule anticipate problems better are more proactive have better grades in school, which means they… attend better colleges, and therefore… get better job opportunities

In other words, it pays to be a morning person. And I’ve seen it first hand.

8 Things I Do Before 8am

Tim Cook, Richard Branson, Michelle Obama, and hundreds of CEOs across the world all wake up before 5:30am. What for? To get a jump-start on the world, and I’m right there with them because it’ll help me succeed financially, physically, and mentally.

Here are the eight worthwhile things you’ll find me doing before 8am each morning.

1) Listen to a Dave Ramsey Podcast . . . → Read More: 8 Things I Do Before 8AM

9 Ways to Save More Money This Year

Ways to save more money

It came out in the news again that the majority of Americans don’t even have $1,000 in their savings account. Even worse, it’s been reported that 56% of Americans have less than $10,000 saved for retirement.

The situation is looking bleak, my friends. But, if you’re anything like me, then you see these statistics and use them as motivation to save more money. I sure as heck don’t want to be in that situation, and I’m sure you don’t either.

This post has been written by Amanda Abella, a fabulous speaker and writer of personal finance!

9 Ways to Save More Money This Year

With that being said, here are 9 ways to save more money this year. Some of these I’ve tried, and others I plan on trying in 2017.

#1. Use apps to help you.

I like to think of myself as a pretty good saver, but . . . → Read More: 9 Ways to Save More Money This Year

10 Ways to Earn Money With Your Tax Return

Earn Money With Your Tax Return

People all across America are opening their mailboxes with that unmistakable grin on their faces. Finally, it’s not just bills in that metal box. There’s a paycheck in there and it’s from Uncle Sam! They grab that holy grail of a parcel, hold it up in the air and shout, “This money is going straight to savings!”

….Errrr, maybe not.

More than likely, they’ve already found out how much they’re getting back, spent it 3 times over with their credit cards, and now they’ll spend this money foolishly on something else (you know, instead of actually paying for the dumb thing they bought when they heard they were getting the refund).

This post contains affiliate links.

10 Ways to Earn Money With Your Tax Return Dollars

But YOU are different. YOU’RE reading this blog because you want to be fiscally wise and are therefore thinking differently about this money. What . . . → Read More: 10 Ways to Earn Money With Your Tax Return