Higher Education Without Student Loans? Top 10 Tips Right Here!

higher education without student loans

Student loan debt has become the bane of the millennial generation. The internet is ripe with memes showcasing the brutal impact tens of thousands of dollars of debt continues to have on so many young adults. But student loans are the only option for affording higher education, aren’t they? Or…is it actually possible to attend higher education without student loans?

Higher Education Without Student Loans? It’s Possible

This article was written by our staff writer, Kerah Kemmerer.

As a high school student, I, along with many of my peers, was indoctrinated with the message that student loans were the only way to afford higher education – and that said loans should even be considered “good debt.”

Although I never really felt comfortable with the idea, I eventually caved and signed the dotted line. After hours on the phone with financial aid, I ultimately bought into the concept that it must . . . → Read More: Higher Education Without Student Loans? Top 10 Tips Right Here!

Would You Live Abroad To Save Money?

live abroad to save money - travel

If you’ve ever looked up how to pay off debt quickly, retire early, or even just “live your best life on a budget”, you’ve most likely come across the option to live abroad. But is it really possible to live abroad to save money?

Would You Live Abroad to Save Money?

This post has been written by our staff writer, Kimberly Studdard.

The short answer to the question above…It can be! Below are the pros and cons that you may experience if you want to live abroad to save money.

The Pros

There are many pros that come with going to live abroad to save money. Here are just a few.

1) Cost of living can be cheaper

For one, the cost of living can be cheaper! For example, a teacher of mine in high school moved his family to China after he accepted a teaching job at one of . . . → Read More: Would You Live Abroad To Save Money?

10 Ways to Stay Fit on Any Budget (Hint: You Don’t Need a Gym Membership)

stay fit anywhere

Do you love the idea of a location independent lifestyle – being able to work and live just about anywhere you choose? I honestly don’t know many people who don’t. But what should really get you pumped up is the realization that you can stay fit anywhere and on any budget too! While this isn’t particularly earth-shattering news, it’s easy to make excuses and find ways to NOT incorporate exercise into our daily lives, work and travel routines.

10 Ways to Stay Fit Anywhere (and on Any Budget)

This post has been written by our staff writer, Kerah Kemmerer.

We tend to take for granted that regular exercise is just as necessary for our overall health and wellness, and often let life get in the way. Especially since regular exercise is known to:

increase longevity, stave off disease, increase memory and mental stamina, and help you sleep better.

Well, no . . . → Read More: 10 Ways to Stay Fit on Any Budget (Hint: You Don’t Need a Gym Membership)

10 Ways to Save Money for Study Abroad

save money for study abroad

Many students at some point have thought countless times about ways to save money for study abroad. Higher education is not very cheap and one may think paying for that alone is a lofty enough goal. Study abroad can cost much more considering any extra things you may need for your stay out of country. However, in this post we’re going to show how you can get money and save money for study abroad.

10 Ways to Save Money for Study Abroad

And here’s this list! Take notes, implement them, and save money for study abroad!

1) Savings Account

Opening a savings account is one of the best, and most popular, ways to save money.

Saving money may seem boring, but think about the benefits you can get after graduating from a prestigious university. The main rule of effective saving for a bank account is to limit the amount of . . . → Read More: 10 Ways to Save Money for Study Abroad

Why Saving For A Down Payment On A Home Isn’t Smart

saving for a down payment on a house

Can you believe that saving for a down payment on a home might not be the smartest thing to do? It’s absolutely true. Now, it’s obviously smarter to put some money down vs. no money down (that’s not what we’re talking about here). But, there are times where putting money down on a house might lead you toward financial suicide vs. financial success.

Why Saving For a Down Payment on a Home Isn’t Smart

This post has been written by our staff writer, Kimberly Studdard.

If you log in to Facebook, you’re bound to come across tons of posts by people who have bought their first homes and they only had to put down 3.5% as a down payment. Or, there are those who saved up thousands of dollars just to be able to afford and get into the home that they wanted. Sure, they ended up getting the house, . . . → Read More: Why Saving For A Down Payment On A Home Isn’t Smart

Getting Married on a Budget? How to Throw a Wedding for Under $6k

getting married on a budget

You’re getting married! Congrats! And since you are here, it’s likely you are getting married on a budget as well. However, if you’re not the one planning the wedding and you still clicked on this article, you may be the one paying for the upcoming nuptials. Welcome to this safe space.

Getting Married on a Budget? How to Throw a Wedding for Under $6k

This post was written by our staff writer, Kerah Kemmerer.

Considering that the average cost of a wedding was about $30k in the U.S. last year – with the NYC area hosting the most pricey of affairs up to $75k – it’s safe to assume you would rather not be included in those averages.

Consider this post a guide of sorts as we take a look at average wedding costs and find ways to approach them from a more frugal, yet still classy perspective. Here is . . . → Read More: Getting Married on a Budget? How to Throw a Wedding for Under $6k

6 Things You Must Consider Before Opting for Home Insurance

buying a new house

There are few things in our lives that we can truly call our own. While family and friends certainly belong to that category, a house is also something that you can have an emotional attachment with. After all, it’s not easy to buy real estate to begin with, and even when you do, it takes years to make it a “home”. We’ll take a look at what you must consider before opting for home insurance.

6 Things You Must Consider Before Opting for Home Insurance

If you want to take care of your prized possession as well as your family, then one of the best things that you can do is get a good home insurance coverage. However, there are all kinds of insurance policies in the market which is why you must make your decision wisely. The following are the 6 main things that you need to consider opting . . . → Read More: 6 Things You Must Consider Before Opting for Home Insurance

How Going Plant-Based Will Improve your Overall Health and Wealth

plant-based diet

It was 2010. I was a year out of undergrad, working three jobs and sick and tired of feeling sick and tired.

I wasn’t sleeping right and always felt sluggish and bloated. And, I had an endless share of headaches, acne breakouts, and digestion problems. My joints ached and I felt way older than I should have for being in my early twenties.

Something had to give. And that thing…was my diet. Ultimately, spoiler alert, going plant-based was it. It changed my life forever and I never looked back!

How Going Plant-Based Will Improve Your Overall Health and Wealth

This post was written by our staff writer, Kerah Kemmerer.

What I Was Doing Wrong

In addition to not exercising nearly enough during this point in my life, I was consuming a lot empty calories. It wasn’t all junk food, but it wasn’t particularly nourishing either. I ate a lot of . . . → Read More: How Going Plant-Based Will Improve your Overall Health and Wealth

10 Ways To Avoid Paying Full Price

avoid paying full price fb

We live in a society where instant gratification and having the newest anything is considered cool. Some people spend money they really don’t have, overspend on items they don’t need, and even get into debt just to be able to say that they got the latest “it” item. But if you want to save some serious money and are trying to be frugal, the biggest wins happen when you can avoid paying full price for anything.

This is not to say that you can’t have new items or “it” items, but this list will help you avoid paying full price for them and even help you save money in your day to day transactions. Here are ten ways to do it!

10 Ways to Avoid Paying Full Price

This post has been written by our staff writer, Kimberly Studdard.

1) Comparison Shop

It’s easier than ever to comparison shop . . . → Read More: 10 Ways To Avoid Paying Full Price

6 Financial Goals to Strive For This Year

financial goals to strive for

Finances are often a touchy subject. After all, nobody wants to talk about them, and most people get anxious thinking about their financial future. Want to get rid of this anxiety? It’s time to learn about the important financial goals to strive for this year. Instead of worry, you’ll be carefree and happy, with your finances being the last thing on your mind.

6 Financial Goals to Strive For This Year

Did you know that 73% of Americans die with debt? While getting out of debt is a big goal, it shouldn’t be the only financial goal you should set for yourself. Instead, you want to ensure you are making smart choices today while also preparing for the financial future. So if you’re looking to get a better grasp on your financial situation, here are 6 financial goals to strive for this year.

1) Have an emergency fund

Emergencies happen, . . . → Read More: 6 Financial Goals to Strive For This Year