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6 Productivity Hacks That Will Grow Your Income

There’s no cap to what you can earn. Think about that. How much would you like to earn? $50,000? $100,000? $1 million per year? Having these goals is great. But these numbers are impossible without a high level of productivity. Wealthy people are productivity experts. So for this article, I’ve compiled a list of the productivity hacks I’ve learned from wealthy people I’ve known.

1. No Excuses

In grade school, I used to make all kinds of excuses. It’s funny. Even as I wrote that, my internet crashed as I was typing this in a Google doc. What did I do? I’m now writing from Word. I switched. In grade school, I used to look for any excuse not to do my homework until the last-minute. I would say I’m hungry or tired or busy with something else. Now, even when I’m traveling, I work. I bring my laptop and work on the plane. Instead of staring out of the car window, I’ll listen to an audiobook. The first of the productivity hacks? No excuses. Plain and simple.

productivity hacks2. Outsource

One of the best productivity hacks is outsourcing. You can’t do everything yourself. To try is absolutely crazy. It’s good to save money but you also must know how to spend money. After all, successful businesses have employees.

To make outsourcing easier if you’re frugal like I am, thinking about it like this… you already outsource. You buy premade clothing. You buy pre-packaged food. You buy an already engineered and assembled car. Outsourcing a few more tasks could take your income to a whole new level.

3. Plan

My internet is still out so I’m continuing this list from Word. Plan. The wealthy plan. There’s a great book on this called Eat That Frog by Brian Tracy. He discusses the importance of planning (another of the great productivity hacks).

I’m adopting it into my own life. I’m noticing a great change in my productivity level. If you don’t plan for success, you’ll soon be 90, wondering how life passed you by.

4. No Thumb Sucking

This is a phrase I’ve heard Warren Buffett use in the past. The fourth of the productivity hacks is “no thumb sucking”! This means when you know you want something, act.

I was watching Shark Tank last night. Mark Cuban offered someone a deal. When they hesitated and looked around the room, he rescinded his offer. He said, “That’s your problem. You had a deal right in front of you and you didn’t close. And for that reason… I’m out.”

5. Don’t Sweat the Small Stuff

I had a former boss who is quite wealthy tell me not to sweat the small stuff. He actually had this rule written down in the employee handbook. He taught me to focus on the big picture. All of the money stuff combined isn’t as important as the big picture. For instance, if your company makes money – who cares that the office furniture hasn’t shown up yet? As long as the business is making money, everything else will fall into place.

6. Learn How to Say ‘No’

This one is hard for me. I always want to say yes. But sometimes you just have to say no. You must say no to parties, job offers, dates, bosses, employees, etc. If you said yes to everything, you’d have little time to focus on what matters most. By saying ‘no’ sometimes, you’ll be able to focus on what matters. Alternatively, if you’re always saying no, you may want to open up a little. You still need to expand your horizons.

As I said earlier, these productivity hacks have been taken from wealthy people I have known. This isn’t college textbook stuff. These are real tips to earn real money.

Which productivity hack could you work on?

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My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Derek, really need these right now. Trying to get back on track after the holidays. Especially need to work on #1, 3, 4 and 5. Like how you made them concise and to the point. Thanks.

  2. These are great ways to improve performance. Im a big fan of dont sweat the small stuff. I used to do that years ago and it hindered my results for sure.

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