Several years ago, I was watching the local news when the sportscaster came on to announce the winner of the citywide March Madness bracket tournament. The top prize was a year’s supply of pizza.
This post was written by our staff writer, Jamie Jeffers.
The winner turned out to be my husband. The pizza was a mixed blessing, because we were young, newly married, and I was expecting our first child. We could use the free food…though the smell of that pizza upset my poor pregnant stomach for months.
Our love of baseball is one of the things that first brought my husband and me together. So it’s no surprise that he’s always connected to sports. His phone sings the ESPN song every few minutes.
4 Ways to Enjoy March Madness on a Budget
Happily, some of my frugal habits have rubbed off on him. He’s learned to enjoy sports . . . → Read More: 4 Ways to Enjoy March Madness on a Budget
“Will I have enough money to retire?….Or will I end up broke, surviving on dog food and spam?” I joke about it, but this is a serious worry for 99% of us today, and why shouldn’t it be? Socking money away for retirement isn’t easy, and it can get pretty complicated figuring out exactly how much our monthly contributions will grow into 40 years from now.
That’s why I created this simple tool, “The Retirement Calculator“.
Simply click the link and the calculator will download to your PC – you’ll see it in the lower left-hand corner of your screen once it downloads.
Will You Have Enough Money to Retire?
To figure out if your money will last through your entire retirement, you’ll have to answer just five simple questions:
How old are you? At what age do you want to retire? How much money is currently in your retirement . . . → Read More: Will You Have Enough Money to Retire? (Use This Free Tool to Find Out)
After watching shows like Extreme Couponers and Extreme Cheapskates on TLC, I knew exactly how I would save more money. I would spend my time being as cheap as possible, and I would also clip a bunch of coupons.
This post has been written by our talented writer, Kimberly Studdard.
How to Save Money With Not So Extreme Couponing
Well, my plan failed, but I’m not too upset about it. I learned some valuable tips while on my adventure, and decided that I could still save money with some not so extreme couponing. So how do I save my family money without spending 40+ hours a week clipping coupons?
Know The Best Stores To Shop At
This has been a huge part in helping me save money. I only shop at four stores. Yes, I know that seems like a lot, but let me explain. I shop at two . . . → Read More: How to Save Money With Not So Extreme Couponing
Car insurance… It’s that coverage that we know we need, but never want to look at (both because it’s boring and because if we’re finally looking at it, it probably means we just had an accident…). But you know what? If you fail to shop around for cheaper car insurance every couple of years, then you’ll end up paying far more than everyone else. It’s the game of the car insurance companies.
5 Steps to Cheaper Car Insurance
You’d think that since you’re a loyal customer with very few infractions on your driving record that they’d cut you a break and continually reduce your insurance rates, but no… In their minds, the longer you go without calling them, the more likely it is that you don’t want to shop around for better insurance. So, they hike up your rates a little bit each year to squeeze as much money out . . . → Read More: 5 Steps to Cheaper Car Insurance
It came out in the news again that the majority of Americans don’t even have $1,000 in their savings account. Even worse, it’s been reported that 56% of Americans have less than $10,000 saved for retirement.
The situation is looking bleak, my friends. But, if you’re anything like me, then you see these statistics and use them as motivation to save more money. I sure as heck don’t want to be in that situation, and I’m sure you don’t either.
This post has been written by Amanda Abella, a fabulous speaker and writer of personal finance!
9 Ways to Save More Money This Year
With that being said, here are 9 ways to save more money this year. Some of these I’ve tried, and others I plan on trying in 2017.
#1. Use apps to help you.
I like to think of myself as a pretty good saver, but . . . → Read More: 9 Ways to Save More Money This Year
One of the biggest resolutions on everyone’s list, and often the one that is rarely achieved, is saving more money. Everyone knows that it’s a great idea to save money, so why don’t more people do it? It’s simple, saving can be hard. But it doesn’t have to be that way. You can save more money this year and check off a resolution by trying out a few money saving challenges.
This post was written by the talented Kimberly Studdard. Enjoy!
3 Money Saving Challenges!
Now, these aren’t your typical 52-week money challenges. You know the one I’m talking about, where you save a certain amount of money for 52 weeks, and it equals to $1378 by the end of the year? Well, while that challenge isn’t bad, it’s easy to forget about and the money increases as the year goes on. This could mean that you are trying to . . . → Read More: 3 Money Saving Challenges That Aren’t the 52 Week Challenge
You might think that Valentine’s Day is a made up holiday advertised by greeting card companies. But that doesn’t matter much if your significant other is counting on you to remember them on this holiday.
If you’re broke, or avoiding spending money while you pay down credit card debt (like my family), don’t panic. There are still ways to make your special one feel loved without spending money.
Let’s look at some ways you can fill their love bucket without emptying your wallet.
This post was written by Jamie Jeffers, our amazingly talented staff writer!
If you plan to have a no spend Valentine’s Day, don’t spring it on your sweetie at the last minute. Take time to discuss this in advance. Make sure both parties are on board.
And no “gotchas” allowed. It’s no fun to go into a holiday thinking you’ve agreed to not spend . . . → Read More: Uplifting Valentines Ideas That Don’t Cost a Thing
The Holiday Season has recently ended. And, as we all know, with the holidays comes the receipt of well-meaning gifts that we do not need, do not want and will not use. A recent survey indicated that 42 percent of women had received an unwanted gift during the past holiday season alone (and from their husbands no less).
What To Do With Those Unwanted Holiday Gifts
In the past, unwanted holiday gifts tended to end up cluttering closets, attics and garages, or inevitably ended up in the trash. However, these days people are becoming increasingly thrifty and inventive during the holidays when it comes to gifts that have to go. Here are five great tips to help you make the most of gifts you just do not want.
This post has been written by Will Lipovsky, our talented staff writer.
1) Return Them
Don’t leave that unwanted holiday gift . . . → Read More: 5 Things To Do With Those (Inevitable) Unwanted Holiday Gifts
Sinking into the couch at the end of a crazy day felt satisfying. It was nice to finally get off my feet after helping the kids finish their school projects and getting home late from a baseball game.
And that’s when our two year old fell and hit his head. Not long after, he began throwing up…and that meant a trip to the ER.
How to Save on High Healthcare Costs
Many times, we can’t anticipate what kind of health trouble will pop up. We don’t know when it will happen or what it will look like. But there are still ways we can prepare ourselves to handle the bills. After all, when you’re worried about your health, money should be the last thing on your mind.
This post has been written by our talented writer, Jamie Jeffers. Enjoy!
Get an FSA
The long list of acronyms in the . . . → Read More: Worrying About High Healthcare Costs? 6 Simple Ways to Save
Whether you’re preparing to get married or you’re celebrating your silver wedding anniversary, money will always be a challenge in your relationship. It can be the source of hurt, but it can also be the source of enormous growth. That growth begins with one healthy conversation about money at a time.
Did you know that the number one source of conflict in the first few years of marriage isn’t in-laws, children, or religion? It’s money.
Also, the more debt brought into a marriage, the greater potential for strife. How many young couples do you know who are crazy about each other, but they’re tying the knot with six figures worth of combined student loan, credit card, and/or auto loan debt?
Perhaps that describes you? Now, you may be wondering how you’re supposed to tackle such a mountain, let alone develop healthy communication skills about finances. Here are seven nuggets of . . . → Read More: How to Have a Healthy Conversation About Money with Your Spouse