50+ Practical Ways to Pay Off Debt Faster [Free Tools Included!]

pay off debt faster

Laura Harris is a fascinating person with an even more fascinating story – debt free by 25, a stay-at-home mom on a super low income, and a self-made success in the freelance writing industry… When she came to me with the idea of writing this post, there was absolutely no way I was going to pass her up. Practical ways to pay off debt faster? Uhhhh, yes please. This is a topic that we’re all craving, and given the quality of the content below, I wouldn’t be at all shocked if this post is soon read by thousands (maybe even hundreds-of thousands) of people.

In 2012, my husband and I became debt-free. What we thought would take seven years only took two. We were shocked. It wasn’t because we made more than the average family. We learned if we wanted more freedom, we had to find as many ways as . . . → Read More: 50+ Practical Ways to Pay Off Debt Faster [Free Tools Included!]

18 Ways to Save Money on Your Road Trip This Summer

save money on your road trip this summer

As summer approaches, many people are making travel plans and getting ready to head out to new destinations. If you’ve been thinking about a road trip, this summer is the perfect time to go! But what if you want to save money, and don’t want to spend a small fortune on gas, amenities, and repair costs? Here are 19 ways to save money on your road trip this summer.

18 Ways to Save Money on Your Road Trip This Summer

This post has been written by our talented staff writer, Kimberly Studdard.

1) Plan In Advance

First things first, always plan in advance. Where do you plan on going? What are some great stops on your route? How long do you plan on being on your trip? All of these questions should be answered before you even leave your driveway. While spontaneous road trips can be fun, they can also . . . → Read More: 18 Ways to Save Money on Your Road Trip This Summer

6 Reasons You Should Always Have $1,000 in the Bank

$1,000 in the bank

What do most people do when they have a $1,000 emergency? Based on my observations over the years, they…

Set up a Go Fund Me account (eye roll…so because you don’t manage your money well and now have an emergency, you think I should foot the bill for you??…I don’t think so) Put the emergency expense on their credit card and then try to pay it down over time (which never works because inevitably another emergency pops up before you can…or you know, you need to fund a vacation or something) Borrow the money from a family member and pay it back as quickly as possible…as if there’s not already enough fuel there to start a family feud Scrimp and save to come up with the money quickly

Or, people simply take $1,000 out of their savings account, pay the bill, and get on with their lives. Obviously this . . . → Read More: 6 Reasons You Should Always Have $1,000 in the Bank

How to Afford Your Dream Honeymoon on a Budget

dream honeymoon on a budget

So you’re planning your wedding, and everything is going well, until you realize you have to pay for your honeymoon too. Weddings add up in costs, but adding in a honeymoon makes them even more expensive. That’s one of the reasons many choose to skip their honeymoons. But it doesn’t have to be that way. You can have your dream honeymoon on a budget, even after paying for a wedding!

How to Afford Your Dream Honeymoon on a Budget

This article has been written by our staff writer, Kimberly Studdard.

Just imagine: you recited the vows, you sealed it with a kiss, you stuffed cake in your spouses face…and now it’s time to skip town and experience life together as a new couple! It just can’t be beat!

Don’t skip the honeymoon! Embrace it and just figure out how you can make it affordable. Learn how to afford . . . → Read More: How to Afford Your Dream Honeymoon on a Budget

Lexington Law: Credit Repair Today Can Help Set You Up For a Brighter Future

lexington law

From mid-May through July of 2017, hackers were stealing identities through the Equifax data system. Over 143 million people were affected. It was by far the largest, most impactful breach to date. The hackers were able to steal people’s names, Social Security numbers, addresses, birth dates, and even some driver’s license numbers. And, since this information simply doesn’t change, they can access and basically steal your identity whenever they want – at any point in the future. If you weren’t impacted yet, it could be just a matter of time.

While we all heard about the Equifax data breach, there are plenty of others instances of hackers stealing millions of identities:

Yahoo! – 3 billion accounts were breached in 2013-2014 eBay – 145 million users were hacked Target – 110 million compromised Uber – 57 million users were hacked along with 600,000 drivers JP Morgan Chase – 75 million households . . . → Read More: Lexington Law: Credit Repair Today Can Help Set You Up For a Brighter Future

2018 Federal Income Tax Changes and How They’ll Impact You

federal income tax changes - married filing jointly

Instead of paying $7,500 in Federal taxes like we did this year, we’ll only owe $3,000 next year with the new income tax changes. Maybe even less. BOOM!! So what is it about the 2018 federal income tax changes that reduced my tax bill so much? And what will the changes do to yours? Let’s dig through the new tax policies and see how they’ll impact you.

The 2018 Federal Income Tax Changes and How They’ll Impact You

Today is April 9th. Hopefully by this point you have your 2017 taxes taken care of. (If not…you might just want to stop reading this post and take care of your looming deadlines instead…) So let’s start thinking about next year’s filings. How will they be different, and what should we expect in terms of tax amounts owed?

A Quick Summary of the Changes

Mainly, the news media has focused in on . . . → Read More: 2018 Federal Income Tax Changes and How They’ll Impact You

Debx Review: Avoid Credit Card Debt and Improve Your Credit Score??

debx

Have you ever wanted to avoid using your credit card because it just makes you spend too much, but you didn’t want to give up on the rewards or building your credit score? Ben Psillas felt the same way and decided to do something about it. Enter Debx…

Debx Review: Avoid Credit Card Debt and Improve Your Credit Score??

If you’ve hung around in the personal finance circle for more than a few minutes, you probably know the name J. Money, owner of BudgetsAreSexy.com. I consider J. Money to be a master networker – he seems to know anyone and everyone. AND when you get an email from him you suddenly feel like he’s a close friend, not a casual acquaintance. He’s the reason I was able to catch up with Ben and learn all about Debx. So, months down the road when you have your spending under control and . . . → Read More: Debx Review: Avoid Credit Card Debt and Improve Your Credit Score??

7 Ways to Save Money in the Garage

save money in the garage

Whether you’ve got a bad case of cabin fever or are in the mood for spring cleaning, getting out into the garage can be a bright spot in your day. Whether you use this man cave to build things, tune up the car, get some exercise, or just get away from it all, you can make your garage a great place to hang without spending a fortune. (And, you can actually save money in the garage, too!!)

7 Ways to Save Money in the Garage

This post is written by our fabulous staff writer, Jamie Jeffers!!

Save money on getting the garage in shape so you can spend it on the things you really want! (Like that classic car you’ve had your eye on for years.) Here are 7 ways to save money in the garage.

1) Insulation

Your garage may or may not be heated, but it can . . . → Read More: 7 Ways to Save Money in the Garage

The (FOR REAL) Best Credit Cards for Excellent Credit

best credit card for excellent credit

Did you know that when you run a search like, “the best credit cards for excellent credit”, what you’re actually getting is a site’s list of all the cards that bribed their way into the running? In other words, out of a list of 10, there are typically 4 or 5 that shouldn’t be on there at all – their fees are high, the interest rate is terrible, and there’s no sign-on bonus – but they exist on the list because these cards pay the site owner handsomely to get themselves there.

….Annnd I’m disgusted enough by it to write a TRUE listing of the best credit cards for excellent credit.

Related: Why Your High Credit Score Doesn’t Impress Me

The Best Credit Cards for Excellent Credit

To be completely honest with you, I’m not even a big fan of credit cards. It just makes borrowing money way too easy. . . . → Read More: The (FOR REAL) Best Credit Cards for Excellent Credit

7 Tips For Getting the Most Out of Your New Keurig

getting the most out of your keurig

“It’s amazing how the world begins to change through the eyes of a cup of coffee.” ~Donna A. Favors

Because I’m the type of person who doesn’t like to buy new technology until it’s been around for a while, we recently got our first Keurig. There are many options out there nowadays when it comes to these coffee makers, so we got ours at a great price.

I’m never opposed to spending money on things that will bring you joy. (Especially if you’ve put thought into it and pulled from your budget rather than using credit for some instant gratification!) But when I invest in a gadget like a Keurig, I want it to work hard for me.

7 Tips For Getting the Most Out of Your New Keurig

This post has been written by Jamie Jeffers, our incredibly talented (and apparently low-tech 😉 ) staff writer!

So . . . → Read More: 7 Tips For Getting the Most Out of Your New Keurig