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$50 Amazon Gift Card Giveaway!


As of today, my wife and I are officially debt free!!! We have paid off both of our student loans, we have no car loans, and have no credit card debt. We don’t owe anyone a single penny, and it’s time to celebrate! Time for a $50 Amazon Gift Card Giveaway!

Hopefully you’ll share in our excitement and participate in the drawing. The entry rules are very simple.

1) If you subscribe, you earn 2 entries (if you are already subscribed, you are automatically entered)

2) If you refer a friend that becomes a subscriber, you receive 10 points! Simply contact me within my “Advertise/Contact” tab on the top of the site to let me know who you referred.

3) A comment on any post grants you one entry. You may comment on posts from when the site first began, or comment on each new post as it comes out. You can earn over 100 entries if you want. All you have to do is comment 100 times. Only valid comments will be counted however.

This $50 Amazon Gift Card Giveaway will run through March 15, 2011. I will track each entry within my pre-made Excel file, and will generate the results by utilizing

Good Luck! πŸ™‚


AUTHOR Derek Sall

Derek has a Bachelor's degree in Finance and a Master's in Business. As a finance manager in the corporate world, he regularly identified and solved problems at the C-suite level. Today, Derek isn't interested in helping big companies. Instead, he's helping individuals win financially--one email, one article, one person at a time.


  1. OK, somehow I think I missed something – but in any case – Congrats on your new status as debt free!

  2. Sounds good! Thanks!

  3. That is great! Life is so much less stressful when you know that you don’t owe anyone. Congrats!!

    • It really is. We have tons going on right now, so it’s tough to enjoy it right now, but it still feels great!

  4. I hope I reach that status one day. Congrats!!

  5. How fantastic! You achieved a place where many of us strive .. kudos to you!

  6. what a great feeling that must be! One day I’ll be able to say I’m debt free… Darn Mortgage!

  7. Financial Peace!!!!! Way to go! We paid off the mortgage last January! Nothing in the world like being debt free.

    • We currently do not own a house. That must be an amazing feeling to own yours free and clear! πŸ™‚

  8. Congrats! We are moving toward that goal as well. I know that must be a wonderful feeling!!!

    • It is a very freeing feeling! Good luck to you on your journey to debt freedom. I will do all I can to get you there.

  9. Congratulations on being Debt Free!!!


  10. Congratulations on meeting your goal! I’m curious to see what you will do now that you won’t have to use so much of your income to pay off debt.

    • We currently do not own a house, so the next steps will most likely be to save up an emergency fund, and then purchase our first place! πŸ™‚

  11. Woohoo!!!!!!! I am so excited for you guys. Thanks for offering the giveaway as well:).

    • The giveaway just seemed like a fun way to celebrate this stage in our lives! πŸ™‚

  12. Just subscribed to your feed! Congrats on being debt free!

    • Excellent! You’ll find some quality new articles coming your way through your email soon! πŸ™‚

  13. Wow, I can only dream of becoming debt free…

    • Thanks Ann B.! We are SOOO excited! Now it’s time to save up the huge emergency fund! πŸ™‚

  14. Yah! Congrats! I’m paying off my credit cards this year (canceling one) – probably by June. Then the student loans kick in and I’ll probably need a car or major repairs to my 2001. I expect this huge relief when the last credit card balance hits $0!

    I’m inspired by finally-debt-free posts πŸ™‚

  15. Way to go Derek! Retweeted (already a subscriber, you knew that right?)!

    • Thanks Moneycone! Thanks for being a regular subscriber as well! πŸ™‚

  16. Congrats on the major milestone!

  17. Congratulations! That is such a huge accomplishment and you’re an inspiration to those of us who still have a way to go.

    • Thanks! I’m going to everything that I can to help the rest of you.

  18. Well, I’ve paid off my credit cards a few years ago, and with the record-low interest rate, have been very aggressive at throwing extra money at my one remaining private student loan (3.75%, typically $268/month payment, I’ve been throwing $500/month at it)
    Time to invest some money in the stock market? Think about it! I can recommend some stocks, if you’re curious!

    • I would love some stock market suggestions, but I’m not quite ready to invest in singular stocks. I do contribute to my company matching 401(k), but my wife and I are mostly focused on saving up for a larger emergency fund, and then purchasing our first house! I always do enjoy talking about various stocks however. And, great job paying down that loan so quickly! πŸ™‚

  19. Congrats on being debt free! It is a great feeling.. i briefly experienced it myself once upon a time and am back on the path again (fingers crossed, 2011 may be the year).

  20. Congratulations on being debt free!!! Woot!!! I’m subscribing and including your giveaway in my next two Saturday roundups. Congrats again!!!

  21. Oh, wow! Debt free!!! How awesome πŸ™‚ Congrats! Thanks for the chance to win an Amazon gc. Cool!

    • It’s my way of saying thanks to the readers for supporting me while I made the efforts to become debt free! πŸ™‚

  22. Congrats on being debt free!!!

  23. Yay for debt free! (And can I interview you for my other web site? I want to feature debt-free stories)

    • You certainly can interview me! Just contact me with questions through my website “contact” tab. Looking forward to it!

  24. One day we will be debt free too!! Congrats

  25. Congratulations on being debt free!

  26. Way to go! It give me an emotial boost to hear these stories. Just paid another 800 towards my snowball. Slowly but surely we will knock that loan out and get tackle the next.

    You and your wife can go and treat yourselves to something special.

    • Awesome job!!! $800 at a time adds up fast! You’ll be debt free in no-time (although it will feel like it’s taking forever πŸ˜‰ )!!

  27. Congrats on becoming debt free – that’s no small accomplishment! Tweeted your contest!

  28. Congrats on being debt-free!

  29. Congratulation on being debt free! Great job.

  30. Congratulations on being debt free, that is awesome! I subscribed to your feed too. Thank you for the giveaway! πŸ™‚

  31. I’d love to win this! I am an email subscriber!

    • I’ll enter you in the drawing! Thanks for dropping by and subscribing! πŸ™‚

  32. Well done on kicking debt in the teeth. I subscribed to your feed and entered the contest.

  33. Congratulations on being Debt Free!!!
    P.S. Subscribed to!

    • Thanks! And thanks for subscribing! There’s some excellent content coming your way. πŸ™‚

  34. Congrats on being debt-free! The start of my student loan payments is coming up soon and I’m freaking out, though luckily I don’t owe that much. (It’s just the fact of having ANY debt that’s upsetting, lol.)

    I’m a new email subscriber, btw. πŸ˜€

  35. Well done! My hope is to be consumer debt-free by the end of the year. The only thing I will have left is my student loans. And they are below $10,000.

    • Awesome goal! Hopefully you are debt free by next year! Can you imagine how awesome that would be?

  36. Good for you! We haven’t had any debt to pay on for ages. Now to really beef up our retirement…

    • Beefing up retirement would be a great plan! Make sure that you look into making regenerative (passive) income as well.

  37. Congrats on becoming debt-free, Derek! I’ll RT and help promote.

  38. Yayyy! Happy for ya. Becoming debt-free takes a lot of discipline. Congratulations!!

  39. Wow! What an accomplishment! I’m happy for you and your wife – congrats!!

  40. Hi! I just found your blog today and I’m loving it! Congrats on being debt free. I can’t wait to see what that feels like. I subscribed to your blog and I hope to be entered into your contest. Keep blogging πŸ™‚

    • I’m always glad to have a new fan! Thanks for visiting! πŸ™‚

  41. Congrats on being debt free! I hope to be debt free soon!

    I subscribed via email!

  42. Awesome topics and thanks for sharing…Subscribed too

  43. I am a new subscriber. Congrats on being debt free!

  44. new subscriber, entry #2

  45. I’m totally giving you a virtual high five. You deserve it. I’m very, very proud of you and the wife to have done this so young.

    But I want to win this Amazon card so, yeah. πŸ™‚ AMAZON!!!

  46. I subscribed!

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    • Looks like you really want to win that gift card Betty! Keep it up and you probably will! πŸ™‚

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  87. Congrats Derek! Way to go!!!!!

  88. One day we will be debt free too!! And thanks for subscribing!

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