How to Raise Your Kid For Half the Cost

raise your child for half the cost

Did you know that the average cost for raising a child is now at $233,610? And this number only reflects raising them. It doesn’t include medical bills incurred from the birth, and it certainly doesn’t include college expenses! In fact, this number only reflects the money spent between infancy and 17. So how can you raise your kid for half the cost?

This post has been written by our fabulous staff writer, Kimberly Studdard.

How to Raise Your Kid For Half the Cost

To raise your kid for half the cost, you’ve got to start planning today. It’s not just going to happen by accident. Check out the list below and add savings ideas wherever you can! By implementing these ideas all throughout their lives, you’ll find that raising kids is far less expensive than everyone claims it is!

Birth to Age 5

So, if we don’t factor in the . . . → Read More: How to Raise Your Kid For Half the Cost

Do Grocery Pickup Services Actually Save You Money?

grocery pickup services actually save you money

How often have you been in the midst of a busy week and went into the kitchen for a quick bite, only to find that there are no quick bites left. You’ve got ingredients, but even those are getting slim. What can you make with a bag of flour and a bottle of thousand island dressing…?

You think over the next couple of days to figure out when you can get to the store. Getting enough food to last a week is a time investment you can’t afford right now.

Related: 15 Reasons You Have No Time to Relax and Have Fun

Do Grocery Pickup Services Actually Save You Money?

This post was written by our staff writer, Jamie Jeffers.

Have you heard about grocery pickup or delivery services? It’s a convenient way to get groceries without wandering through the store for an hour. But do grocery pickup services actually . . . → Read More: Do Grocery Pickup Services Actually Save You Money?

How to Ditch Your Job and Become a Stay-At-Home Mom

become a stay-at-home mom

“A-d-d-i-l-y-n” – I wrote out the letters on the hospital room white board. Liz smiled, nodded, and we all nuzzled together, excited about our future as a family.

During those memorable moments, Liz and I pretty much knew that she was going to ditch her job and become a stay-at-home mom. We had been planning for this before we even met each other!

Seriously.

Liz was completely debt free on our first date, I was just wrapping up some debt that I owed my ex, ….and secretly, I’d been dreaming of supporting a stay-at-home mom since I was about 16 years old… (weird I know, but I’m a bit of a planner… ;)).

And since we met,

Liz sold her home and banked $40,000 from the equity, and I paid off my house (where we still live today) entirely.

Then, six months after our precious Addilyn was born, we bought . . . → Read More: How to Ditch Your Job and Become a Stay-At-Home Mom

What a Backpack Taught Me About Cheap vs. Frugal

cheap vs. frugal

It was 2009, in the midst of the recession, and blogs full of bargains were all the rage. I was pretty excited to read about how I could get a backpack for my little kindergartner for free!

If I spent $10 on other items at this store, I could get him a free backpack with his favorite superhero splashed across the back. No biggie, since I needed groceries anyway. While we were there, he chose his backpack. (Of course, we had to have the matching lunch box.)

This cheap vs. frugal post was written by Jamie Jeffers, our incredibly talented staff writer!

What a Backpack Taught Me About Cheap vs. Frugal

…Before we even got to Christmas break, the straps were already broken. We tried to tie them up the best we could, but it was also wearing out at the bottom.

My free backpack wasn’t such a . . . → Read More: What a Backpack Taught Me About Cheap vs. Frugal

How to Save Big On Back To School Shopping

save big on back to school shopping

Summer is almost over (Seriously? It feels like it just started!), which means many children, and their parents are preparing for back to school. Did you know that in 2015, parents in the U.S. spent $25 billion dollars on back to school shopping? That’s an average of $630 per child. Holy crap!

This post has been written by Kimberly Studdard, our regular staff writer.

How to Save Big on Back to School Shopping

If you’re like most, I doubt that your bank account is loaded up with hundreds (or thousands if you have multiple children) of dollars, just waiting to dole out on your kids for this upcoming school year. So what can you do to save big on back to school shopping?

1) Inventory Check

Before you go shopping or even set a budget, you need to check and see what you already have. Keep a running checklist . . . → Read More: How to Save Big On Back To School Shopping

10 Cheap Recipes You Can Make in 15 Minutes or Less

cheap recipes you can make in 15 minutes or less

Want to cut your expenses so you can get out of debt? The top 3 most expensive budget items today are your house, your car, and FOOD. If you want to put a dent in your debt, tell your stomach to watch out! It’s time to make a change!

10 Cheap Recipes You Can Make in 15 Minutes or Less!

This post has been written by our talented staff writer, Kimberly Studdard.

Even if you love cooking, chances are life can get in the way sometimes. Many days, families, busy professionals, or college kids just don’t have the time to make a delicious 4-course meal. And to top it all off, food can get expensive! But it doesn’t have to be that way. Here are 10 cheap recipes you can make in 15 minutes or less.

#1. Simple Fried Rice

Fried rice is one of the ultimate cheap recipes . . . → Read More: 10 Cheap Recipes You Can Make in 15 Minutes or Less

7 Tips to Save Up Cash for Your Next Rental Purchase

save up cash for your next rental

Want to buy a rental property? I always recommend doing it with cash.

And then of course I hear this…

“Derek, you must live in some kind of fairy tale if you think people can save up enough cash to buy a property outright. Most can barely do it with a loan!”

Well, I’m not most people, and you shouldn’t be either…because most people are broke and have constant setbacks from their continual poor choices!

Instead of living in the land of “most people”, let’s first discover the major benefits of buying a house with cash:

Never pay interest to the bank – this alone is hundreds of thousands of dollars in savings No need to pay for an appraisal – saves time and makes it more appealing to the buyer Cheeeeaaap closing costs – since the greedy bank isn’t involved, you save thousands here A reduced purchase price – . . . → Read More: 7 Tips to Save Up Cash for Your Next Rental Purchase

How to Host a Cheap Summer Party for Less Than $150

cheap summer party

Summer brings the heat, pools, and barbecue’s, but it also brings the parties! With 4th of July, back to school sales, and lots of other fun days, a cheap summer party is a great way to get everyone together before summer ends. But how do you throw a party for less than $150?

This post was written by the ever-talented Kimberly Studdard.

Keep Invites Minimal

This pertains to both the invites themselves, and who you choose to invite to the party. Are you friends on Facebook with all of the people you want to invite? Create an event and invite them virtually. Can your kids text their friends or invite them by word of mouth? Have them do so! Don’t spend extra money on your cheap summer party if you don’t need to.

If you still want to send an actual invite, that’s okay! Try delivering them by hand . . . → Read More: How to Host a Cheap Summer Party for Less Than $150

Top 5 Ways You’re Losing Money When Buying a Car

losing money while buying a car

According to USA Today, over 17.5 million new cars were sold in the U.S. in 2015…. And then a new record was set in 2016 with sales topping 17.55 million.

We Americans sure love our cars, and sometimes we get so enamored with the look, the smells, and the status symbol of the brand that we lose all sense of logic during the new car purchase. And with the escape of logic, we often find ourselves questioning our purchase just hours after the buy…

Top 5 Ways You’re Losing Money When Buying a Car

You’re losing money, you know it, but what’s really happening during the car sale? And how much are you getting screwed because of what you don’t know?

It’s time to stop the madness. Take note of these 5 ways you’re losing money when buying a car and vow to never let them happen again.

1) . . . → Read More: Top 5 Ways You’re Losing Money When Buying a Car

30 Things To Do Instead of Spending Money

Instead of Spending Money

It can be hard to reduce your spending if you love having fun. But entertaining yourself doesn’t have to be expensive, and there are quite a few things that you can do instead of spending money on an expensive concert or dropping $40 for a night at the pub. Instead, here are the top 30 things that you can do without spending a dime! (Extroverts, be sure to thank me in the comments below! :))

30 Things To Do Instead of Spending Money

This marvelous guest post was written by our very own, Kimberly Studdard.

#1. Go To The Park

What better way to get in some exercise and sun than to go to the park? You can even choose a park with a pond so you can relax near the water.

#2. Go To A Free Event

If you love going to the movies or listening to live . . . → Read More: 30 Things To Do Instead of Spending Money