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Life And My Finances Editorial Team
Editorial Team
Life And My Finances is a place where we offer our readers the necessary knowledge about personal finance. We help you make wise financial decisions, build knowledge, and achieve economic awareness.
The most important things for us is journalistic and financial reliability. That is why all the content we write goes through a meticulous substantive review process. We cooperate with an independent panel of experts - lawyers, economists and financial analysts. Each text that is published on our website is previously verified by an expert.
Editor-in-Chief
Read Our Articles

Check out the Capital One cards comparison, and see which is best for you.
14 min

Amex Gold vs. Blue Cash Preferred: Which Amex Is Best?
Amex Gold vs. Blue Cash Preferred: Which card comes out on top with rewards, fees, and cash back?
17 min

Capital One SavorOne vs. Quicksilver: Which Is Better?
Which of the Capital One cards is better: SavorOne or Quicksilver? See the comparison of their fees, rewards, and more.
13 min

Chase Ink Unlimited Review 2023 (Top Business Card)
Read this Chase Ink Business Unlimited review before committing to a business credit card.
12 min

Capital One Venture X Business Card Review 2023
Check out the mind-blowing credit card sign-up bonus you get with the Venture X Business Card.
12 min

Unique Platinum Credit Card Review: Is This Store Card Legit?
Unique Platinum card review: Is this store card legit and where can you use it?
19 min

Sun Country Credit Card Review (Fees, Perks, Promotions)
Read our Sun Country credit card review to see if this is the right travel credit card for you.
11 min

Milestone Mastercard Review 2023 (Gold Mastercard Benefits)
Read this detailed Milestone Mastercard review to see if it’s a good credit-building option for you.
10 min

Citi Double Cash Card Review: Simple 2% Citi Cashback Card
Is the Citi cashback card for you? Check out its pros, cons, rewards, and fees to decide.
14 min

Cerulean Credit Card Review 2023 (Continental Finance Card)
Learn everything about the Cerulean credit card.
9 min

Albert Cash Card Review 2023: Is It a Real Credit Card?
A detailed Albert Cash card review with pros, cons, fees, and more.
10 min

Surge Credit Card Review: Its Pros, Cons, and Alternatives
Is it really good for building credit?
13 min

Tractor Supply Credit Card Review: Is It Any Good?
If you’re a frequent visitor to the Tractor Supply store, you need to read this.
11 min

Varo Believe Credit Card Review (and the Best Alternatives)
See if you really can build credit with the Varo secured card for free.
11 min

Revenued Business Credit Card: Rewards & Requirements
Revenued Business Credit Card: Discover more about its requirements, rewards, and reviews.
19 min

Tomo Credit Card Review: Your New Credit-Building Tool?
Tomo credit card review: Can this no-credit-check card help you boost your score?
17 min

Credit One Platinum Visa Review 2023 (Should You Get It?)
Here’s our detailed review of the Credit One Platinum Visa and its credit-rebuilding features.
11 min

Guaranteed Approval Cards With $1,000 Limits for Bad Credit
We uncover the top guaranteed approval credit cards with $1,000 limits for those with bad credit.
28 min

Uber Pro Card Review 2023 (Is Uber Pro Card Worth It?)
Here’s our detailed Uber Pro card review to help you decide if you should get it.
11 min

Sportsman’s Warehouse Credit Card Review 2023
Is the Sportsman’s Warehouse credit card worth investing in? Find out here.
10 min

Is 710 Credit Score Good? How to Improve It & Approval Odds
Learn what a 710 score means and how to improve it.
12 min

Avant Credit Card Review 2023: Unsecured Credit Builder
Avant credit card review: Everything about pre-approvals, payments, and pesky fees.
16 min

Mission Lane Credit Card Review 2023 (Best Credit Builder?)
Here’s everything to know about building your credit score with the Mission Lane Visa card.
9 min

How Much Interest Will I Earn on 200 Million Dollars Annually?
Can you live off of 200 million and then retire on it?
9 min

How I Achieved a Debt-Free Life by Age 30 (Tips and Benefits)
I paid off my house at age 29. But what were the benefits and disadvantages? Check out the post.
12 min

Plastic Personality: What Your Credit Card Says About You
The telltale card: How your credit card spills the beans about you.
11 min

Chase Freedom Unlimited Credit Card Review 2023
No annual fee or maintenance fee. Bonus offer available. Minimum 1.5% cash back.
10 min

Citi Premier Card Review 2023: Points, Benefits & Fees
Citi Premier Card review: A deep dive into the benefits and bonuses of this rewards card.
15 min

FoundersCard Review 2023 (Membership & Rewards Details)
Learn what benefits you’ll bag by subscribing to the exclusive FoundersCard.
19 min

Exxon Mobil Credit Card Review 2023: Fuel Rewards & Rates
Exxon Mobil credit card review: Is this fuel card legit and how do the gas rewards stack up?
17 min

Ramp Card Review: Business Benefits & Financial Services
Ramp Card Review: Everything from startup services to business benefits.
15 min

50% Can’t Afford Student Loans. But Is That Really a Problem?
Student debt averages are still rising, but how many will really default?
14 min

Divvy Credit Card Review 2023: Is This Business Card Legit?
Divvy Credit Card Review: What is Divvy, and can you use this business card as a credit builder?
16 min

Capital One Venture Rewards Credit Card Review 2023
A good travel credit card from Capital One with a generous sign-up bonus.

Amex Business Platinum Review 2023 (Benefits & Rewards)
Amex Business Platinum Review: Discover all the business benefits and if it’s worth the annual fee.
18 min

Capital One SavorOne Student Credit Card Review 2023
This credit card is one of the top cards out there for students. It’s honestly hard to beat.
9 min

Petal 2 Visa Credit Card Review 2023: Should You Buy It?
Petal 2 Visa credit card review: Everything you need to know, with pros, cons, features, and more.
14 min

M1 Owner’s Rewards Card Review: Get Cashback To Invest
M1 Owner’s Rewards Card Review: Use your cashback to boost your M1 Finance investment portfolio.
14 min

Emporium Black Credit Card Review: Shopping Credit Builder
Everything you need to know about the Emporium Black Card.
8 min

40+ Tips To Get Out Of Debt Fast (Plus Debt Relief Options)
Use these tips to slay your debt faster than you ever thought possible.
36 min

Capital One Venture vs. Venture X Credit Card Comparison
Check out our detailed comparison of the Capital One Venture vs. Venture X travel credit cards.
22 min

32 Printable Monthly Budget Templates: Free Budget Planners
Check out the best printable monthly budget templates with free calculators and planners.
18 min

Yieldstreet vs. Crowdstreet: Which Platform Is Best for You?
Yieldstreet vs. Crowdstreet: Discover which is the best real estate investing platform for you.
16 min

American Express Blue Business Cash Card Review 2023
American Express Blue Business Cash Card Review: Everything to know about rewards and requirements.
15 min

Merit Platinum Card Review 2023: Your Answer To Bad Credit?
Merit Platinum Credit Review: Can you apply with a bad credit score and is it legit?
16 min

Revvi Credit Card Review 2023 (Is It a Good Card For You?)
The Revvi credit card is a Visa rewards card designed to help improve your credit score.
7 min

Chase Freedom Unlimited® vs. Capital One Quicksilver®
Which rewards credit card will be better for you?
13 min

Capital One Quicksilver Review 2023 (Benefits and Rewards)
Check out our detailed Capital One Quicksilver review.
11 min

Caesars Credit Card Review: Is Total Rewards Visa Worth It?
Caesars credit card and Total Rewards Visa—two different names, one credit card.
11 min

Capital One Venture X vs. Amex Gold: A Detailed Comparison
See our detailed comparison of Capital One Venture X and Amex Gold cards, and pick the one for you.
14 min

How Long Does It Take To Get an 800 Credit Score? (Top Tips)
Learn how long it takes to get an 800 credit score and if it’s worth the effort.
15 min

15 Payoff Strategies: How to Pay Off Multiple Credit Cards
Learn how to pay off multiple credit cards and which to pay off first.
15 min

Shop Your Way Mastercard: Is the Citi Credit Card Good?
In dire need of some retail therapy? Shop Your Way Mastercard has you covered.
14 min

How Much Does a Fireplace Remodel Cost in 2023?
A detailed breakdown of costs for remodeling a fireplace, along with tips to keep the costs down.
17 min

Wise Card Review 2023: Exchange Rates & Money Transfers
Wise Card review: All you need to know about the exchange rates and fees for your next vacation.
14 min

Group One Platinum Card Review 2023 (Should You Get It?)
Check out our full review of the Group One Platinum card, including its pros, cons, and key FAQs.
14 min

CheapOair Credit Card Review: The Synchrony Rewards Card
Learn about CheapOair points, rewards, fees, customer support, and alternatives.
12 min

eBay Mastercard Review 2023: Cashback & Rewards
eBay Mastercard Review: All you need to know about cashback, rewards, and any extra fees.
15 min

How Much Money Does Bill Gates Make a Day in 2023
Find out how much Bill Gates makes a day as we break it down into hours, minutes, and even seconds.
11 min

100+ Debt Free Quotes: Best Quotations About Debt Online
Here’s a list of 100+ debt free quotes from verified sources to inspire you.
20 min


Top 10 US Cities to Live In: Best Places to Get Rich
Find out more about ten US money cities where you can get rich and live happily ever after.
15 min

Free Home Renovation Budget Template (Excel Download)
We’ve reviewed the other budget templates. This is by far the best one for your renovation project.
15 min

How Long To Build Credit With a Secured Credit Card?
How fast can you build credit with a secured credit card? Learn how to raise your score quickly.
22 min

How Much Does It Cost to Build a Shed? 2023 Shed Prices
Find out how much it costs to build sheds of various sizes right now with different materials.
11 min

How to Increase Your Credit Score Quickly: 16 Ways to Do It
Learn 16 ways to boost your credit score as fast as possible.
16 min

What Are the Credit Score Ranges? (The Credit Score Scales)
A breakdown of the different credit score ranges and what credit you need to buy a house or a car.
14 min

How Much Does It Cost to Build a Covered Patio in 2023?
Covered patio cost: Our complete price breakdown of aluminum, wood, and DIY patio covers.
21 min

Kashkick Reviews 2023: Is Kashkick Legit or a Scam?
Find out if Kashkick is legit and how much you can earn from it.
16 min

Capital One SavorOne Credit Card Review 2023 (Is It Good?)
The Capital One SavorOne credit card has an initial bonus offer and good long-term benefits.
10 min

Capital One® Venture X® Credit Card Review 2023
Fly high with the 2023 Capital One® Venture X® Credit Card—a worthy flier's co-pilot.
11 min

Amex Blue Cash Preferred Review 2023: Is It Worth It?
Everything you need to know, with pros, cons, features, and more.
17 min

Capital One QuicksilverOne Review: Rewards & Credit Scores
Capital One QuicksilverOne Review: The complete guide to credit scores and cash back rewards.
14 min

Capital One Platinum vs. Quicksilver (Credit Limit, APR, Fees)
Check out our detailed comparison of Capital One credit cards: Platinum and Quicksilver Rewards.
14 min

American Housing Cost by State—A Decade in Review
See the baffling house price by state shifts across the last ten years.
8 min

The Average Cost to Build a 1,500 Square Foot House in 2023
See what makes up the average cost of building a 1,500 square foot house in the US right now.
20 min

How to Get Out of Credit Card Debt Without Ruining Your Credit
We’re discussing the smartest ways of paying off credit card debt without ruining your credit.
21 min

10x10 Kitchen Remodel Cost: Total Average Cost Breakdown
Discover our complete breakdown of how much it costs for a 10x10 kitchen remodel.
18 min

What Is a Good Credit Score? The Best Way to Get One
What is a good credit score, and how can you reach the perfect score range?
20 min

Why a Roth IRA Is a Bad Idea (Yes, You Can Lose Money)
I lost nearly $400,000 to a Roth. It’s not just me. Based on our survey, the average person is losing $163,000.
12 min

Capital One Platinum Card Review: Mastercard Credit Builder
Credit builder card with no annual or foreign transaction fees for those with fair credit score.
12 min

Yieldstreet Review 2023: Is this Investment Platform Legit?
Yieldstreet Review: Everything from minimum investments to lawsuits and alternative apps.
20 min

How to Pay Off 100k in Student Loans: 10 Tips to Be Debt-Free
Check out our top tips on paying off 100k in student loans, and how long it will take you.
15 min

Can You Pay a Credit Card With a Credit Card & Is It Smart?
Is it smart to pay a credit card with a credit card? And is it even possible?
23 min

Debt-Free Meaning: How to Become Debt-Free (Is It Worth It?)
Discover how to live debt-free and find out about the benefits of a zero-debt lifestyle.
16 min

America’s Saving Habits 2023: The Most Bizarre Statistics Yet
We surveyed over a thousand Americans to understand their saving habits in 2023.
10 min

How To Get Out Of Debt With No Money and Bad Credit (Fast)
Over 20 proven ways to get out of debt even when you’re short on cash and have a bad credit history.
21 min

Hot Wheels, Hot Dogs, and the Cold Truth About Inflation
Inflation hedges, the plot thickens: What happened in 2022–2023 to prices of commodities in the US and where were inflation hedges when we needed them?
9 min

Is Solitaire Cash Legit? (App Reviews, Cheats, & Promo Code)
Solitaire Cash Review: Discover how the app works and if you can play Solitaire for real money.
15 min

How Can You Reduce Your Total Loan Cost? 15 Practical Tips
Check out our 15 practical tips on how you can reduce your total student loan cost.
19 min

YNAB vs. Mint Review: What’s the Best Budget App For You?
Find out what the best budgeting app in 2023 is with this detailed YNAB vs. Mint comparison.
19 min

Crowdstreet Review 2023: How to Invest in Real Estate Online
Discover how CrowdStreet stacks up in the online real estate investing world.
17 min

Inflation: What Are Its Effects, Impact, and Why Is It Bad?
What’s the impact of inflation in the US, and how will the rising prices affect you?
18 min

Are We in a Recession Yet? Recession Predictions for 2023
Find out if we’re in a recession right now and what the economic predictions look like for 2023.
20 min

$15 an Hour is How Much a Year? Is 15 an Hour Salary Good?
Find out how much tax you owe, and what lifestyle you can afford on a $15-an-hour salary.
12 min

Crypto.com vs. Coinbase: Which Is Better? (Fees & Wallets)
Crypto.com vs. Coinbase: Everything you need to know about fees, wallets, and features.
16 min

16 of the Best Credit Cards for Teens in 2023
See our top picks for teen credit cards and choose the best one for you.
22 min

Destiny Credit Card Agreement
Destiny credit card interest rates, charges, and fees. See all the fine print detail here.
36 min

FIT Credit Card Agreement
FIT credit card interest rates, charges, and fees. See all the fine print detail here.
42 min

16 Best Credit Cards for Bad Credit in 2023
Here’s our list of secured and unsecured cards for bad credit you have good chances of getting.
23 min

Cash App vs. Venmo: Which is Safer & How Much They Charge?
Which is better: Cash App or Venmo? Let’s dive into fees, limits, security, and more.
12 min

$60000 a Year Is How Much an Hour? Is This a Good Salary?
Find out how much tax you owe, and what lifestyle you can afford.
13 min

Passive Real Estate Investing: What Is It and Is It Worth It?
What is passive real estate investing, and what are the best investment strategies for you?
23 min

Synchrony Premier World Mastercard® Review: Is It Worth It?
No annual fee, 2% cash back on every purchase, and no intro offer—is the card worth it?
10 min

Indigo Mastercard® Card Review 2023: Is It Good? (Pros&Cons)
The Indigo credit card is an easy credit card to get, and it’s actually one you want.
8 min

Otto Insurance Review 2023: Is Otto Car Insurance Legit?
Our Otto Insurance review uncovers if the company is legit and gives you top Otto Insurance quotes.
13 min

Credit Ninja Review 2023: Easy Online Loans & Interest Rates
Our CreditNinja reviews takes a closer look at their personal installment loans and interest rates.
12 min

First Digital Credit Card Review: Is It Worth Considering? (2023)
Looking for a credit card to build your credit? Read our honest First Digital credit card review, and find out if it’s a good fit for you.
14 min

Top 15 Blue Collar Jobs 2023 (Definition, Salaries, Examples)
We reveal the best blue-collar jobs and delve into what it means to be a blue collar worker.
19 min

FIT Credit Card Review: An Honest Look at FIT Mastercard®
Accepted nearly everywhere, good for building credit, but comes with steep fees and high APR.
11 min

Simple Roth 401k vs Traditional 401k Retirement Calculator
Nearly everyone thinks they should invest in a Roth 401k. But is it true? The answer will shock you.
20 min

10 Best Cash Advance Apps That Work With Chime in 2023
Check out our top picks for some of the cash advance apps like Dave that work with Chime.
15 min

Try This 11 Word Phrase to Stop Debt Collectors Immediately
Check how the 11 word phrase can stop debt collectors, the rights you have, and answers to key FAQs.
14 min

How to Start Building Credit at 18? Best Ways to Build Credit Fast
Learning how to build credit at 18 is easy with our fastest ways to build credit from scratch.
12 min

30+ Side Hustles for Moms: Best Side Jobs for Moms in 2023
What are the most profitable and flexible side hustles for moms? Check out our 30+ best picks.
22 min

30+ Side Hustle Jobs for Men: Good Side Hustles to Consider
Looking for ways to make more money? Explore our list of 30+ top side gigs for men in 2023.
24 min

10 Apps Like Klarna 2023 (Best Buy Now, Pay Later Apps)
Discover the best apps like Klarna. Which “buy now, pay later” companies offer guaranteed approval?
17 min

How to Build Credit With a Credit Card? (Credit Building Tips)
Discover how to build credit with a credit card and learn other credit building tips.
15 min

Joe Rogan Net Worth 2023 [Salary, Investments, Wealth]
Explore how much Joe Rogan is worth in 2023, along with details on all his income streams.
12 min

10+ Best Second Chance Credit Cards With No Security Deposit
Need a second chance with credit cards? These are the best cards for average credit or below.
17 min

How Long Does it Take to Get a Credit Card? (Tips + FAQs)
How Long Does It Take To Get A Credit Card?
11 min

Ultimate Bucket List Ideas: 400+ Fun, Unique & Summer Ideas
Explore our ultimate bucket list and discover the unique things to do before you die.
20 min

100+ Work From Home Statistics: Remote Working Stats in 2023
Check out our list of 100+ work from home statistics, covering recent stats, predictions, and more.
15 min

How to Build Credit Without a Credit Card (10 Easy Ways)
10 easy ways to learn how to build credit without a credit card.
9 min

Upgrade Card Review 2023: Cash Rewards Visa®
The Upgrade credit card is one of the easier cards to get, and you’ll earn cash back.
7 min

How to Borrow Money From Cash App in 2023?
Learn how to use Cash App’s Borrow function (and how to unlock it).
9 min

Snowball vs Avalanche Method (Which Is Better? And Faster?)
Should you use the snowball method? Or avalanche? Read on, my friend. We’ll tell you.
15 min

Is Consumer Services a Good Career Path? (Top Careers)
Discover if consumer services is a good career path and learn more about the finance industry.
14 min

60+ US Work Force Statistics 2023 (Gender, Race, and Global)
In this post, you’ll find work force stats by age, gender, race, and even by state and country.
15 min

Self Visa® Credit Card Review 2023 [Is It a Good Credit Builder?]
How does the Self Visa® credit card work? Is it any good? And is it right for you?
10 min

10 Best Apps Like Instacart: Jobs Like Instacart to Try in 2023
Check out the 10 best apps and jobs like Instacart and how much you can earn from them.
11 min

Side Hustles for Women: 30 Best Side Jobs for Women in 2023
Explore our list of the 30 best side hustles for women to make money in 2023.
22 min

100+ Cryptocurrency Statistics 2023 (Prices & Market Caps)
Explore our 100+ cryptocurrency statistics and learn more about crypto prices and market caps.
13 min

10 Best Mortgage Refinance Companies of 2023
Shop around for the best mortgage lenders with us to find your perfect refinance deal.
15 min

10 Best Student Loan Refinance Companies 2023 (With Rates)
Choose the best option to refinance your student loans with our list of top 10 lenders in 2023.
16 min

Best High Yield Savings Accounts 2023 (Top Interest Rates)
Discover the best high yield savings accounts and the top interest rates for 2023.
16 min

10 Best Tax Software: Top Online Tax Filing in 2023
Filling out your tax forms is complicated. Make your life easier with some of the best tax software.
16 min

Homelessness in America: 100+ Statistics in 2023
Learn key facts about the number of homeless in the US in 2023.
14 min

How Much Money Do You Need to Buy a House? (2023)
You can buy a house without a down payment, but we don't recommend it. Shoot for 20% instead.
10 min

11 Best Checking Accounts: Best Banking Accounts for 2023
What does your checking account pay you right now? Did you know you could earn 3% or more?
16 min

20 Best Travel Credit Cards of 2023 (Earn Free Flights)
Want discounted prices, luxury travel, and free trips? This list of cards can get you there.
22 min

22 Best Cash Back Credit Cards in 2023 (As High As 10% Back)
Credit cards used to offer 1% cash back. The new standard is becoming 2% or higher.
18 min

Free Budget Calculator (For Monthly and Weekly Expenses)
Budgets can be complex, but we decided they don't have to be.
14 min

Best Savings Accounts 2023 (High Yield Online Savings)
Uncover the best savings accounts for you and learn more about high yield interest rates.
20 min

How Old Do You Have to Be to Get a Credit Card? (Is It 18?)
You're hitting middle age. Where did time go? Find out if you're on track financially.
12 min

How Much Does It Cost to Build a House? (by Size and Location)
The cost to build a house is less than it was in 2022 but is still way more expensive than 2019.
16 min

How Long Will My Money Last? (Retirement Spending Calculator)
Thinking about retirement? Don't want to run out of money? This free tool is for you.
12 min

15 Best Paying Jobs in Real Estate Investment Trusts
Work in REITs? Absolutely. Work in investments, marketing, finance, or legal and earn $100k+.
12 min

Webull Vs Robinhood 2023 (Trading Hours, Margin Rates & Account Fees)
Is Webull is better than Robinhood? Learn more about their trading hours and margin rates.
11 min

Reflex Credit Card Review
The Reflex card is provided by Continental Finance with initial credit limits from $300 to $1,000.
7 min

25+ Side Hustle Apps to Make Money in 2023
Side hustles can be tough. But what if you focused your efforts on a side hustle app?
13 min

Best Personal Finance Tools (Trackers and Budgeting Apps)
Here you'll find the top tools offered by Life And My Finances, but from other sites as well!
11 min

30+ Best Gig Apps: Top Job Apps to Make Money in 2023
Ever hear of BabyQuip? It's simple, easy, and you can earn bank. Oh, and here's 30 other ideas.
14 min

80+ Credit Card Statistics: Free Credit Card Facts to Cite in 2023
Did you know the average college grad has $8k in credit card debt? All others have just $3,390.
9 min


How Much Money Does Elon Musk Make a Year? (2023)
Based on the last 10 years, we calculated Elon Musk's yearly earnings. It's quite impressive.
7 min

Is DoorDash Safe in 2023? (Safety for Drivers and Customers)
Thinking about becoming a DoorDasher? Worried about safety? Let's talk about it.
9 min

How Much Money Does Elon Musk Make an Hour in 2023
Find out the hourly rate of the richest American—Elon Musk.
7 min

How Much Money Does Elon Musk Make a Second in 2023
Learn how much the new owner of Twitter makes per second!
5 min

How Much Money Does Elon Musk Make a Day in 2023
Elon Musk has become a wealthy man. But how wealthy? It's pretty impressive, let me tell you.
7 min

How Much Does Jeff Bezos Make a Second? (+ Daily Salary)
How much does Jeff Bezos make a second? Let’s dig deeper into his Amazon salary and daily income.
7 min

How Much Does Jeff Bezos Make a Minute? Salary Explained
A complete breakdown of Jeff Bezos’ salary and how much he makes in a minute, hour, day, and year.
7 min

What Credit Score is Needed to Buy a Car? (More Than 660?)
Don't have the best credit score? Desperately need a car? Don't worry, there are options.
11 min

How Much Does Jeff Bezos Make per Day? Daily Income 2023
Learn everything about Jeff Bezos’ net worth as we break down exactly how much he earns every day.
8 min

Chime Credit Card Review: Top Secured Credit Builder Option
Chime gets a score of 3.5/5, one of the better ratings for a credit builder credit card.
9 min

How to Get a Business Credit Card in 2023: 4 Simple Steps
To get a business credit card, you'll need good personal credit. Follow our steps to learn more.
13 min

10 Best Crypto Apps 2023: Top Cryptocurrency Exchanges
Uncover the best crypto apps, and learn more about the top cryptocurrency exchanges for beginners.
26 min

30 Best Paying Jobs in Consumer Services (High Paying Jobs)
Like to work with and help people? Consumer services might be right for you. Here's the top jobs.
20 min

100+ Personal Finance Statistics 2023 (Savings & Debt Stats)
A large survey of 9,658 people found 30% struggle financially and 43% struggle to meet basic needs.
15 min

How Long Does It Take to Build Credit? Establish credit fast!
Everyone wants to build credit fast—like, in a day. It doesn't work that way.
15 min

Best Stock Trading Apps of 2023: Buy and Sell Stocks for Free
Let’s dive into our top picks for the best stock trading apps and how to get started for free.
21 min

Best Unsecured Credit Cards for Bad Credit 2023
Explore the best unsecured credit cards for bad credit and how to apply with guaranteed approval.
18 min

Should You Snowball Student Loans? (Free Excel Tool Download!!)
Pay off student loans with the debt snowball? Absolutely. Start now? I would.
17 min

Projected Future Net Worth Calculator 2023
It's one thing to know your net worth—but what will it be in 20 years?
8 min

How We Plan to Pay Off the Mortgage Fast - Like...8 Months Fast
It's a great time to pay off your mortgage early. Use this tool to make a plan and pay it off fast.
8 min

Best Free Depreciation Calculator for Excel to Download 2023
If you own expensive cars or are in love with tech, you may want to sit down for this one.
11 min

Free Mortgage Payoff Calculator - It's Time to Pay Off Your Mortgage!!
Put an extra $500 toward your mortgage each month, pay it off in half the time? Yup.
5 min

How Much Could Your Small Changes Impact Your Retirement??
What if you didn't go out for lunch? What if you didn't buy that latte? What's it costing you?
4 min

Rich Mindset vs Poor Mindset (Quiz)
Many will fight me on this, but being rich or poor is often a choice.
6 min

Will You Have Enough Money to Retire? (Use This Free Tool to Find Out)
Will your money last in retirement? Use our retirement calculator Excel download to find out.
5 min

The Rental Property Wealth Calculator: Your Path to Millionaire Status
The key to wealth isn't just real estate. It's about reinvesting and creating exponential earnings.
6 min

How Many Years of Retirement Are You Wasting With That Purchase???
Looking to buy a brand new car? Did you know it could cost you 7 years of retirement?
6 min

Free College Investment Calculator - It Costs More Than You Think
What do you need to save per month for college? Use our free college savings calculator to find out.
15 min

How Much Should You Spend On That??
Do you spend like the rich? Or like the poor? Find out with this fun free tool.
7 min

Guaranteed Credit Card Approval No Deposit (12 Best Cards)
Need a new credit card? Want guaranteed approval? These cards should do the trick.
20 min

Free Budget Templates 2023 (Excel, Google Sheets, Numbers)
I know, budget sounds painful. But you know what it actually is? Freeing.
14 min
![SoFi Review: Personal Loans in 2023 [Our Verdict]](https://images.ctfassets.net/zgg0i8y4ww0x/4NvQlcPIrE2FDW4IvjhAlu/413f77c52722a03e1dae6ae850135df6/shutterstock_369962009.jpg)
SoFi Personal Loan Reviews (2023): Is SoFi Legit?
Is getting a personal loan from SoFi worth it? Check out our full review to find out.
10 min

100+ Job Satisfaction Statistics in 2023 [Free and Easy to Cite]
A surprising 86% of people are satisfied with their working schedule. And 78% like their jobs.
15 min

25 Best Paying Jobs in Energy (Top Renewable Energy Jobs!)
We’ve rounded up our best paying jobs in energy so you can find the best job (and salary) for you.
17 min

Top 110 Money Quotes of All Time [Verified Sources]
“Money often costs too much.”―Ralph Waldo Emerson
15 min

Free Weekly Budget Template 2023 (Excel and Google Sheets)
Get paid weekly? Don't know how to budget? This tool is for you.
12 min

40+ Best Side Hustle Ideas: Fast Ways to Make Money in 2023
Want to earn some extra money? Want to have fun doing it? That's the sweet spot.
27 min

20+ Side Hustles From Home: The Best Remote Side Jobs (2023)
It's a dream for many to work from home. And you know what? It's entirely possible.
16 min

Free Monthly Budget Template (For Excel and Google Sheets)
Always wondering where all your money is going? The solution is easy. A simple budget.
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Is DoorDash Worth It? How to Make Money With DoorDash
Looking to make some extra money? Is DoorDash the answer? Here's our take.
11 min

The BRRRR Method: Buy, Rehab, Rent, Refinance, Repeat
The real estate method many investors swear by. Is it right for you?
16 min

100+ Work-life Balance Statistics 2023 [Stats, Facts & Graphs]
Our top work life balance statistics tell you everything about achieving a healthy work-life balance
14 min

13 Best Investing Apps of 2023 (Stocks, Micro, REIT, +More)
I personally tested them all. These are the best investing apps in 2023.
19 min

How Long Does It Take to Build a House From Scratch in 2023
Building a home is not easy. It will almost always take longer and cost more than you think.
13 min

What Is a Good APR for a Credit Card? (Best Interest Rates!)
Find out what a good APR for your credit card is and what you can do to lower the rates.
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Best Installment Loans for 2023: Instant Personal Loans Online
Discover the best online installment loans for quick and instant approval, even with bad credit.
18 min

100+ Savings Statistics 2023: Averages, Rates, and By Age
57.4% of Americans have less than $1,000 in savings. That's not good, but it's getting worse.
21 min

How to Build Business Credit in 10 Simple Steps
You're a business. You need credit. But how? We've got your answers.
20 min

Destiny Card Review 2023: Apply for the Destiny Mastercard
The Destiny credit card is for those with less than perfect credit.
10 min

Debt Snowball Method: How It Works & What Effects to Expect
Even Harvard agrees that the debt snowball is the most effective way to pay off debt.
16 min

How Do Credit Cards Work? (Explained with Examples)
Credit cards make life simple and can even make you money...if you use them right.
16 min

100 Employee Productivity Stats You Need to Know in 2023
Only 2 hours and 48 minutes are spent being highly productive by the average office worker.
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250+ Sales Statistics for 2023 (Prospecting, Follow Up, Numbers)
Continuous training results in 50% higher net sales per employee. (Brevet)
22 min

What Increases Your Total Loan Balance: Student Loans in 2023
You might be making payments, but your student loan balance is increasing. Why? We've got answers.
13 min

How to Choose a Career Path (With List of 800+ Jobs Ideas)
I'm in my dream career right now. Here's how I would have done it decades sooner.
20 min

How to Get a Credit Card: Best Ways to Apply
Explore all the ins and outs on how to get a credit card and how to apply online.
13 min

How Many Credit Cards Should I Have? (Can I Have Too Many?)
Some people have 15 credit cards. Others have one. Which is right?
17 min

How to Build Credit (With and Without Credit Cards)
Building an 800+ credit score isn't that difficult. Just follow the steps and be patient.
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22+ Best Credit Cards for 18 Year Olds in 2023
Getting a credit card at 18 is exciting! But what do you get? We've got the top options.
22 min

How to Prepare For a Recession (9 Credible Tips to Try Now)
Think there's a recession on the horizon? If so, take a look at our top tips for for how to prepare.
19 min

Can I Retire At 40 With 1 Million Dollars? (Yes, But Read This First!)
You're 40 and could live till you're 100. Can you retire on $1 million? Yes, but not well.
10 min

10 Jobs That Pay Over $200k a Year Without a Degree
Pilot, web developer, truck driver—all these jobs can earn you $200,000 a year.
9 min

How Long Does It Take To Get A 700 Credit Score From 0?
Building credit seems to take forever, but you'll get there. Just follow the steps.
11 min

Where Should I Be Financially At 23? (Hint: Not As Far As You Think!)
You're 23 years old. Are you on track financially? Here's our take based on the data.
9 min

Is 2000 In Credit Card Debt Bad? (Spoiler: Not As Bad As You Think)
Based on the average, $2,000 in credit card debt isn't much, but it's still not good.
8 min

Mortgage Payoff Calculator: How to Pay Off Mortgage in 5 Years
Want to pay off your mortgage in 10 years? 7 years? One year? This tool can still help you.
18 min

What Is the Yearly Interest on 50 Million Dollars?
If you have $50 million and earn 3%, you'll make $1.5 million a year.
11 min

How Much Interest on $100 Million Dollars? Yearly & Monthly
If you had $100 million and earned 3%, you'd bring in $3 million every year.
11 min

Should I Buy a House Now or Wait Until 2024? (Or Later...?)
Is it a dumb time to buy a house? Here's our take based on the stats.
20 min

How to Invest $200K to Make $1 Million (And Become a Millionaire)
What’s the best way to invest $200,000? Depends on your timeframe. Check out our top tips.
25 min

Where Should I Be Financially at 25? (With Average Net Worth)
It's tough to know how well you're doing at 25 years old. Based on the data, here's our take.
9 min

Free Debt Snowball vs Avalanche Payoff Calculator
Want to see how both debt payments work in a single spreadsheet? Then this tool is for you.
17 min

Is $10 Million Enough to Retire & Live Off on Passive Income
What would retirement look like if you had $10 million? Is it the lifestyle you'd want?
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Best Free Debt Avalanche Spreadsheet (for Excel and Sheets)
Love math? Hate emotions? Then the debt avalanche method is for you.
17 min

What To Do With 20k in 2023 - Flip It, Invest It, or Save It?
$20k could transform your life. Set up an emergency fund, pay off your debt, and invest.
10 min

How Long will 400k Last in Retirement? [The 4% Rule]
Can you retire on $400k? Sure. But will you have be able to have any fun?
11 min

Yearly Interest on 1 Billion Dollars: What Does it Look Like?
What if you earned 3% on $1 billion? You'd earn yourself $30 million a year.
11 min

How to Save a Million Dollars in 10 years (9 Easy Steps)
Most people get to the million dollar mark over the course of 30 years. Let's do it in 10.
10 min

How Many People In The World Are Millionaires? What Percent?
Millionaires are everywhere. How did they earn their money, and how can you do it?
11 min

The Best Cheap and Reliable Used Cars Under $5000
I used to own a $2,500 Honda Civic. It's still one of the most reliable cars I've ever had.
13 min

Best Free Credit Card Payoff Spreadsheet (Excel and Sheets)
Prepare to get out of debt faster than you ever thought possible. Beware, this tool is amazing.
13 min

How Long Will 200K Last in Retirement? Longer Than You Think
$200,000 sounds like a lot of money, but it could all vanish quickly. Here's how to make it last.
9 min

Can You Retire on $1.5 Million Comfortably? (Is It Enough?)
$1.5 million is a decent amount of money today. But what about decades from now?
11 min

What to Do With 50k (How to Double Your Cash Savings)
If I had 50k, I'd put it into high-yield savings---then look for a rental or business to buy into.
16 min

22 Jobs That Pay $50k a Year Without a Degree
Real estate broker, web developer, warehouse manager—these are our favorite jobs that pay $50,000.
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How to Make Your First $1,000 a Month Online by Blogging
A thousand dollars extra a month. What would this change for you? For me, it changed everything.
13 min

What to Do With 1000 Dollars (What Can and Should You Do?)
You've got $1,000, let's be smart. This pivotal moment could seriously change your life.
17 min

$5 Million Net Worth Lifestyle: What to Do With 5 Million Dollars
$5 million is a lot of money. But will it really allow you to do all the things you want to do?
14 min

What to Do With 10k (Could You Invest and Double It Wisely?)
Investing is confusing right now. What do you do if you've got 10k? Here's our take.
11 min

What Is The Yearly Interest on 20 Million Dollars? A Lot?
If you had $20 million and earned just 3% interest. Do you realize what that would be? $600,000.
11 min

18 Jobs That Pay 75k a Year Without a Degree (Entry-Level Too)
Thousands of people in this world earn $75k a year without a degree. Let's make you one of them.
12 min

How to Make 2 Million Dollars a Year (And Jobs That Pay It)
Targeting $2 million for retirement? How do you earn that? We've got some ideas.
13 min

What to Do With 4 Million Dollars and Can You Live off the Interest?
If you earned 3% on $4 million, that's $120,000 a year. Not too shabby if you ask me!
11 min

Can You Live Off $1 Million Dollars? (and for How Long?)
To retire on $1 million at 55 years old, you'd need to earn 6% a year and withdraw just $60k a year.
13 min

10+ Best European Index Funds (Top Euro ETFs for 2023)
Looking to invest in European companies at a low cost? European index Funds are the way to do it.
9 min
![Are Lawyers Rich? [Average Net Worth + 10 Wealthiest Lawyers in 2022]](https://images.ctfassets.net/zgg0i8y4ww0x/RscUAJ09CrMjm1xIt45kW/a2cc70e9f4bd3fc2e2d8fbefa4fb7421/shutterstock_262127447.jpg)
Are Lawyers Rich? [Average Net Worth]
Lawyers. They're all rich right? Wrong. Check the stats and be amazed.
10 min

7+ Best Jobs That Pay $100k a Year Without a College Degree
Did you know you can make $100,000 as an executive assistant or real estate broker?
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How to Buy VTI Stock (And Where to Buy VTI Anyway)
VTI is the Vangurad Total Stock Market ETF. An easy way to diversify your money across all markets.
14 min

Best Free Debt Snowball Spreadsheet 2023 (Excel and Docs)
Want total debt freedom? There's nothing like it. This is the tool that got me there.
18 min

How to Become Rich From a Poor Background (With No Money)
I believe that anyone can become rich. It's easier for some than others, but we all have a chance.
22 min

How Much Interest on 10 Million Dollars Would I Earn?
If you save $10 million for retirement, is that enough? If you earn 3%, that's $300k. You tell me.
13 min

How to Invest in VOO Stock (Is It a Good Investment?)
The Vanguard 500 Index Fund ETF (VOO) is a simple, effective, and low-cost way to invest.
16 min

13 Low Calorie Meals on a Budget for Family
Eat unhealthy food for cheap? Easy. Make low-fat meals on a budget? Tougher, but possible.
11 min

Where Should I Be Financially at 40? (Are You Behind??)
You're hitting middle age. Where did time go? Find out if you're on track financially.
10 min

How Long Will $750,000 Last In Retirement at 60+?
If you have $750,000 in retirement, can you retire? Is it enough along with Social Security?
11 min

Whats The Monthly Interest On $5 Million Dollars?
Is $5 million rich? If you retire with 5 million and earn 3% on your money, that's $150,000 a year.
11 min

Interest On 3 Million Dollars? (And What To Do With It)
If you have $3 million, you could earn just 3% on that money to produce $90,000 a year.
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What Is The Interest On 1 Million Dollars? (Can You Retire?)
What does $1 million get you these days? Can you still retire on a million bucks?
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How to Invest in VTSAX: Minimum Investment on Vanguard
VTSAX is the Vanguard Total Stock Market Index Fund. Follow the steps below to invest.
14 min

16 Jobs That Pay $70k a Year Without a Degree (Up to $240k)
I once met an elevator technician. He actually made $200k a year. Frankly, I was speachless.
9 min

Free Credit Card Payoff Calculator: Excel and Google Sheets
Nobody wants to pay 25% interest. Get rid of your credit card debt ASAP with our Excel tools.
11 min

What's The Interest On 2 Million Dollars? (Yearly and Monthly)
Want to retire on $2 million? Here's what you can draw each year without burning up your cash.
10 min

50+ Jobs That Pay $60k a Year Without a Degree in 2023
Did you know you could earn upwards of $200k as an air traffic controller? No college needed.
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FREE Investment Calculator: Excel Template Download
If you've got $180k saved and invest $2,000 a month, you'll likely have $7.5 million in 30 years.
4 min

Best Lucrative Side Hustles to Make Extra Money
Want a unique side hustle (like becoming a mobile notary)? This list is for you.
7 min

What Does a Second Story Addition Over The Garage Cost?
An addition over the garage is possible, but it's likely not as simple (or as cheap) as you think.
19 min

Best Outdoor Side Hustles: 15 Ways to Make Money Outside
Not one to sit on your computer all day? Want to get outside? Here's the money-maker ideas for you.
11 min