10 Ways to Make the Most of Your Debt Free Journey

The phrase “debt free journey” sounds like someone is romanticizing the boring task of paying off debt. But if you’ve ever spent time paying off a large debt, you know that phrase is pretty accurate.

Paying off debt is a long term commitment. You have to make the same decision day in and day out that getting out of debt is more important than the temptations that swarm you constantly.

It’s not easy.

And sometimes you’ll crawl into the comfortable box called “woe is me”. It’s not fair! Your friends and coworkers (especially baffling since you have the same salary) have endless amounts of money for taking trips, major house projects, and fancy cars.

I’ll spare you the “we never know what goes on in other homes” lecture. Because honestly, who cares? That’s not going to make you feel better about your own situation.

10 Ways to Make . . . → Read More: 10 Ways to Make the Most of Your Debt Free Journey

8 Habits That Make or Break a Debt Free Journey

Moment of honesty: I created this list of habits that make or break a debt free journey pretty easily. Can you guess why?

Because it’s MY list. I’ve messed up on each one of these items at least once. ::cough:: Definitely more than once.

Over the last several years, I’ve developed some stronger habits, which ultimately led to my husband and I getting out of debt when I was 25. However, living a life of debt freedom doesn’t end with a paid off credit card. It’s a lifestyle.

In order for my husband and I to stay strong on our debt free journey (since we’re back in debt with our first mortgage), there are some habits we’ll need to keep practicing. If you’ve been down this road, then you know what I’m talking about.

8 Habits That Make or Break a Debt Free Journey

The following is a list of . . . → Read More: 8 Habits That Make or Break a Debt Free Journey