Skip to content

Oh baby!

This is the moment right here!

What would you do if you had absolutely no debt? 

No car loan, no student loans, no credit card bills, and…no mortgage…???

How much cash would you have coming in that would be extra?

$2,000?

$3,000?

More??

Wouldn’t that be absolutely crazy? (we’ve been doing it for the past 5+ years, and let me tell you, it is simply glorious, and on so many levels!!)

Finish this step, and that’s exactly where you’ll be – completely debt free with wads of cash that you won’t know what to do with. 🙂

So how do you do it? It’s pretty simple really:

With this method, you’ll likely pay off your house in 5 years or less! 

Want some more info on paying off your house? 

Check out the material below

Questions about Step 13?

4 Comments

  1. Once I got committed, I paid off my first house in less than a year. It was amazing, and I have absolutely no regrets!

    Are you planning on tackling your home mortgage with full-force?

  2. That’s awesome that you guys are done with your mortgage at a young age, Derek! Thank you for encouraging your readers to reach for attainable financial independence. I’m still working on paying off my mortgage and would appreciate any tips on how to pay it down faster.😊

    • YES!! Congrats on getting to this step! Once you get rid of that mortgage, your savings will shoot up like a rocket!

      Want ideas on how to pay it down faster?

      Take a hard look at your budget. Can you reduce any spend?

      And then of course, work to increase your income (while still maintaining a quality of life of course). Maybe a better paying job? Maybe a high paying side hustle? Check out Step #8, Earn More Money. There are TONS of ideas there!

      Thanks for the comment, and thanks for reading!!

    • Sounds like maybe I have a post to write! “How to pay off your mortgage faster!”


Add a Comment

Your email address will not be published. Required fields are marked *

Helpful Resources

"Should I Pay Off My Mortgage?" Depends on the "X" Factor

"Should I Pay Off My Mortgage?" Depends on the "X" Factor

Man, nothing lights up Twitter like the question, “Should I payoff my mortgage?…Or should I invest?” People are either on…
How to Pay Off a Mortgage Early (I Did it in 11 Months)!!

How to Pay Off a Mortgage Early (I Did it in 11 Months)!!

Trying to figure out how to pay off a mortgage early? Why? And should you? If you decide to go…
Should You Pay Off Your House With Your Retirement Money?

Should You Pay Off Your House With Your Retirement Money?

Do you have money saved up for retirement? Have you ever thought about taking those funds out and using them…
The Real Reason You Should Be Paying Off Your House Early

The Real Reason You Should Be Paying Off Your House Early

Is it wise to start paying off your house early? Most people would say, “no”… While I have always told…
Should You Take Out Your 401(k) to Pay Off The House?

Should You Take Out Your 401(k) to Pay Off The House?

Have you ever thought about paying off your debts with your investments? For many of you, one of your final…
Best Ways to Add Value to Your Home...Without Debt!!

Best Ways to Add Value to Your Home...Without Debt!!

The best ways to add value to your home don’t necessarily have to break the bank! And you don’t even…