Skip to content

My January 2017 Blog Income Report

I fricken love blogging. I get to help people with their personal finance challenges every day AND I actually get paid to do it. Some months are better than others, but every time I report my earnings I feel like I’m figuring out how to better help all of you, and in turn make more money.

It really is amazing how life works. The more of a blessing you are to others, the more likely it is that you’ll be blessed. This blog is no different. The more people I’m willing to help and inspire, the more likely it is that they’ll tell their friends, which means my visitor numbers shoot through the roof. With a crazy number of visitors, the more likely it is that this blog makes money. It’s pretty simple stuff really.

Here are my latest blog income reports. I started low and then thankfully experienced a ramp up. Hopefully this month’s report is as good or better than last month!

Do You Ever Think About Starting Your Own Blog?

Have you ever thought about inspiring others with a blog of your own? Just think about what you could do and the people you could help!

*Seriously, stop and think about it*

Even if you made absolutely no money, wouldn’t it be worth it to just help one person in a giant way? Absolutely it would!

The life of a blogger is truly amazing, and for just $24 you could give yourself the chance to change someone’s life. Heck, I’m so passionate about helping you start, I would even walk through the step by step process with you! Email me at derek [at] lifeandmyfinances (dot) com and we can set up a time to set up your new website together.

For those of you that want to set up your site on your own but might need a little assistance, check out this FREE step-by-step tutorial I created: “How to Start a WordPress Blog For Just $24“. Then click on the banner below to sign up.

My January 2017 Blog Income Report

My December earnings were pretty exciting (since I breached the $1,000 mark), but it also left me a bit anxious. Would I be able to replicate this success, or was it just a one hit wonder? I’m hoping for the former and not the latter…

So what’s the actual story for January? Well so far…. it’s the latter, but I honestly don’t think I’ll be a one-hit wonder for long. Things are still chugging in the right direction. In January, I earned $486.76.

January 2017 Blog Income Report

Pay Per Click Ads

In my left sidebar, I’ve got a Google ad and a ad. Both are 160×600 and are near the bottom left of the page. I tuck them away a bit because #1) I don’t want to spam the heck out of you, and #2) I’m not able to control the content of the ad. They still earn me a decent income each month though, so I keep them around for the occasional click and the $100+ payout at the end of the month.

This past month, I spoke with a company called MyFinance. They started out just like me – a personal finance website – and they quickly discovered the need for quality ads that don’t promote sex, drugs, or politics. What they came up with is genius and I’m totally happy to host on my site.

Here’s what I’m talking about. As of now, every post has these helpful articles at the bottom. Readers click on them and benefit from the read, and I get paid a small sum for each click.

Google Adsense = $71.93

The month before last, Google Adsense netted me $56.92. This past month topped that quite handily with earnings of $71.93. Like I said, all I have to do is keep the traffic coming and my earnings will take care of themselves. Now I just have to think of some more awesome posts for February! Ads = $40.68

With, my earnings started out EXTREMELY slow. Like, in the entire first year I earned $50 total. Then in November alone I earned $38.70 and in December I landed another $59.06. Pretty good! In January, I earned another decent sum of $40.68. Again, not too shabby!

MyFinance = $63.15

I had this ad structure live on my site for 10 days and I earned $63.15. That rate of income is better than Google and combined! Heck, if this keeps up, maybe I’ll do away with the other pay-per-click options and just focus on my affiliate marketing!

Affiliate Marketing

I keep saying it again and again, but Michelle from Making Sense of Sense earns over $100,000 a month (I’m dead serious by the way – check it out here: My September 2016 Blog Income Report: $102,911), so why can’t I up my game and make just a small portion of that?

Seriously. If she earns $100k each month, then why can’t I earn $10k? Is she 10x better than me. I don’t think so!

If you read her post and dig into the details, you’ll see that she gets paid from companies she believes in and refers tons of traffic to, and then they kindly pay her a portion of the sales to say ‘thanks’. BOOM, that’s it! Well I can do THAT! Right??


Below are the companies I love and can’t wait to refer my readers to each and every day.

iPage Affiliate Income = $0.00 $65.00

Sooo….nobody signed up for a blog through iPage this past month, but there is a bit of silver lining on this rain cloud.

I have been so effective at building relationships and helping my readers that I actually had a woman contact me via email, thank me for my great writing and recommendations, and then ask me if I had an affiliate link for BlueHost (another webhost company).

As it turns out, I DID have an affiliate link for her to use. I passed it along and she immediately signed up through their service, netting me $65 in the process.

Even through I didn’t make an iPage sale in January, I still consider this month a win.

  • October – 142 clicks, $105.00
  • November – 126 clicks, $0.00
  • December – 158 clicks, $210.00
  • January – 176 clicks, $0.00 (well, $65 with a BlueHost conversion)

At least the clicks are heading in the right direction! If I keep that up, the purchases should follow!

iPage is a webhost for people to start their own blogs. They’re cheap, reliable, and you can easily make a great looking site in just 15 minutes or less. I’ve been using them for six years and recommend them in a heartbeat to everyone I meet.

If you want to start changing lives with your own blog, click on the banner below and use free my step-by-step instructions to sign up for just $23.88!

Motif Investing Affiliate Income = $46.00

I absolutely love Motif Investing. In fact, they’ve got an awesome silver and gold motif that I’m invested in.

One other person shared my love affair with them this past month and officially started trading. Congrats!! Way to invest in your future!

Earn Your Free Money with Motif Investing!

If you haven’t heard of motifs, they are an amazing way to buy and sell stocks for cheap! PLUS, they often offer promotions for new investors on their page! So get signed up (by clicking the banner below), make some trades and earn some free money! Need some help? Use this FREE tutorial!

Valore Books Affiliate Income = $0

As much as I love Valore Books, this affiliate link just isn’t earning me anything. I don’t think my personal finance site topic is related closely enough to booksSo, in the next few days I’ll likely be taking down the “Cheap Books” page on my site and will no longer be pushing this link. If you ever need a cheap book in the future though, I’ll still lead you to Valore Books. 🙂


I’m still not writing for other sites, but frankly I just don’t have the time right now. Instead, I’ll continue to pour my heart and soul into this site and hopefully make so much money that I’ll never consider writing for another blog again! 😉

Direct Ads

Companies occasionally reach out and ask me to review a product or mention their company specifically through my blog. I am very selective with these requests and only recommend products that I truly believe in. In the month of January, I earned $200 via direct ads.

Total Website Earnings

In total, this blog earned $486.76 in January of 2017. Alright, so it’s still not $100k (or even $10k), but I’m still getting paid actual dollars for something that I’d do for free all day long. So in my book, that is AWESOME!

The Future of This Site

You know how you earn more money? You serve more people. If I want to earn more with this blog, I need to help more people achieve their goals and dreams.

This means:

  • More freebie tools to help you win with your budget (I added a couple more this past month — check out my Free Tools Page!)
  • Giveaways – I’m thinking about T-shirts, what do you think? (Seriously! Tell me!)
  • More helpful articles

Be sure to tell your friends about Life And My Finances, because there are some great things to come!

Thanks Friends! Can’t wait to share what I accomplish next month!

Income Reports


My name is Derek, and I have my Bachelors Degree in Finance from Grand Valley State University. After graduation, I was not able to find a job that fully utilized my degree, but I still had a passion for Finance! So, I decided to focus my passion in the stock market. I studied Cash Flows, Balance Sheets, and Income Statements, put some money into the market and saw a good return on my investment. As satisfying as this was, I still felt that something was missing. I have a passion for Finance, but I also have a passion for people. If you have a willingness to learn, I will continue to teach.


  1. Congrats.
    Wondering if, on the backside, you can see “hover” areas, time spent on hover, time spent on page etc. If not, you might look into how to see that. Of course, you cant ignore rankings, traffic and so forth.
    Do you spend time with other bloggers &/or the FIRE community? They could help get the brand out there as well.
    Keep going with it. Never know, you could 100k next month…

    FYI-the only thing, as far as, clicking on ads was motif. Although I did not sign up with them, I have book marked the site. Maybe run an open poll to see what might be more “clickable” or what peaks a persons interest and try that direction… Don’t know, just spitballing

    • Hi Whisky. Thanks for the great feedback.

      I’ve been reading up on various ad methods. Your hover-over idea is fantastic. Also I’ve read a bit about sidebar ads and images. It seems that some people don’t even look at images since they just assume they’re ads and they won’t be interested. I might mess around with adding some text links soon.

      Thanks for being an awesome reader!

      • You’re right. I rarely look at sides, banners and so forth. I run ad blockers and pop up blockers because its so intrusive/pervasive. In fact there have been sites that I refuse to go back to because of so many adverts, pop ups etc, even running blockers couldn’t catch it all. And as a side note, if a site is able to get around it all and/or on every page or scroll something comes up saying subscribe subscribe subscribe or buy now, save etc, they get blacklisted. If it blocks part of the story or cant go further without “taking some action” then it gets listed as well… Just fyi
        Anyway, good luck! 🙂

        • Yup, I’m with you on all of that, and I definitely don’t want to put myself on someone’s “block” list!

  2. Not bad at all! $400 a month is pretty solid when you consider what kind of capital it would take to have that in cash flow from the stock market or real estate market!

    I don’t doubt you will be at $1,000 a month consistently given your content and talent. Keep it up Derek 🙂

    • Very true, Erik. Thanks for picking me up! February is already shaping up to be better than January, so watch out $1,000 target! 😉

  3. Congratulations sir Derek. Wish you get more this month 🙂

    • Thanks! Oh I’m sure I will, February is already looking awesome!!

  4. Congratulations Derek on your monthly earnings! I just stumbled across your blog and I also just posted my January earnings on my blog this month, didn’t make that much though! In any rate, I would love to know more about the company MyFinance. Do you have a referral link? If so can you email it to me (… Thanks doll!

    • Hi Lily – I just emailed my contact for you. I’ll let you know soon!

Comments are closed for this article!

Related posts