8 Ways to Escape Living Paycheck to Paycheck

You are a rat in a wheel. You wake up early, scurry to work (among the masses on the highway that inevitably slow you down….every….morning), run around like a chicken with your head cut off while you’re there, you trudge home, somehow get a meal together for yourself, crash in bed, and then do it all again the next day.

You.

Work.

Hard.

But, when the end of the month comes, you have no more money than when you started. You keep running around, working as fiercely as you can, but your savings never increase, you can’t afford to invest in your retirement, and you’re feeling more and more drained with each passing day.

You want off this ride, and understandably so, but no one can tell you how…until now.

Related: Who Owns Your Paycheck?

8 Ways to Escape Living Paycheck to Paycheck

Life may seem bleak, but believe me, . . . → Read More: 8 Ways to Escape Living Paycheck to Paycheck

It Turns Out That Americans Are Still Stupid Financially

Do you remember when the Great Recession hit in 2008 and 2009? This prompted many people to stop buying on credit and actually put some money away into their savings account, just to protect themselves from the “what ifs” in the economy. After that first year into the recession, Americans were saving about 6% of their income, which, believe it or not, was a very high percentage compared to the prior decade (where savings percentages were actually negative).

So here we are in 2014. Have we learned anything? Absolutely not. Americans are still stupid.

Americans must be getting pretty comfortable today, because 76% of them are living paycheck to paycheck and have little to no emergency savings. I could not believe this stat when I first saw it, but as I open my ears to how people are living and how people are spending their money, it suddenly . . . → Read More: It Turns Out That Americans Are Still Stupid Financially