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New Goals and Weekly Round-Up


Hello LifeAndMyFinances visitors! I am becoming incredibly excited about the future of this site! As I continue to add more and more quality articles every week, the readers have responded and decided to subscribe to this site.

Why Should You Subscribe?

Without readers, what fun is a website? That’s why I want to add value for my subscribers and ensure that they’ll stick around and learn new, useful information from my pages!

If you are a subscriber, you will begin to see a few more posts that are not offered to non-subscribers, and they will not be posted on the site! This information will be available to you only!

As a subscriber, you will also be informed as to when new posts are live on the site, giving you the option to view it (based on the title and a short description), or to skip it if it does not pertain to you. This could save you valuable time.

Also, I have free giveaways from time to time, and if you are a subscriber, you will be automatically entered to win!

Subscriber Stats

Often times, sites do not want their readers to know how many (or how few) subscribers they have. Well, I am sharing this information with you today because it’s a great measure of how much the readers value the site! It’s one of the things that I really need to focus on in order to keep you, the reader, happy!

As of today, I have 61 active email subscribers, which is not too bad, considering my site is only 6 months old.

I found this awesome chart at It shows my subscriber numbers over the past six months, along with the growth of each month. I basically started at zero since my website was born in the last few days of August, and I have grown the subscribership by an average of 9 each month, which is equivalent to a growth rate of 29.27%!

Here’s the part that got me excited. Take a look at the predicted subscribers after 3 months, 6 months and 12 months. After 12 months, this tool predicts that I will have 1,154 subscribers! That sounds incredible! I only hope that my site will be valuable enough to gain so many subscribers.

My Goals And Plans

I want to do all I can in order to grow this site to the predicted amount of subscribers shown above, and here is how I plan to do it.

  1. Write at least 1 guest post per week in order to attract new readers
  2. Write an e-book that will only be available to my subscribers (projected date of completion, May 1, 2011)
  3. Continue to write well-thought-out articles 3-4 times per week
  4. Provide downloadable documents to help others with their personal finances
  5. Offer email postings that will only be available to my subscribers, as a thank-you for their loyalty
  6. Hold giveaway contests where the subscribers will automatically be entered to win!

With these actions, I aim to hit the subscriber projections:

  1. 114 subscribers by July 1, 2011
  2. 247 subscribers by October 1, 2011
  3. 1,154 subscribers by April, 2011

As long as I focus on helping you, the reader, these numbers should automatically happen.

Weekly Round-Up

As usual, I have been reading various websites regarding personal finance and would like to share some articles with you!

Build a Nest Egg and Let It Grow – by Passive Family Income (written by me)

Career Tip #5: Know Who Your Boss is (and learn a little history to boot)  – by 101 Centavos

St. Patrick’s Day – Make Your Own “Luck of the Irish”  – by Budgeting in the Fun Stuff

Squirreling Gone Wild #23: Strategic Furniture Placement– by Squirrelers

The Grand Illusion: How Cheaper Gas Ultimately Costs You More– by Len Penzo

2011: The Year of the Health Savings Account – by Personal Dividends

5 Surprising Reasons The Feds WANT You To Stay In Debt! – by Dr. Dean


The 2 Factors That Determine Your Success In Today’s Economy – by The Wise Buck

The Market Determines Price, Not You – by Everyday Tips and Thoughts

Basics of Dollar Cost Averaging – by Realized Returns



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Thanks for the mention. That’s a bunch of subscribers for a young blog. Well done!

  2. Great job growing your blog and your subscriber list.

    Using the rewards for subscribers should be very beneficial.

    Thanks for including my article.

    • Thanks Dr. Dean! I am really excited about the possiblities of my site, and I can’t wait to work on it and watch it grow.

  3. Thank You for the inclusion of the HSA article in your round up. I too am interested to see how you grow your site. This is indeed a great start, so I would say keep doing what you are doing that is working (better, double up :-))

  4. Great Job! Please keep up the good work and the amazing articles. I doubt that you will have any trouble hitting any of your goals.
    I wish my blog was performing half as well as yours. 😉

    -Ravi G.

    • Thanks for the love Ravi! Your blog is doing pretty well from what I can see. Keep it up!

  5. Nice work brotha! Not gunna lie, I’m pretty jealous of your success with the blog! I’ve had mine up for about 3 months now and subscribers are trickling in… Eye on the prize!

    • Thanks Jon! Just keep those goals in front of you and push toward them. Good things will happen! 🙂

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