Avoid Loans in Your College Years

avoid college loans


College is often times one of the most memorable experiences of your entire life! Within 4 or 5 years you learn how to survive on your own, discipline yourself to complete projects by pre-determined deadlines, and you learn how to handle your very own finances! All of this while being pressured into random trips, slip and slides, and other crazy adventures (don’t ask please).

Unfortunately, most of us are not adequately prepared for the financial obligations involved in schooling, and since we do not have the money to attend, what do we do? Get Student Loans! The government seems to be your best friend during those college years. They provide all the money you need (and sometimes more than we need…Spring Break Trip anyone??), and they charge what seems like a very low interest rate.

We go through our day to day lives and everything seems to be going wonderfully. Sure, we have some student loans, but so does everyone else, right? If everyone else is doing it, then it must be the right thing to do….

My wife and I both got caught in this trap. Between the two of . . . → Read More: Avoid Loans in Your College Years