The Cost of Owning Cats Versus Dogs

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Getting a pet can be a life-changing and exciting decision. The cost of owning cats versus dogs can be an expensive one. In addition to love and affection, your pet will need food, supplies and regular healthcare. All of these costs can stack up, making pet ownership a financial decision with lasting impacts.

The Cost of Owning Cats Versus Dogs

In most cases, the joy of owning a pet can be worth it in the long run. However, it’s still important to understand how much pet ownership costs. This can help you be sure you can give your animals the care that they need. If you don’t already have your heart set on a particular furry friend, start comparing costs. Consider the costs of owning cats versus dogs before welcoming one or more of them into your home.

Cats vs. Dogs

The cost of pet ownership varies according to many factors. Some general trends can help guide you in your decision making when dealing with the cost of owning cats versus dogs. The most common types of pets you might consider are cats and dogs. While both make great companions, cats may be the more affordable option.

Every month, dog owners spend approximately $139.80 per month to care for their dogs. Cats, by contrast, cost their owners almost $50. From first-year expenses to continuing annual costs, cats are just less expensive. This could possibly make them a better choice if you’re searching for a more financially viable option.

Cats are generally cheaper than dogs because of several factors. Cats are typically more low-maintenance than dogs, which can influence cost, and Medium-sized and large-dogs are particularly expensive because they require significantly more food than their smaller counterparts.

Of course, you shouldn’t choose a pet just for its price. But if you would be equally happy with a dog or a cat, this cost difference is certainly something to consider.

Other Factors the Influence Pet Care Costs

Much more than what type of animal you get can influence the cost of caring for a pet. Costs can vary based on where you get your animal, how well that pet has been cared for in the past and even what breed you get. Check out this chart, which breaks down the cost of pet ownership, created by PSECU.

cost of owning cats versus dogs

Purebred animals are much more costly than mixed breeds not only due to the high prices charged by breeders but also because they are more prone to health problems. Many breeds, including golden retrievers, bulldogs, spaniels and Persian and Maine coon cats, might have serious health conditions that can cause their care costs to rise. Considering the skyrocketing price of pet healthcare, breed should play a part in your pet selecting process. Make sure to do your research before buying and adopt mixed breeds from shelters when possible to keep costs down and help an animal in need.

Though adopting a pet is a big decision, by doing your research and budgeting ahead of time, you can be sure to provide your new friend with a good home.

Disclaimer: This post is sponsored by PSECU, a Pennsylvania-based credit union.

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