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Tips on How to Save Money with a Home Security System

20150312 - home security systemIn exploring the theme of how to save money to build wealth, not debt, we’ve looked into tips that you can use to save money on your homeowner’s insurance. Now let’s take a look at how to save on another important aspect of homeownership—burglar proofing your home.

Although the thought of buying and installing an updated, modern home security system may appear intimidating at the moment, we will discuss some ideas of what equipment to consider. In the long run, getting a home security system can actually end up saving you quite a bit of money.

How Secure Is Your Home?

According to statistics compiled by the FBI, a burglary occurs every 14.6 seconds in the United States and the average loss a household experiences after a burglary is $1,725.

So, from a financial perspective alone, you save money by simply taking care of home security.

However, making sure the windows are latched down and the doors locked every time you leave the house is not enough. There is more to home security than staying aware. You have to remember that professional burglars are experts at picking locks and sneaking into houses.

5 Tips to Burglarproof your Home

While some people still consider home security as simple as getting a guard dog and putting up a beware-the-dog sign, there are many high-tech ways to secure your home. “For starters,” says Home Security in Texas, “technological advancements have been taking place over the last several years have made these systems easier to operate than ever before. The alarms and sensors themselves are installed in a completely unobtrusive way – if you weren’t explicitly looking for them, you wouldn’t even know they were there at all.

Here, then, are some 5 ways to create an effective home security system.

1. Get an alarm system

The best types of alarms are those that run on batteries. There are various types of alarms available for home security:

·  A monitored alarm is connected to a home security company that will inform the police if there is a break-in.

·  An unmonitored alarm will make a loud noise inside and outside your house to frighten away a thief, but you will have to call for help yourself.

·  Wireless alarm systems connect wirelessly to a camera or motion sensor system.

·  Electric current alarm systems will be triggered if a door or window is opened from the outside.

These alarms can have add-ons like automated lights, panic buttons, water-sensors (for flooding), intercom systems (to talk to people knocking on your front door), and fire-and-carbon monoxide monitoring.

Just having alarms is often a deterrent if warnings about the alarms are posted on window decals and signs in the front yard.

2. Get video surveillance equipment

Again, like alarms, you can get monitored video surveillance or use do-it-yourself systems.

Monitored Systems

A monitored system has the advantage of being able to contact authorities. You’ll also get a discount on homeowner’s insurance because the video will provide evidence of a burglary.

The disadvantages are that this can be expensive, hackers may be able to access the wireless camera, and you will lose your privacy.

Unmonitored Systems

A DIY approach with an unmonitored video surveillance system also its share of advantages and disadvantages.

The advantages are that you’ll save money because you’ll still get a discount on homeowner’s insurance since the video will show activity inside your house. You can also monitor your house when you’re away from home by using a tablet or smartphone. Additionally, you can control false alarms that may lead to fines.

The disadvantages are that hackers may still be able to access the wireless camera, and if you do detect suspicious activity, you will have to call the police yourself.

The biggest disadvantage, however, if you’re not a hands-on, practical person with a technical bent is that you may install these sensitive electronic devices incorrectly– in which case, they won’t work at all.

3. Use deadbolts on doors

Burglars often find doors with locks easy to pick and you will need deadlocks to secure doors properly. Additionally, doors should be made of solid wood.

4. Modernize windows

Modern windows have latches that make it easier to secure because they can only be pried open about an inch. By contrast, older windows can be swung wide open enough for someone to crawl in. So if you have older windows, it’s advisable that you modernize them. Additionally, make sure that the glass is shatterproof.

5. Chain ladders

In many instances when thieves accessed top floor windows, they borrowed ladders conveniently left by homeowners in the backyard or garden shed. So if you have ladders, make sure they are padlocked to posts or weighed down with 50 lb weights.

How Thieves Break Into Houses

It is estimated that burglars access a house in a variety of ways: 34% gain access through the front door; 19% through basement windows, unlocked storage areas, and garages; 22% through the back door; and 23% through the first-floor window. However, using these five steps will make it almost impossible for burglar to get into your house.

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My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. I didn’t realize that a thief could use my own ladder to break in. I think that is why it is so good to have a security system. We have alarm doors and it works great. Although, sometimes I catch them going off when I walk in at an unusual time. I would rather have that happen then someone break in.

  2. I think sometimes home security systems can be really expensive. It’s a good idea to look at different ideas and plans in order to help keep the cost down. You can save money because you have a security system and you are smart about how you manage it.

  3. Of all the security systems that I’ve seen several of them feature a control panel that is touch screen. Most of those that I saw at a digital security training event are quite amusing to look at as well as to try out. To me, it’s amazing at how technology is being used to protect homes and families.

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