Skip to content

Shielding My Eyes From Distractions


Do you realize how many distractions are put in front of you each day? You hear of things that you absolutely “must have” on the radio, on TV, and from your friends and coworkers. And, whether you like to admit it or not, you buy some of these things without even realizing that you have been influenced. Personally, I’m not a big fan of TV. When I get the chance, I will watch a special on the history channel or a segment on a home renovation. Oh, and I would probably watch the Detroit Tigers every single day if I had the chance. But, beyond that, TV just doesn’t cut it for me anymore. First of all, many of the shows today have been dummed down for the average American, allowing me to learn nothing. Secondly, all those commercials just make me end up wanting more and more, when in reality I already have everything I need!

Even Without TV, I Have Gotten Distracted

As my mortgage loan continues to dive closer and closer to zero, I am consciously ramping up my efforts to understand the housing market and the renters market. The next stage in the game for me is to invest in real estate, so before I even am in a position to buy, I want to be sure that I understand the surrounding market. In order to do this, I have subscribed to Zillow and Trulia and have allowed them to send me any new listings that are in my search area. And this is where the distractions begin.

I live near Lake Michigan, and the inland lake nearest me flows directly into it. Typically, houses that are built on the inland lake go for at least $750,000, if not for a million or two. Well, interestingly enough, there has recently been a house that went up for sale on this lake for $349,000. It has 4 bedrooms, 3 baths, and 3,000 square feet. Here are a few pictures of this house for your enjoyment.

inside house


backyard house

master bath

dining room

For just $1,700 a month, I could be the proud owner of this house and (as my friends always quote to me) will be happy forever. It would be a pretty sweet house. My girlfriend and I could boat (or even kayak) out to the big lake and have a grand ol time all throughout the summer. So yes, I admit, I would love to live in this house on the lake, but what would it ultimately cost me?

If I fell into this distraction, I would be paying out $1,700 per year for 30 years. Instead of buying this house, I could invest that money for 30 years and earn 10%. At retirement age, this house would most likely be worth a million bucks or so, but what about the investments? It would be worth $9.5 million! Sure, I wouldn’t mind living in this house for many years, but it would probably just leave me wanting more. Instead, I will stay content in the house I am living now and continue to invest in my future, which will then allow me many options of what to do in the future.

Have you had any distractions lately? What is it that you are wanting to buy but will take you away from your ultimate goals?

Weekly Round-Up

Different Investment Strategies for Different Stages – by Financial Samurai

Emergency Funds Exist For a Reason – by 20s Finances

Build Your Pipelines and Grow Rich – by Narrow Bridge Finance

6 Ways You Can Make An Extra $500 a Month – by Sweating the Big Stuff



My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. If the kitchen were a little bigger, my wife would want to move into that! LOL

    One of the things that I really enjoy is having Netflix. $8/month (soon to be $9/month for the next 2 years), but it certainly is worth it since the shows are commercial free! Imagine watching (admittedly 6-8 month old) TV shows without commercials!

    • I have Netflix too, and I certainly think it’s worth it especially since I don’t have to watch all of those commercials! There is much less temptation with fewer advertisements being thrown at me each day.

Comments are closed for this article!

Related posts