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Goals Update and Weekly Round-Up #29


This week has actually been very productive! My wife and I are in the process of closing on our very first house, and many complications have arose since our offer was accepted: we had to dig up our old bank account statements (this is tough to do when you’ve never had paper statements and now the account is closed), put money into a holding account for the roof repair (I guess the bank wants to make sure we fix it), and the sump-pump needed to get re-routed to the storm sewer (this delayed closing).

During all of this pre-home-ownership fun, I was somehow able to keep up with my posts and get quite a few pages written in my eBook, “The Debt-Free Degree”! Here’s the breakdown.

Goals Update

I had 3 goals for June and I failed 2 of them, so I decided toΒ goΒ after them again in July.

1) Raise My Subscriber Numbers to 200: It’s been a little slower than I would have liked, but on this final day in July, I have exactly 200 subscribers. Woot woot!! πŸ™‚ Please excuse my child-like celebration, but it’s pretty exciting. I’m just that much closer to my goal of 1,154 subscribers by April 1, 2012.

2) Complete the First Draft of my new eBook:I’m starting to realize how much time this eBook is going to take (I plan on working on it every day though!), but I’m also realizing that it’s going to be AMAZING! It’s going to be the complete guide for anyone that is considering college or currently attending college! With this book, they’ll be able to enjoy a debt-free graduation. πŸ™‚ I can’t wait to share it with the world!

3) Continually Post 3-4 articles every week: This is the most important goal I’ve set for myself, and I’ve never failed at it! I post every Sunday, Monday, Wednesday, and Friday (and the first Saturday of every month for my income report). I trust that you’re enjoying the reading!

Weekly Round-Up

I had one of my articles published on other site this week. If you’re interested in reading it, here it is:

Female Products –Β The Budget Killer– by me at Prairie Eco Thrifter

There are also a plethora of other articles that I’d like to recommend. These were written this past week by financial sites across the web. Feel free to check them out!

The Value of a Trustworthy Auto Mechanic – by Financial Samurai

Stock Advice from Tony Chou – by Budgeting in the Fun Stuff

You’re Homeless. How Would You Improve Your Situation? – by My Personal Finance Journey

6% Real Estate Commission – by Consumerism Commentary

Contentment Through Appreciating the Basics – by Faithful With a Few

Can Apple Give the Federal Government a Bailout?– by Buy Like Buffett

Sustainability Tip #210: E-Cards – by Sustainable Personal Finance

Our Vehicle Breakdown Story: Thank You Roadside Assistance! – by Frugal Confessions

Are You Investing Wisely In Yourself? – by Invest It Wisely

Learning to Give Up The Rat Race – by Wealth Informatics

How to Make More Money: Stop Watching TV! – by Free From Broke

Reclaim the Guest Room– by Bucksome Boomer

Unexpected Baby Expense #2 – by Retire by 40

My New Financial Hero – by My Journey to Millions

At What Age Should You Teach Kids About Money? – by Not Made of Money

What is the Most Expensive Thing One Can Buy? – by World of Finance

Why Isn’t That Enough?– by Krantcents

How Fast Can Your Credit Recover After a Bankruptcy? – by Money is the Root



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Congrats on nailing the subscriber number. How did you come up with 1,154? I found that curious.

    • Haha. I thought someone might ask about that 1,154 subscriber number. When my numbers started increasing in March, I found a site that would predict how many subscribers I would have (based on the current % growth) in one year. It predicted that I could have 1,154 subscribers in April, 2012. At that time, I was around 100 subscribers so that sounded UNTHINKABLE. So, from that day on, I made it a goal. πŸ™‚

  2. Great job! It’s always good to see how you are doing with your goals.

    • Thanks LaTisha! I’m doing my best to hit them, but with agressive goals, you just never know! The good thing is, even if I don’t hit them, I still get much more accomplished than if I would have had no goals at all! πŸ™‚

  3. Congrats on your first home! That is always an exciting time. I hope lots of dollars follow your increased subscriber number! Lemme know if you need help on the ebook.

    • This month has been an amazing month for my online income. I’m posting the numbers on Saturday if you’re interested! πŸ™‚

  4. Thanks for the mention LAMF πŸ™‚ Looking forward to seeing your monthly income report πŸ™‚

    • Thanks WOF! I don’t think you’ll be dissapointed with the income report. πŸ˜‰

  5. I love seeing the progress you are making on your goals!

    • Thanks Super Frugalette! It’s been a fun ride so far, and it’s just getting more and more exciting as I go! πŸ™‚

  6. Thanks for the mention. I am in good company.
    My new motto or mantra is “Impossible is just an opinion”. Whether it is goals or anything else, I keep saying that to myself!

    • You’ve got it! If no one ever made an effort toward the “impossible”, we’d still be living in the Stone Age!

  7. Congrats on being on track with your subscribers! Thanks for the mention!

    • Thanks Crystal! It was pretty exciting to watch the subscriber number flip to 200. I didn’t think I would take such pleasure in that. πŸ˜‰

  8. Congrats on getting 200 subscribers. I find it hard to grow that number, but keep working at it.

    Thanks for mentioning my post.

    P.S. My sister told me she likes reading your articles on BB. I’m wondering if she likes yours better than mine.:)

    • Good to hear that people are enjoying my posts! I try to produce a quality product for every post; I don’t plan to dissapoint her either! πŸ˜‰

  9. Big congratulations! I’ve enjoyed following your progress. thank you for the inclusion!

    • I’m glad that I can report good things. Hopefully that will continue!

  10. Good job! It’s great to see how you were with your goals…Keep up the good work…

    • I love sharing my goals with my readers! Especially when I hit them…. πŸ˜‰ Thanks for the encouragement.

  11. Hey Derek,

    I need to get some of that article writing speed in place, too… I’m just catching up with so many things now that I’m back and first trying to write down all the stories before I forget about all of them. πŸ˜‰

    Thanks for the mention!

    • Yep yep! Things are getting crazy busy over here. I wish I didn’t have to sleep!

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