5 Things To Do With Those (Inevitable) Unwanted Holiday Gifts

5 Things to Do With Those Unwanted Holiday Gifts

The Holiday Season has recently ended. And, as we all know, with the holidays comes the receipt of well-meaning gifts that we do not need, do not want and will not use. A recent survey indicated that 42 percent of women had received an unwanted gift during the past holiday season alone (and from their husbands no less).

What To Do With Those Unwanted Holiday Gifts

In the past, unwanted holiday gifts tended to end up cluttering closets, attics and garages, or inevitably ended up in the trash. However, these days people are becoming increasingly thrifty and inventive during the holidays when it comes to gifts that have to go. Here are five great tips to help you make the most of gifts you just do not want.

This post has been written by Will Lipovsky, our talented staff writer.

1) Return Them

Don’t leave that unwanted holiday gift . . . → Read More: 5 Things To Do With Those (Inevitable) Unwanted Holiday Gifts

Worrying About High Healthcare Costs? 6 Simple Ways to Save

High Cost of Healthcare

Sinking into the couch at the end of a crazy day felt satisfying. It was nice to finally get off my feet after helping the kids finish their school projects and getting home late from a baseball game.

And that’s when our two year old fell and hit his head. Not long after, he began throwing up…and that meant a trip to the ER.

How to Save on High Healthcare Costs

Many times, we can’t anticipate what kind of health trouble will pop up. We don’t know when it will happen or what it will look like. But there are still ways we can prepare ourselves to handle the bills. After all, when you’re worried about your health, money should be the last thing on your mind.

This post has been written by our talented writer, Jamie Jeffers. Enjoy!

Get an FSA

The long list of acronyms in the . . . → Read More: Worrying About High Healthcare Costs? 6 Simple Ways to Save

How to Have a Healthy Conversation About Money with Your Spouse

Have a healthy conversation about money

Whether you’re preparing to get married or you’re celebrating your silver wedding anniversary, money will always be a challenge in your relationship. It can be the source of hurt, but it can also be the source of enormous growth. That growth begins with one healthy conversation about money at a time.

Did you know that the number one source of conflict in the first few years of marriage isn’t in-laws, children, or religion? It’s money.

Also, the more debt brought into a marriage, the greater potential for strife. How many young couples do you know who are crazy about each other, but they’re tying the knot with six figures worth of combined student loan, credit card, and/or auto loan debt?

Perhaps that describes you? Now, you may be wondering how you’re supposed to tackle such a mountain, let alone develop healthy communication skills about finances. Here are seven nuggets of . . . → Read More: How to Have a Healthy Conversation About Money with Your Spouse

How to Upgrade Your Wardrobe Without Spending Too Much Money

Upgrade Your Wardrobe

Twenty-sixteen has been the year when I’ve had to learn how to upgrade my wardrobe without spending too much money. To be honest, this has been a bit of a struggle for me because my inner CFO thinks clothing is frivolous. In fact, my inner CFO was the one who sold all of my office attire when I quit my last job in an effort to make an extra buck.

This post has been written by Amanda Abella – writer, speaker, and financial coach. Enjoy!

However, fast forward a couple of years and I found myself in a bit of a predicament. My career as a finance expert started to take off and with that came the opportunity for media appearances and speaking engagements.

Just recently, a friend who works in PR got me an appearance on a local news show and, as she was coaching me on what . . . → Read More: How to Upgrade Your Wardrobe Without Spending Too Much Money

How to Set Your Kids Up for Financial Success

 

“If you give a hungry man a fish, you feed him for a day, but if you teach him how to fish, you feed him for a lifetime.“ – Lao Tzu

When I think about what is required for financial success and how I can teach that to my kids, my head starts swimming. There really isn’t very much in my control when they leave home; however, I can do a few things early that will ensure my children have the right foundation.

Why?

Because three-fourths of Americans are living paycheck to paycheck. Student loan debt is at crisis levels. Credit card debt is a staple in nearly every home.

Advertisers are going to invest as much time and resources as possible to convince my kids that they need to buy their stuff. I need to spend as much time and resources as possible to ensure they know how . . . → Read More: How to Set Your Kids Up for Financial Success

6 New Year’s Resolutions That Will Save You Money

Want to do better with your money this upcoming year? If you’re like most of the U.S. population, you’ve got less than $1,000 in your savings account, under $100,000 in your retirement account, and you still haven’t set up a will.

America…we can do better!

6 New Year’s Resolutions That Will Save You Money

If you really want to do better with your money this upcoming year, then start getting serious about the six resolutions below. They’re not complicated and some of them could be accomplished in less than a week! But, if you hit them all within the next year, you’ll be FAR better off 10 or 20 years from now.

1) Plan for unexpected income

Oh boy…I already know what you’re thinking – “Unexpected income?? HA! Wouldn’t THAT be nice?!” But it happens more often that you think:

Reimbursement for over-payment (often happens in medical billing) Tax return . . . → Read More: 6 New Year’s Resolutions That Will Save You Money

10 Sites to Find Super Cheap Textbooks

 

College tuition. I always expected it and worked my butt off during the summers to pay for it.

College textbooks… I somehow managed to forget this cost EVERY SINGLE YEAR.

Can you relate?

If so, this post is tailor made for you!

This post contains affiliate links…BUT they’re all awesome sites I promise. Enjoy!

10 Sites to Find Super Cheap Textbooks

Take a look at the list below, search for your textbook at each site, and pick the cheapest option! BOOM, easy!

To assist you with the comparison of each site, I figured it’d be fun to look up a textbook and see where we could find it the cheapest. Here we go, everyone’s favorite book, Principles of Managerial Finance (13th edition)! Woot Woooot! 🙂

1) ValoreBooks.com

I personally love ValoreBooks.com. Throughout my college years, I purchased over a dozen books from Valore for less than half the . . . → Read More: 10 Sites to Find Super Cheap Textbooks

How to Save Up $1,000 in Just 4 Weeks (Without Working a Second Job)

How to Save Up $1,000

Are you sick of never having any money? Wouldn’t it be nice to have a comma in your bank statement one of these days? Even if you’re living paycheck to paycheck right now, I can teach you how to save up $1,000 in just four weeks. No lie. If you’re reading this post and you desperately want to see your account jump to one thousand dollars, then read on my friend.

How to Save Up $1,000 in Just 4 Weeks

This is step one in Dave Ramsey’s 7-step plan to becoming wealthy – saving up a $1,000 baby emergency fund. For many, it can be the most difficult step since there’s never any money left at the end of the month.

Many of my personal finance friends give the advice, “Get a second job and put that money in the bank.” Well you know what? Sometimes life just isn’t that . . . → Read More: How to Save Up $1,000 in Just 4 Weeks (Without Working a Second Job)

14 Retro Date Night Ideas That Will Save You Money

I’m a huge proponent of dating your spouse long after the march down the aisle. This is especially relevant when it comes to finances due to the volatile money problems that arise between couples. If you’ve used a lack of resources as an excuse for not going on dates, I’m here to share some retro date night ideas that are designed to get you back out there and save you money.

“Retro” as defined by Merriam-Webster dictionary is: “Relating to, reviving and being the styles and especially the fashions of the past.”

So, what is a retro date night? Imagine you’re 16 again and you’re heading out for a date. What kind of budget did you have? Did your dad hand you a $20 before you left? Perhaps you saved up from your minimum wage job of flipping burgers, earning $6.25 per hour (or less – that was minimum wage . . . → Read More: 14 Retro Date Night Ideas That Will Save You Money

How You Can Save Hundreds of Dollars (Free Budget Sheet Included!)

Save Hundreds of Dollars

Oh the random financial complaints at work…

“An extra $1,000 a month? Ha! Wouldn’t that be nice.” “Nobody can possibly afford to stay at home with their kids anymore. It’s just not possible!” “So you just signed your life away on that mortgage? Don’t worry, everyone has debt.”

I find myself having to bite my lip more and more these days. Apparently, the more fiscally wise you become, the less you can relate to…well, anybody. But, if I were given the choice to either relate to broke people or to be insanely wealthy, I think I’d choose insanely wealthy every time, wouldn’t you?

How You Can Save Hundreds of Dollars a Month

The truth is, I used to have a broke mentality for quite a few years. I bought TVs, stereos, flashy cars – I thought I was pretty big stuff.

…And then I discovered that I couldn’t even afford . . . → Read More: How You Can Save Hundreds of Dollars (Free Budget Sheet Included!)