The Best Bill is One That Never Happens – Here’s How to Do It…

You rush to the car juggling your coffee, car keys, and a couple of bags. You yell for the kids to hurry and remind Johnny to go back in and get his lunch box.

And that’s when you notice the flat tire. Ugh! You don’t have time for this right now! How old is that tire anyway? What could possibly be wrong with it?

When you dig through the glove box, you find the receipt for the tires…and it’s not what you expected. You actually bought them longer ago than you remembered. And somehow never managed to get them rotated or inspected, even though it was included with the original price of the tire…

How would you like to never have another financial emergency? With some intentionality, it’s absolutely possible.

How to Never Have Another Financial Emergency

There’s never enough money or enough time in our lives. We feel like . . . → Read More: The Best Bill is One That Never Happens – Here’s How to Do It…

How to Get an Education Without Debt

get an education without debt

With average student loan debts hovering a little over $30,000 after graduation, many people think it’s impossible to get an education without debt. But it’s not! In fact, with technology, education is expanding exponentially, and there are a ton of ways to learn, and even get a degree, without pulling out a single loan.

How to Get an Education Without Debt

This post has been written by our talented staff writer, Kimberly Studdard.

So what can you do if you’re ready to head to school, but you’re having a hard time making the numbers work without taking out those dreaded student loans? Even though many people would tell you otherwise, there’s actually plenty you can do! Take the steps below and you’ll be well on your way to get an education without debt!

1) Choose the Right College

Choosing the right college can help you get an education without . . . → Read More: How to Get an Education Without Debt

9 Things You Should Do Now For Next Year’s Taxes

things you should do for next year's taxes

Although it may seem as if tax season is far away, it is in fact just a short 5 months from now. Now, that still sounds like a lot of time, but as busy professionals, parents, and adults in general know, tax season approaches fast. Instead of being caught off guard (considering the fact it’s the same day every year), here are 9 things you should do now for next year’s taxes.

This post has been written by our talented staff writer, Kimberly Studdard.

Get & Stay Organized

First things first, always keep your tax information organized. You don’t want to be the person scrambling at 11:00pm on April 14th to file your taxes. Keep all receipts, prior tax returns, and any other paperwork in a folder or file cabinet that you can easily access.

It’s critical to have all paperwork, including receipts and statements, on hand should you . . . → Read More: 9 Things You Should Do Now For Next Year’s Taxes

The Complete Guide to Sell Your Car Yourself for Thousands More (Even If You’re Under Water)

sell your car yourself

Instead of trading your car into the dealer for $5,000, how would you like to get $7,000 for it by selling it yourself? You might be shy, you might know nothing about cars or selling, and heck, you might even have a lien on your car still. That’s all okay – it’s still absolutely possible to sell your car yourself and earn thousands of dollars more by doing it.

How to Sell Your Car Yourself for WAY More Money

Do you know how dealers earn money? Of course you do… They buy cars for cheap and then sell them for a couple thousand dollars more to the next customer.

When you sell them your car, you can almost guarantee that they’re paying you far less than someone else would. So why is it that so many people just trade their car in to the dealership without thinking twice about it?

. . . → Read More: The Complete Guide to Sell Your Car Yourself for Thousands More (Even If You’re Under Water)

8 Ridiculously Simple Ways to Save Money on Fall Fun

save money on fall fun

When the first leaf of the season drops to the ground, some people declare it “Pumpkin Everything Season!!” If it’s not you, I bet someone you know fits that description to a T.

You don’t have to be a pumpkin lover to want to make the most of the fall season. Like most things in life, you can choose to splurge or save on this season. But I’m here to argue that you can pack a ton of fun into your autumn without spending a fortune.

This post has been written by our fabulous staff writer, Jamie Jeffers.

8 Ways to Save Money on Fall Fun

In fact, here are 8 crazy simple ways to invest yourself in the season without emptying your wallet.

Host a Bonfire

Fire? Food on a stick? Cozy flannels and warm drinks? What’s not to love!

Assuming you don’t need a pricey burn permit for . . . → Read More: 8 Ridiculously Simple Ways to Save Money on Fall Fun

How to Raise Your Kid For Half the Cost

raise your child for half the cost

Did you know that the average cost for raising a child is now at $233,610? And this number only reflects raising them. It doesn’t include medical bills incurred from the birth, and it certainly doesn’t include college expenses! In fact, this number only reflects the money spent between infancy and 17. So how can you raise your kid for half the cost?

This post has been written by our fabulous staff writer, Kimberly Studdard.

How to Raise Your Kid For Half the Cost

To raise your kid for half the cost, you’ve got to start planning today. It’s not just going to happen by accident. Check out the list below and add savings ideas wherever you can! By implementing these ideas all throughout their lives, you’ll find that raising kids is far less expensive than everyone claims it is!

Birth to Age 5

So, if we don’t factor in the . . . → Read More: How to Raise Your Kid For Half the Cost

Do Grocery Pickup Services Actually Save You Money?

grocery pickup services actually save you money

How often have you been in the midst of a busy week and went into the kitchen for a quick bite, only to find that there are no quick bites left. You’ve got ingredients, but even those are getting slim. What can you make with a bag of flour and a bottle of thousand island dressing…?

You think over the next couple of days to figure out when you can get to the store. Getting enough food to last a week is a time investment you can’t afford right now.

Related: 15 Reasons You Have No Time to Relax and Have Fun

Do Grocery Pickup Services Actually Save You Money?

This post was written by our staff writer, Jamie Jeffers.

Have you heard about grocery pickup or delivery services? It’s a convenient way to get groceries without wandering through the store for an hour. But do grocery pickup services actually . . . → Read More: Do Grocery Pickup Services Actually Save You Money?

How to Ditch Your Job and Become a Stay-At-Home Mom

become a stay-at-home mom

“A-d-d-i-l-y-n” – I wrote out the letters on the hospital room white board. Liz smiled, nodded, and we all nuzzled together, excited about our future as a family.

During those memorable moments, Liz and I pretty much knew that she was going to ditch her job and become a stay-at-home mom. We had been planning for this before we even met each other!

Seriously.

Liz was completely debt free on our first date, I was just wrapping up some debt that I owed my ex, ….and secretly, I’d been dreaming of supporting a stay-at-home mom since I was about 16 years old… (weird I know, but I’m a bit of a planner… ;)).

And since we met,

Liz sold her home and banked $40,000 from the equity, and I paid off my house (where we still live today) entirely.

Then, six months after our precious Addilyn was born, we bought . . . → Read More: How to Ditch Your Job and Become a Stay-At-Home Mom

What a Backpack Taught Me About Cheap vs. Frugal

cheap vs. frugal

It was 2009, in the midst of the recession, and blogs full of bargains were all the rage. I was pretty excited to read about how I could get a backpack for my little kindergartner for free!

If I spent $10 on other items at this store, I could get him a free backpack with his favorite superhero splashed across the back. No biggie, since I needed groceries anyway. While we were there, he chose his backpack. (Of course, we had to have the matching lunch box.)

This cheap vs. frugal post was written by Jamie Jeffers, our incredibly talented staff writer!

What a Backpack Taught Me About Cheap vs. Frugal

…Before we even got to Christmas break, the straps were already broken. We tried to tie them up the best we could, but it was also wearing out at the bottom.

My free backpack wasn’t such a . . . → Read More: What a Backpack Taught Me About Cheap vs. Frugal

How to Save Big On Back To School Shopping

save big on back to school shopping

Summer is almost over (Seriously? It feels like it just started!), which means many children, and their parents are preparing for back to school. Did you know that in 2015, parents in the U.S. spent $25 billion dollars on back to school shopping? That’s an average of $630 per child. Holy crap!

This post has been written by Kimberly Studdard, our regular staff writer.

How to Save Big on Back to School Shopping

If you’re like most, I doubt that your bank account is loaded up with hundreds (or thousands if you have multiple children) of dollars, just waiting to dole out on your kids for this upcoming school year. So what can you do to save big on back to school shopping?

1) Inventory Check

Before you go shopping or even set a budget, you need to check and see what you already have. Keep a running checklist . . . → Read More: How to Save Big On Back To School Shopping